Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Regional credit union, $10B to $50B

Digital Federal Credit Union

Marlborough, MassachusettsCredit UnionSan Francisco Fed districtFees collected Oct 8, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Monthly Fee$0Below the typical range ($4–$10 nationally)

Overdraft & NSFVerified

Overdraft Item Paid fee$15Below the typical range ($25–$33 nationally)
$15 below the national median$15 below the Massachusetts median
per item · Source

ATM & CardVerified

in reimbursements for ATM fees charged by other institutions$0Below the typical range ($1–$2.25 nationally)
$1.50 below the national median$1.50 below the Massachusetts median
Source
Non-DCU ATM Transaction Fee$0Below the typical range ($1–$2.25 nationally)
$1.50 below the national median$1.50 below the Massachusetts median
Source
Replacement Card$0Below the typical range ($5–$10 nationally)
$10 below the national median$10 below the Massachusetts median
Source
Foreign Currency Conversion Fee (based on transaction amount) Conversion Fee Conveyance in US Funds$0Below the typical range ($0.94–$5 nationally)
$2.50 below the national median
Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Monthly Fee	$0Below the typical range ($4–$10 nationally)	$6 below the national median$6.50 below the Massachusetts median	per month	—	Source
Overdraft & NSFVerified
Overdraft Item Paid fee	$15Below the typical range ($25–$33 nationally)	$15 below the national median$15 below the Massachusetts median	per item	—	Source
ATM & CardVerified
in reimbursements for ATM fees charged by other institutions	$0Below the typical range ($1–$2.25 nationally)	$1.50 below the national median$1.50 below the Massachusetts median	—	—	Source
Non-DCU ATM Transaction Fee	$0

Fee change alerts

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$15

Overdraft fee: $15

50% below the national median overdraft fee

6 verified fees collected

Headline fees published

5 of 15

Published fees

Under review

Assets

$27.9B

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$27.9B

Total deposits

$24.2B

Service charge income (year to date)

$12.4M

Fee income ratio

1.3%

Return on assets

0.28%

Financial profile · Pro

Performance from regulator filings

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