Guthrie Community Federal Credit Union

Headquarters: Sayre, Pennsylvania
Charter: Credit Union
Assets: $122.7M
Fed district: Philadelphia

16 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 19, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Guthrie Community Federal Credit Union: $30
Guthrie Community Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
Guthrie Community Federal Credit Union: $30
Guthrie Community Federal Credit Union: $30
U.S. median: no median
Stop Payment
Guthrie Community Federal Credit Union: $30
Guthrie Community Federal Credit Union: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 19, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Pennsylvania, the Philadelphia district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Pennsylvania: Banks and credit unions headquartered in Pennsylvania that publish the fee.
Philadelphia district: Banks and credit unions headquartered in the Philadelphia Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Guthrie Community Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Account Closure (if closed within 12 months of opening)$10
Dormant Account$10
Not compared: Quarterly charge, not monthly
per quarter
Account Reconciliation$20
Account Research$20
Excessive Withdrawal Fee – Money Market$5
Invalid Address Fee$5

Overdraft & NSF

ACH Overdraft$30
ATM / Debit Card Overdraft$30
Courtesy Pay Fee$30
Overdraft$30
Returned Item$30

ATM & Card

ATM / Debit Card or Pin Replacement (2-3 weeks) (audience not stated, treated as personal)$10

Wire Transfers

Wire Transfer Fee (Incoming)$10

Check Services

Cashiers Check$2
Money Order$2
Stop Payment$30

Cash & Deposit

Coin Machine, member useNo charge

Account Services

Legal Process (tax levies, summons)$50

Retirement & IRA

IRA Transfer Fee (Outgoing)$20

Gift & Prepaid Cards

Gift Cards$3

Other Fees

Statement Copy$1

Fee	Amount	Basis	Note
Account Maintenance
Account Closure (if closed within 12 months of opening)	$10	Not stated	None
Dormant Account	$10Not compared: Quarterly charge, not monthly	per quarter	None
Account Reconciliation	$20	Not stated	None
Account Research	$20	Not stated	None
Excessive Withdrawal Fee – Money Market	$5	Not stated	None
Invalid Address Fee	$5	Not stated	None
Overdraft & NSF
ACH Overdraft	$30	Not stated	None
ATM / Debit Card Overdraft	$30	Not stated	None
Courtesy Pay Fee	$30	Not stated	None
Overdraft	$30	Not stated	None
Returned Item	$30	Not stated	None
ATM & Card
ATM / Debit Card or Pin Replacement (2-3 weeks) (audience not stated, treated as personal)	$10	Not stated	None
Wire Transfers
Wire Transfer Fee (Incoming)	$10	Not stated	None
Check Services
Cashiers Check	$2	Not stated	None
Money Order	$2	Not stated	None
Stop Payment	$30	Not stated	None
Cash & Deposit
Coin Machine, member use	No charge	Not stated	None
Account Services
Legal Process (tax levies, summons)	$50	Not stated	None
Retirement & IRA
IRA Transfer Fee (Outgoing)	$20	Not stated	None
Gift & Prepaid Cards
Gift Cards	$3	Not stated	None
Other Fees
Statement Copy	$1	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 19, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

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