Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Guthrie Community Federal Credit Union

Sayre, PennsylvaniaCredit UnionPhiladelphia Fed districtFees collected Oct 3, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Closure (if closed within 12 months of opening)$10Within the typical range ($10–$25 nationally)

Account Reconciliation$20

$5 below the national median

Source

Dormant Account$10

$5 above the national median

Source

Overdraft & NSFVerified

Overdraft$30Within the typical range ($25–$31 nationally)
At the national median
Source
Returned Item$30Within the typical range ($25–$31 nationally)
At the national median
Source

ATM & CardVerified

ATM / Debit Card or Pin Replacement (2-3 weeks)$10Within the typical range ($5–$10 nationally)
At the national median
per year · Source
Credit Card Replacement$5Within the typical range ($5–$10 nationally)
$5 below the national median
per year · Source
Telephone Transfer (by staff member, not audio response or ATM)$2Within the typical range ($1–$2.50 nationally)
$0.50 above the national median
Source

Wire TransfersVerified

Wire Transfer Fee (Incoming)$10Within the typical range ($5–$15 nationally)
At the national median
Source

Check ServicesVerified

Cashiers Check$2Below the typical range ($3–$5.50 nationally)
$3 below the national median
Source
Money Order$2Within the typical range ($1.75–$3 nationally)
At the national median
Source
Stop Payment$30Within the typical range ($20–$30 nationally)
$5 above the national median
Source

Account ServicesVerified

Legal Process (tax levies, summons)$50Within the typical range ($30–$75 nationally)
At the national median
Source

Retirement & IRAVerified

IRA Transfer Fee (Outgoing)$20Below the typical range ($25–$36.25 nationally)
$5 below the national median
Source

Gift & Prepaid CardsVerified

Gift Cards$3Within the typical range ($3–$4.50 nationally)
$0.50 below the national median
Source

Other FeesVerified

Statement Copy$1Below the typical range ($2–$5 nationally)
$2 below the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Closure (if closed within 12 months of opening)	$10Within the typical range ($10–$25 nationally)	$5 below the national median	—	—	Source
Account Reconciliation	$20Within the typical range ($20–$25 nationally)	$5 below the national median	—	—	Source
Dormant Account	$10Within the typical range ($5–$10 nationally)	$5 above the national median	—	—	Source
Overdraft & NSFVerified
Overdraft	$30Within the typical range ($25–$31 nationally)	At the national median	—	—	Source
Returned Item	$30Within the typical range ($25–$31 nationally)
ATM & CardVerified
ATM / Debit Card or Pin Replacement (2-3 weeks)	$10Within the typical range ($5–$10 nationally)	At the national median	per year	—	Source
Credit Card Replacement	$5
Wire TransfersVerified
Wire Transfer Fee (Incoming)	$10Within the typical range ($5–$15 nationally)	At the national median	—	—	Source
Check ServicesVerified
Cashiers Check	$2Below the typical range ($3–$5.50 nationally)	$3 below the national median	—	—	Source
Money Order	$2
Account ServicesVerified
Legal Process (tax levies, summons)	$50Within the typical range ($30–$75 nationally)	At the national median	—	—	Source
Retirement & IRAVerified
IRA Transfer Fee (Outgoing)	$20Below the typical range ($25–$36.25 nationally)	$5 below the national median	—	—	Source
Gift & Prepaid CardsVerified
Gift Cards	$3Within the typical range ($3–$4.50 nationally)	$0.50 below the national median	—	—	Source
Other FeesVerified
Statement Copy	$1Below the typical range ($2–$5 nationally)	$2 below the national median	—	—	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$30

Overdraft fee: $30

Overdraft fee is aligned with the national median

Total fees: 16 — leaner than most institutions

Headline fees published

7 of 15

Published fees

Under review

Assets

$122.7M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$122.7M

Total deposits

$112.4M

Service charge income (year to date)

$202K

Fee income ratio

6.3%

Return on assets

0.42%

Financial profile · Pro

Performance from regulator filings

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Based on 31,319 verified fees from 2,405 institutions

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