Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, $1B to $10B

Michigan State University Federal Credit Union

East Lansing, MichiganCredit UnionChicago Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

base account escheated$30Above the typical range ($5–$10 nationally)

Knox deterministic extraction from Rosetta artifact #1997. canonical_hint=dormant_account; text_hash=4dc0d6e9408aaf1a26527b698a79648979b9d275542264de12ae3bdb37002e59; excerpt="base account escheated $30.00" · Source

to avoid the monthly minimum balance charge.$0

$6.25 below the national median

per month · Knox read a free fee from Rosetta artifact #1997. canonical_hint=minimum_balance; text_hash=4dc0d6e9408aaf1a26527b698a79648979b9d275542264de12ae3bdb37002e59; excerpt="to avoid the monthly minimum balance charge. No Charge" · Source

Overdraft & NSFVerified

Courtesy Pay$20Within the typical range ($20–$30 nationally)
$9 below the national median
Knox deterministic extraction from Rosetta artifact #1997. canonical_hint=overdraft; text_hash=4dc0d6e9408aaf1a26527b698a79648979b9d275542264de12ae3bdb37002e59; excerpt="or less with no charges assessed except for applicable paper notice charges. Balance Shield applies to both Courtesy Pay and Courtesy Pay for Debit (when opted in) on eligible chec" · Source

ATM & CardVerified

7/26 per transaction Replacement ATM Card, Debit Card (including HSA Debit Card), or Credit Card Save your debit card or$5Within the typical range ($5–$10 nationally)
$5 below the national median
per transaction · Knox deterministic extraction from Rosetta artifact #1997. canonical_hint=card_replacement; text_hash=4dc0d6e9408aaf1a26527b698a79648979b9d275542264de12ae3bdb37002e59; excerpt="7/26 $5.00 $4.50 $1.00 per transaction Replacement ATM Card, Debit Card (including HSA Debit Card), or Credit Card Save your debit card or credit card to your mobile wallet for use" · Source

Account ServicesVerified

levy received$0Below the typical range ($25–$75 nationally)
$50 below the national median
Knox read a free fee from Rosetta artifact #1997. canonical_hint=garnishment_levy; text_hash=4dc0d6e9408aaf1a26527b698a79648979b9d275542264de12ae3bdb37002e59; excerpt="levy received No Charge" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
base account escheated	$30Above the typical range ($5–$10 nationally)	$25 above the national median	—	Knox deterministic extraction from Rosetta artifact #1997. canonical_hint=dormant_account; text_hash=4dc0d6e9408aaf1a26527b698a79648979b9d275542264de12ae3bdb37002e59; excerpt="base account escheated $30.00"	Source
to avoid the monthly minimum balance charge.	$0Below the typical range ($5–$12.50 nationally)	$6.25 below the national median	per month	Knox read a free fee from Rosetta artifact #1997. canonical_hint=minimum_balance; text_hash=4dc0d6e9408aaf1a26527b698a79648979b9d275542264de12ae3bdb37002e59; excerpt="to avoid the monthly minimum balance charge. No Charge"	Source
Overdraft & NSFVerified
Courtesy Pay	$20Within the typical range ($20–$30 nationally)	$9 below the national median	—	Knox deterministic extraction from Rosetta artifact #1997. canonical_hint=overdraft; text_hash=4dc0d6e9408aaf1a26527b698a79648979b9d275542264de12ae3bdb37002e59; excerpt="or less with no charges assessed except for applicable paper notice charges. Balance Shield applies to both Courtesy Pay and Courtesy Pay for Debit (when opted in) on eligible chec"	Source
ATM & CardVerified
7/26 per transaction Replacement ATM Card, Debit Card (including HSA Debit Card), or Credit Card Save your debit card or	$5Within the typical range ($5–$10 nationally)	$5 below the national median	per transaction	Knox deterministic extraction from Rosetta artifact #1997. canonical_hint=card_replacement; text_hash=4dc0d6e9408aaf1a26527b698a79648979b9d275542264de12ae3bdb37002e59; excerpt="7/26 $5.00 $4.50 $1.00 per transaction Replacement ATM Card, Debit Card (including HSA Debit Card), or Credit Card Save your debit card or credit card to your mobile wallet for use"	Source
Account ServicesVerified
levy received	$0Below the typical range ($25–$75 nationally)	$50 below the national median	—	Knox read a free fee from Rosetta artifact #1997. canonical_hint=garnishment_levy; text_hash=4dc0d6e9408aaf1a26527b698a79648979b9d275542264de12ae3bdb37002e59; excerpt="levy received No Charge"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$20

Overdraft fee: $20

31% below the national median overdraft fee

Total fees: 5 — leaner than most institutions

Verified fees

Under review

Assets

$8.9B

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$8.9B

Total deposits

$7.3B

Service charge income (year to date)

$8.2M

Fee income ratio

2.8%

Return on assets

0.31%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 21,453 verified fees from 2,141 institutions

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