North Easton Savings Bank

Headquarters: South Easton, Massachusetts
Charter: Bank
Assets: $1.8B
Fed district: Boston
Regulator: FDIC
Holding company: 1864 Bancorp Mhc

19 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 5, 2026.

Overview

Total assets
Q2 2026, quarter end
FDIC call report data · Jun 30, 2026
Revenue
Q2 2026, one quarter
FDIC call report data · Jun 30, 2026
Service-charge income
Q2 2026, one quarter
FDIC call report data · Jun 30, 2026
Service-charge share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Oct 5, 2026

How these figures are measured

Call-report figures are for North Easton Savings Bank at the bank level, not its holding company. Revenue is net interest income plus noninterest income.

Metric	Measure and calculation	Source and fields	Period	Retrieved
Total assets	Total assets at quarter end Point in time, at quarter end	FDIC BankFind Suite (call report data) ASSET	Q2 2026 Quarter ended Jun 30, 2026	Oct 24, 2026
Revenue	Revenue (net interest + noninterest income) One quarter, as reported	FDIC BankFind Suite (call report data) NIMQ + NONIIQ	Q2 2026 Quarter ended Jun 30, 2026	Oct 24, 2026
Service-charge income	Service charges on deposit accounts One quarter, as reported	FDIC BankFind Suite (call report data) ISERCHGQ	Q2 2026 Quarter ended Jun 30, 2026	Oct 24, 2026
Service-charge share of revenue	Service charges on deposit accounts divided by revenue (net interest + noninterest income) Shown when at least 10 banks of its size report a share above 0%.	Not on file	Not on file	Not recorded
Fees above the U.S. median	Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out.	North Easton Savings Bank's published fee schedule; Bank Fee Index medians	Current schedule	Oct 5, 2026

Service-charge income by quarter

Q1 2024 to Q2 2026, standalone quarters

Details

Source: FDIC BankFind Suite (call report data)
Entity: North Easton Savings Bank (bank level, not the holding company)
Period: Q1 2024 to Q2 2026, 10 quarters
Measure: Service charges on deposit accounts
Calculation: One quarter, as reported
Fields: ISERCHGQ
Retrieved: Oct 24, 2026

What stands out

Service-charge income was $1.1M in Q2 2026, 25% above the same quarter a year earlier ($870K).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
North Easton Savings Bank: $35
North Easton Savings Bank: $35
U.S. median: no median
NSF / Returned Item
North Easton Savings Bank: $35
North Easton Savings Bank: $35
U.S. median: no median
Non-Network ATM
North Easton Savings Bank: $1.50
North Easton Savings Bank: $1.50
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 5, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Massachusetts, the Boston district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Massachusetts: Banks and credit unions headquartered in Massachusetts that publish the fee.
Boston district: Banks and credit unions headquartered in the Boston Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Fee income beside fee prices

Service-charge income was about level from Q3 2025 to Q2 2026, at $1.1M.

Service-charge income, Q2 2026

$1.1M

$1.1MQ3 2025

$1.1MQ4 2025

$1.0MQ1 2026

$1.1MQ2 2026

Against the median

North Easton Savings BankMedian

Sources and open questions

FDIC call reports, bank level, standalone quarters. Four quarters are too few to call a trend.

Do business accounts and account analysis fees make up more of service charges than at peers?

Among its peers

North Easton Savings Bank · $1.8B in assets

The 25 banks closest in assets

Banks of similar size, for comparing published prices. Not local competitors: they're spread over 19 states.

Banks only
$1.7B to $2B in assets
Headquartered in 19 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
North Easton Savings Bank(this institution)	South Easton, MA	$1.8B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Androscoggin Savings Bank	Lewiston, ME	$1.8B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Bank 7	Oklahoma City, OK	$1.9B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
BankWest, Inc.	Pierre, SD	$1.9B	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Chelsea Groton Bank	Groton, CT	$1.8B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Cornerstone Bank	Fargo, ND	$1.9B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Embassy Bank for the Lehigh Valley	Bethlehem, PA	$1.9B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Fairfield County Bank	Ridgefield, CT	$1.9B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Fall River Five Cents Savings Bank	Fall River, MA	$1.9B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
First Commerce Bank	Lakewood, NJ	$2B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
First Northern Bank of Dixon	Dixon, CA	$1.9B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
FirstBank Southwest	Amarillo, TX	$1.9B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Hawthorn Bank	Jefferson City, MO	$1.8B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Ives Bank	Danbury, CT	$1.7B	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Kennebec Savings Bank	Augusta, ME	$1.9B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Newtown Savings Bank	Newtown, CT	$1.9B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Oak Valley Community Bank	Oakdale, CA	$2B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Security Bank and Trust Company	Paris, TN	$1.7B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Servbank, National Association	Oswego, IL	$1.7B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Sutton Bank	Attica, OH	$1.7B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
The Citizens National Bank of Meridian	Meridian, MS	$1.9B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
The Conway National Bank	Conway, SC	$2B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
The National Bank of Blacksburg	Blacksburg, VA	$1.8B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
The Security National Bank of Sioux City, Iowa	Sioux City, IA	$1.7B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Thomaston Savings Bank	Thomaston, CT	$1.9B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Tri City National Bank	Oak Creek, WI	$2B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 13 publish this fee(monthly maintenance)

12 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

North Easton Savings Bank does not publish a monthly maintenance fee in the index.

The peer median is $8 among 13 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 1, 2026.

Monthly maintenance fee in dollars, one mark per institution

North Easton Savings Bank does not publish a monthly maintenance fee, so it is not on this chart.

North Easton Savings BankPeer (equal prices stack)Peer median

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Nov 1, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Financial performance

Call reports for North Easton Savings Bank (bank level, not the holding company). Income lines are standalone quarters.

Measure

Service-charge income

Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file

Latest, Q2 2026: $1.1M
vs prior quarter: +$63K+6.1%; from Q1 2026
vs a year earlier: +$218K+25.1%; from Q2 2025
vs start of range: +$74K+7.3%; from Q3 2024

Details

Source: FDIC BankFind Suite (call report data)
Entity: North Easton Savings Bank (bank level, not the holding company)
Period: Q3 2024 to Q2 2026, 8 quarters
Measure: Service charges on deposit accounts
Calculation: One quarter, as reported
Fields: ISERCHGQ
Retrieved: Oct 24, 2026

Table

Quarter	Amount	Change	%
Q2 2026	$1.1M	+$63K	+6.1%
Q1 2026	$1.0M	−$80K	−7.2%
Q4 2025	$1.1M	+$20K	+1.8%
Q3 2025	$1.1M	+$215K	+24.7%
Q2 2025	$870K	−$62K	−6.7%
Q1 2025	$932K	−$76K	−7.5%
Q4 2024	$1.0M	−$6K	−0.6%
Q3 2024	$1.0M	+$52K	+5.4%

Service-charge share against its size cohort

Insufficient sample: fewer than 10 peers of its size reported a share.

Published fee schedule

Amounts from North Easton Savings Bank’s own schedules, with a source for each figure.

Account Maintenance

Early Account Closing (within 90 day of opening)$15
Account Research, per hour$25
Not compared: Charged per hour; comparison unavailable
per hour
Excess Transactions$10

Overdraft & NSF

Insufficient Funds, Overdraft Item$35
Overdraft fee$35
per item
Insufficient Funds, Returned Item$35
Overdraft Protection Transfer$5

ATM & Card

ATM/Debit Card Transaction; ATM withdrawal service charge at any non-NESB$1.50
ATM/Debit Card Replacement$10

Wire Transfers

Wire out charge, Domestic$25
Wire out charge, International$40

Check Services

Treasurer's Check 1 free per day$5
Not compared: Daily charge, not per item
per day
Money Order 1 free per day$3
Not compared: Daily charge, not per item
per day
Stop Payment Fee$35
Check Cashing (Non-customer, On-Us)$5
Copy of Check or Item$3

Digital & Electronic

Online Banking & Bill PaymentNo charge

Cash & Deposit

Returned Deposit Item, Personal Account$6.84
Night Deposit, Replacement Depository Key$10

Account Services

Safe Deposit Boxes - Late Payments, per month 30, 60 & 90 days late$10
Not compared: Monthly charge, not annual
per month
Liens, Levies, Attachments$20
per item

Retirement & IRA

IRA Custodial Service, annual$10
per year
IRA Transfer$25

Other Fees

Copy of Statement$5

Fee	Amount	Basis	Note
Account Maintenance
Early Account Closing (within 90 day of opening)	$15	Not stated	None
Account Research, per hour	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Excess Transactions	$10	Not stated	None
Overdraft & NSF
Insufficient Funds, Overdraft Item	$35	Not stated	None
Overdraft fee	$35	per item	None
Insufficient Funds, Returned Item	$35	Not stated	None
Overdraft Protection Transfer	$5	Not stated	None
ATM & Card
ATM/Debit Card Transaction; ATM withdrawal service charge at any non-NESB	$1.50	Not stated	None
ATM/Debit Card Replacement	$10	Not stated	None
Wire Transfers
Wire out charge, Domestic	$25	Not stated	None
Wire out charge, International	$40	Not stated	None
Check Services
Treasurer's Check 1 free per day	$5Not compared: Daily charge, not per item	per day	None
Money Order 1 free per day	$3Not compared: Daily charge, not per item	per day	None
Stop Payment Fee	$35	Not stated	None
Check Cashing (Non-customer, On-Us)	$5	Not stated	None
Copy of Check or Item	$3	Not stated	None
Digital & Electronic
Online Banking & Bill Payment	No charge	Not stated	None
Cash & Deposit
Returned Deposit Item, Personal Account	$6.84	Not stated	None
Night Deposit, Replacement Depository Key	$10	Not stated	None
Account Services
Safe Deposit Boxes - Late Payments, per month 30, 60 & 90 days late	$10Not compared: Monthly charge, not annual	per month	None
Liens, Levies, Attachments	$20	per item	None
Retirement & IRA
IRA Custodial Service, annual	$10	per year	None
IRA Transfer	$25	Not stated	None
Other Fees
Copy of Statement	$5	Not stated	None

Account Maintenance

Early Account Closing (within 90 day of opening)$15
Account Research, per hour$25
Not compared: Charged per hour; comparison unavailable
per hour
Excess Transactions$10

Overdraft & NSF

Insufficient Funds, Overdraft Item$35
Overdraft fee$35
per item
Insufficient Funds, Returned Item$35
Overdraft Protection Transfer$5

ATM & Card

ATM/Debit Card Transaction; ATM withdrawal service charge at any non-NESB$1.50
ATM/Debit Card Replacement$10

Wire Transfers

Wire out charge, Domestic$25
Wire out charge, International$40

Check Services

Treasurer's Check 1 free per day$5
Not compared: Daily charge, not per item
per day
Money Order 1 free per day$3
Not compared: Daily charge, not per item
per day
Stop Payment Fee$35
Check Cashing (Non-customer, On-Us)$5
Copy of Check or Item$3

Digital & Electronic

Online Banking & Bill PaymentNo charge

Cash & Deposit

Returned Deposit Item, Business Account$10
Night Deposit, Replacement Depository Key$10

Account Services

Safe Deposit Boxes - Late Payments, per month 30, 60 & 90 days late$10
Not compared: Monthly charge, not annual
per month
Liens, Levies, Attachments$20
per item

Retirement & IRA

IRA Custodial Service, annual$10
per year
IRA Transfer$25

Other Fees

Copy of Statement$5

Fee	Amount	Basis	Note
Account Maintenance
Early Account Closing (within 90 day of opening)	$15	Not stated	None
Account Research, per hour	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Excess Transactions	$10	Not stated	None
Overdraft & NSF
Insufficient Funds, Overdraft Item	$35	Not stated	None
Overdraft fee	$35	per item	None
Insufficient Funds, Returned Item	$35	Not stated	None
Overdraft Protection Transfer	$5	Not stated	None
ATM & Card
ATM/Debit Card Transaction; ATM withdrawal service charge at any non-NESB	$1.50	Not stated	None
ATM/Debit Card Replacement	$10	Not stated	None
Wire Transfers
Wire out charge, Domestic	$25	Not stated	None
Wire out charge, International	$40	Not stated	None
Check Services
Treasurer's Check 1 free per day	$5Not compared: Daily charge, not per item	per day	None
Money Order 1 free per day	$3Not compared: Daily charge, not per item	per day	None
Stop Payment Fee	$35	Not stated	None
Check Cashing (Non-customer, On-Us)	$5	Not stated	None
Copy of Check or Item	$3	Not stated	None
Digital & Electronic
Online Banking & Bill Payment	No charge	Not stated	None
Cash & Deposit
Returned Deposit Item, Business Account	$10	Not stated	None
Night Deposit, Replacement Depository Key	$10	Not stated	None
Account Services
Safe Deposit Boxes - Late Payments, per month 30, 60 & 90 days late	$10Not compared: Monthly charge, not annual	per month	None
Liens, Levies, Attachments	$20	per item	None
Retirement & IRA
IRA Custodial Service, annual	$10	per year	None
IRA Transfer	$25	Not stated	None
Other Fees
Copy of Statement	$5	Not stated	None

Correct a fee source

Oct 5, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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