The Local Federal Credit Union

Headquarters: Dallas, Texas
Charter: Credit Union
Assets: $25.8M
Fed district: Dallas

13 published fees; none has a market median to compare yet.

Source: its fee schedule, read Apr 21, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Non-Network ATM
The Local Federal Credit Union: $3
The Local Federal Credit Union: $3
U.S. median: no median
Wire Transfer (Domestic Out)
The Local Federal Credit Union: $25
The Local Federal Credit Union: $25
U.S. median: no median
Stop Payment
The Local Federal Credit Union: $35
The Local Federal Credit Union: $35
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Apr 21, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Texas: Banks and credit unions headquartered in Texas that publish the fee.
Dallas district: Banks and credit unions headquartered in the Dallas Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from The Local Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Account Reconciliation$25
Not compared: Charged per hour; comparison unavailable
per hour
Returned Mail$5
Not compared: Per-item charge, not monthly
per item

ATM & Card

ATM T$3
per item
Card Replacement$10
per item

Wire Transfers

Wire Transfer (Outgoing)$25
per item
Wire Transfer (Incoming)$10
per item

Check Services

Teller's Check (credit union financialchecks clearedinstitution)by another$3
per item
Money Order$3
per transaction
Order: Vacation Club$5
per transaction
ACH Stop Payment$35
per item
Counter/Temporary Check$2
per item
Temporary Check$2
per item

Digital & Electronic

ACH Return$35
per item

Cash & Deposit

Deposit Item Return$35
per item

Account Services

Legal ay$100
per item

Gift & Prepaid Cards

Gift Cards$3
per item

Other Fees

Statement Copy$5
per item

Fee	Amount	Basis	Note
Account Maintenance
Account Reconciliation	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Returned Mail	$5Not compared: Per-item charge, not monthly	per item	None
ATM & Card
ATM T	$3	per item	None
Card Replacement	$10	per item	None
Wire Transfers
Wire Transfer (Outgoing)	$25	per item	None
Wire Transfer (Incoming)	$10	per item	None
Check Services
Teller's Check (credit union financialchecks clearedinstitution)by another	$3	per item	None
Money Order	$3	per transaction	None
Order: Vacation Club	$5	per transaction	None
ACH Stop Payment	$35	per item	None
Counter/Temporary Check	$2	per item	None
Temporary Check	$2	per item	None
Digital & Electronic
ACH Return	$35	per item	None
Cash & Deposit
Deposit Item Return	$35	per item	None
Account Services
Legal ay	$100	per item	None
Gift & Prepaid Cards
Gift Cards	$3	per item	None
Other Fees
Statement Copy	$5	per item	None

Correct a fee source

Apr 21, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

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