Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

The Local Federal Credit Union

Dallas, TexasCredit UnionDallas Fed districtFees collected Apr 22, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Reconciliation$25Within the typical range ($20–$25 nationally)

ATM & CardVerified

/Card | Card Replacement$10Within the typical range ($5–$10 nationally)
At the national median
Source
ATM T | ”$3Above the typical range ($1–$2.50 nationally)
$1.25 above the national median
Source

Wire TransfersVerified

Wire Transfer (Incoming)$10Within the typical range ($5–$15 nationally)
At the national median
Source
Wire Transfer (Outgoing)$25Within the typical range ($20–$25 nationally)
At the national median
Source

Check ServicesVerified

/Item | ACH Stop Payment$35Above the typical range ($20–$30 nationally)
$9 above the national median
per item · Source
/Money Order | Vacation Club$5Above the typical range ($1.75–$3 nationally)
$3 above the national median
per transaction · Source
minimum charge | Temporary Check$2Within the typical range ($1–$4 nationally)
At the national median
per item · Source
Money Order$3Within the typical range ($1.75–$3 nationally)
$1 above the national median
per transaction · Source
Temporary Check$2Within the typical range ($1–$4 nationally)
At the national median
per item · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Reconciliation	$25Within the typical range ($20–$25 nationally)	At the national median	—	—	Source
ATM & CardVerified
/Card \| Card Replacement	$10Within the typical range ($5–$10 nationally)	At the national median	—	—	Source
ATM T \| ”	$3
Wire TransfersVerified
Wire Transfer (Incoming)	$10Within the typical range ($5–$15 nationally)	At the national median	—	—	Source
Wire Transfer (Outgoing)	$25
Check ServicesVerified
/Item \| ACH Stop Payment	$35Above the typical range ($20–$30 nationally)	$9 above the national median	per item	—	Source
/Money Order \| Vacation Club	$5
Digital & ElectronicVerified
checks cleared by the Credit Union) \| ACH Return	$35Above the typical range ($18.75–$30 nationally)	$8 above the national median	per item	—	Source
Cash & DepositVerified
Deposit Item Return	$35Above the typical range ($10–$25 nationally)	$20 above the national median	per item	—	Source
Account ServicesVerified
Legal ay (tax levies	$100Above the typical range ($30–$75 nationally)	$50 above the national median	—	—	Source
Gift & Prepaid CardsVerified
Gift Cards	$3Within the typical range ($3–$4.50 nationally)	$0.50 below the national median	—	—	Source
Other FeesVerified
Statement Copy	$5Within the typical range ($2–$5 nationally)	$2 above the national median	—	—	Source

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Headline fees published

6 of 15

Published fees

Under review

Assets

$25.8M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$25.8M

Total deposits

$19.8M

Service charge income (year to date)

$362K

Fee income ratio

24.8%

Return on assets

-0.12%

Financial profile · Pro

Performance from regulator filings

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Based on 37,892 published fee entries from 2,651 institutions

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