Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Polish-American Federal Credit Union

Troy, MichiganCredit UnionChicago Fed districtFees collected Feb 17, 2026Financials Q2 2026

Website

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Dormant Account Mainenance Fee$3Below the typical range ($5–$10 nationally)

Overdraft & NSFVerified

NSF Charge for Checks$25Within the typical range ($25–$31 nationally)
$5 below the national median
Source
Overdraft Transfer from Shares to Share Draft$1Below the typical range ($3–$5 nationally)
$4 below the national median
Source

ATM & CardVerified

ATM Withdrawals at Polish-American FCU owned ATMs and the CO-OP Network$0Below the typical range ($1–$2.50 nationally)
$1.75 below the national median
Source
Non-Network ATM Withdrawals$2Within the typical range ($1–$2.50 nationally)
$0.25 above the national median
Source
Replacement Debit Card$5Within the typical range ($5–$10 nationally)
$5 below the national median
Source

Check ServicesVerified

Cashiers Checks$5Within the typical range ($3–$5.50 nationally)
At the national median
Source
Copy of Check$5Within the typical range ($2–$5 nationally)
$2 above the national median
Source
Money Orders$2Within the typical range ($1.75–$3 nationally)
At the national median
Source

Account ServicesVerified

Garnishments/Levies$35Within the typical range ($30–$75 nationally)
$15 below the national median
Source
Notary Service$0Within the typical range ($0–$5 nationally)
$2.50 below the national median
Source

Other FeesVerified

Duplicate Statement$2Within the typical range ($2–$5 nationally)
$1 below the national median
Source
Loan Application Fee$0Below the typical range ($20–$35 nationally)
$30 below the national median
Source
VISA Statement Copies$5Within the typical range ($2–$5 nationally)
$2 above the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Dormant Account Mainenance Fee	$3Below the typical range ($5–$10 nationally)	$2 below the national median	per month	—	Source
Overdraft & NSFVerified
NSF Charge for Checks	$25Within the typical range ($25–$31 nationally)	$5 below the national median	—	—	Source
Overdraft Transfer from Shares to Share Draft	$1
ATM & CardVerified
ATM Withdrawals at Polish-American FCU owned ATMs and the CO-OP Network	$0Below the typical range ($1–$2.50 nationally)	$1.75 below the national median	—	—	Source
Non-Network ATM Withdrawals	$2
Wire TransfersVerified
Outgoing Wire Transfers - Domestic	$20Within the typical range ($20–$25 nationally)	$5 below the national median	—	—	Source
Check ServicesVerified
Cashiers Checks	$5Within the typical range ($3–$5.50 nationally)	At the national median	—	—	Source
Copy of Check	$5Within the typical range ($2–$5 nationally)
Account ServicesVerified
Garnishments/Levies	$35Within the typical range ($30–$75 nationally)	$15 below the national median	—	—	Source
Notary Service	$0
Gift & Prepaid CardsVerified
Gift Cards	$5Above the typical range ($3–$4.45 nationally)	$1.50 above the national median	—	—	Source
Other FeesVerified
Duplicate Statement	$2Within the typical range ($2–$5 nationally)	$1 below the national median	—	—	Source
Loan Application Fee	$0Below the typical range ($20–$35 nationally)

Fee change alerts

Get an email when Polish-American Federal Credit Union changes a fee

One email when a verified fee you follow changes. Nothing else unless you ask for it.

Work at Polish-American Federal Credit Union? Benchmark it against peers, free

Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $25

17% below the national median NSF fee

Total fees: 16 — leaner than most institutions

Headline fees published

6 of 15

Published fees

Under review

Assets

$195.1M

Work at Polish-American Federal Credit Union? See every fee vs. your peers.

The Competitive Fee Position Report: every fee on this page benchmarked against a verified peer set, in a board-ready document. Priced on request: we reply within one business day with scope and price.

Request the report Correct or add a fee source

Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$195.1M

Total deposits

$169.0M

Service charge income (year to date)

$200K

Fee income ratio

4.2%

Return on assets

1.23%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 61 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 34,850 published fee entries from 2,498 institutions

See pricing