Blackhawk Federal Credit Union

Headquarters: Beaver Falls, Pennsylvania
Charter: Credit Union
Assets: $15.1M
Fed district: Cleveland

14 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 11, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
Blackhawk Federal Credit Union: $30
Blackhawk Federal Credit Union: $30
U.S. median: no median
Non-Network ATM
Leaves out 1 fee charged on a different basis filed under this fee.
Blackhawk Federal Credit Union: $1
Blackhawk Federal Credit Union: $1
U.S. median: no median
Stop Payment
Blackhawk Federal Credit Union: $15
Blackhawk Federal Credit Union: $15
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 11, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Pennsylvania, the Cleveland district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Pennsylvania: Banks and credit unions headquartered in Pennsylvania that publish the fee.
Cleveland district: Banks and credit unions headquartered in the Cleveland Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Blackhawk Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Escheat Fee$25
Inactive Accounts (after 2 years-Dormant)$15
Not compared: Annual charge, not monthly
per year
Account Reconciliation$25
Not compared: Charged per hour; comparison unavailable
per hour
Bad Address$5

Overdraft & NSF

NSF ATM/MASTERCARD Debit$30
NSF Draft Return (audience not stated, treated as personal)$30
Continuous Overdraft Fee$5
3rd day of Overdraft Protection Transfer in month$5
Not compared: Daily charge, not per item
per day

ATM & Card

ATM Balance Inquiry (audience not stated, treated as personal)$1
per item
ATM MASTERCARD Debit$1
Not compared: Monthly charge, not per item
per month
Reissue MASTERCARD DEBIT Card$20

Check Services

Credit Union Certified CheckNo charge
Stop Payment (Draft or ACH)$15
Copy of Paid Draft$5

Digital & Electronic

NSF ACH Return$30
Home Banking/Electronic Bill PayNo charge

Cash & Deposit

Returned Deposit Item$20

Lending Fees

Late fee (10 day grace from due date)$15

Other Fees

Statement CopiesNo charge

Fee	Amount	Basis	Note
Account Maintenance
Escheat Fee	$25	Not stated	None
Inactive Accounts (after 2 years-Dormant)	$15Not compared: Annual charge, not monthly	per year	None
Account Reconciliation	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Bad Address	$5	Not stated	None
Overdraft & NSF
NSF ATM/MASTERCARD Debit	$30	Not stated	None
NSF Draft Return (audience not stated, treated as personal)	$30	Not stated	None
Continuous Overdraft Fee	$5	Not stated	None
3rd day of Overdraft Protection Transfer in month	$5Not compared: Daily charge, not per item	per day	None
ATM & Card
ATM Balance Inquiry (audience not stated, treated as personal)	$1	per item	None
ATM MASTERCARD Debit	$1Not compared: Monthly charge, not per item	per month	None
Reissue MASTERCARD DEBIT Card	$20	Not stated	None
Check Services
Credit Union Certified Check	No charge	Not stated	None
Stop Payment (Draft or ACH)	$15	Not stated	None
Copy of Paid Draft	$5	Not stated	None
Digital & Electronic
NSF ACH Return	$30	Not stated	None
Home Banking/Electronic Bill Pay	No charge	Not stated	None
Cash & Deposit
Returned Deposit Item	$20	Not stated	None
Lending Fees
Late fee (10 day grace from due date)	$15	Not stated	None
Other Fees
Statement Copies	No charge	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 11, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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