Valwood Park Federal Credit Union

Headquarters: Carrollton, Texas
Charter: Credit Union
Assets: $29.7M
Fed district: Dallas

16 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 30, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Valwood Park Federal Credit Union: $25
Valwood Park Federal Credit Union: $25
U.S. median: no median
NSF / Returned Item
Valwood Park Federal Credit Union: $25
Valwood Park Federal Credit Union: $25
U.S. median: no median
Non-Network ATM
Valwood Park Federal Credit Union: $1.50
Valwood Park Federal Credit Union: $1.50
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 30, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Texas: Banks and credit unions headquartered in Texas that publish the fee.
Dallas district: Banks and credit unions headquartered in the Dallas Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Valwood Park Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Early Closure (less than 90 days of opening)$25
Inactivity after 1 Year (audience not stated, treated as personal)$5
per month
Account Research (audience not stated, treated as personal)$25
Not compared: Charged per hour; comparison unavailable
per hour
Bad Address (audience not stated, treated as personal)$5
per month
Returned Mail (audience not stated, treated as personal)$5
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Courtesy Pay (ACH/Check) (audience not stated, treated as personal)$25
per item
NSF (Returned ACH/Check Payment) (audience not stated, treated as personal)$25
per item
Overdraft Transfer Share Account (audience not stated, treated as personal)$5
per item

ATM & Card

ATM Usage at a Non-VPFCU ATM (audience not stated, treated as personal)$1.50
per item
Card Replacement (Lost/Damage) (audience not stated, treated as personal)$7.50
per item

Wire Transfers

WIRE TRANSFER: Domestic-Outgoing (audience not stated, treated as personal)$25
per item

Check Services

Cashier’s Check (audience not stated, treated as personal)$3
per item
Money Orders (audience not stated, treated as personal)$2
per item
Stop Payment (Check/ACH) (audience not stated, treated as personal)$25
per item
Check Copy (first 2 free) (audience not stated, treated as personal)$5
per item

Lending Fees

Late Fee5%($20 minimum)

Vehicle & Title

Lien on Title$33

Other Fees

Statement Copy (first 2 free) (audience not stated, treated as personal)$5
per item
Returned Loan Payment$25
per item

Fee	Amount	Basis	Note
Account Maintenance
Early Closure (less than 90 days of opening)	$25	Not stated	None
Inactivity after 1 Year (audience not stated, treated as personal)	$5	per month	None
Account Research (audience not stated, treated as personal)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Bad Address (audience not stated, treated as personal)	$5	per month	None
Returned Mail (audience not stated, treated as personal)	$5Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Courtesy Pay (ACH/Check) (audience not stated, treated as personal)	$25	per item	None
NSF (Returned ACH/Check Payment) (audience not stated, treated as personal)	$25	per item	None
Overdraft Transfer Share Account (audience not stated, treated as personal)	$5	per item	None
ATM & Card
ATM Usage at a Non-VPFCU ATM (audience not stated, treated as personal)	$1.50	per item	None
Card Replacement (Lost/Damage) (audience not stated, treated as personal)	$7.50	per item	None
Wire Transfers
WIRE TRANSFER: Domestic-Outgoing (audience not stated, treated as personal)	$25	per item	None
Check Services
Cashier’s Check (audience not stated, treated as personal)	$3	per item	None
Money Orders (audience not stated, treated as personal)	$2	per item	None
Stop Payment (Check/ACH) (audience not stated, treated as personal)	$25	per item	None
Check Copy (first 2 free) (audience not stated, treated as personal)	$5	per item	None
Lending Fees
Late Fee	5%($20 minimum)	Not stated	None
Vehicle & Title
Lien on Title	$33	Not stated	None
Other Fees
Statement Copy (first 2 free) (audience not stated, treated as personal)	$5	per item	None
Returned Loan Payment	$25	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 30, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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