Parda Federal Credit Union

Headquarters: Auburn Hills, Michigan
Charter: Credit Union
Assets: $217.4M
Fed district: Chicago

22 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 1, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Parda Federal Credit Union: $33
Parda Federal Credit Union: $33
U.S. median: no median
NSF / Returned Item
Parda Federal Credit Union: $33
Parda Federal Credit Union: $33
U.S. median: no median
Non-Network ATM
Parda Federal Credit Union: $1
Parda Federal Credit Union: $1
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 1, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Michigan, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Michigan: Banks and credit unions headquartered in Michigan that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Parda Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Closed Share Account (If closed within 6 months of opening) (audience not stated, treated as personal)$25
Dormant Account Fee$10
per month
Inactive Account (No activity for 6 months)$5
per month
Monthly inactivity fee$7
per month
Account Research (audience not stated, treated as personal)$25
Research and Reconciliation on Account - 1 hour minimum (Fee refunded if result shows CU error)$20
Not compared: Charged per hour; comparison unavailable
per hour
Returned Mail with No Forwarding Address$5

Overdraft & NSF

Parda Overdraft Privilege$33
per item
NSF (non-sufficient funds) Withdrawal$33
per item

ATM & Card

Transfers, Withdrawals & Balance Inquiries at ATM (After first 10)$1
per item
Expedited Card Replacement (Additional Fees for International Shipping)$50

Wire Transfers

Domestic Wire Transfers$25
per item

Check Services

Cashier Check$5
per item
Exchange Parda Check for Cashier Check$25
Official Check (audience not stated, treated as personal)$2
Money Order$3
per item
Stop Payment (audience not stated, treated as personal)$33
per item
Stop Payments$33
per item
Counter/Starter Checks (audience not stated, treated as personal)$0.50
Counter/Starter Checks (Sheet of 4)$2
Parda Check Cashing (Non-Member)$5
Check Copy (Older than 12 months)$15
per item
Check Copy (Paid within last 12 months)$5
per item

Digital & Electronic

ACH/Automatic Payment Returned$33
per item

Account Services

Garnishment/Levies/Other Legal Processes (audience not stated, treated as personal)$100
Levy or Garnishment$50
per item
Verification of Account Letter (audience not stated, treated as personal)$15

Retirement & IRA

IRA Transfer Fee (To another institution)$50

Gift & Prepaid Cards

VISA Gift Card$4

Other Fees

Duplicate Statement Copy (audience not stated, treated as personal)$5
Statement Copies$5
Not compared: Monthly charge, not per item
per month
Skip-A-Payment$35

Fee	Amount	Basis	Note
Account Maintenance
Closed Share Account (If closed within 6 months of opening) (audience not stated, treated as personal)	$25	Not stated	None
Dormant Account Fee	$10	per month	None
Inactive Account (No activity for 6 months)	$5	per month	None
Monthly inactivity fee	$7	per month	None
Account Research (audience not stated, treated as personal)	$25	Not stated	None
Research and Reconciliation on Account - 1 hour minimum (Fee refunded if result shows CU error)	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Returned Mail with No Forwarding Address	$5	Not stated	None
Overdraft & NSF
Parda Overdraft Privilege	$33	per item	None
NSF (non-sufficient funds) Withdrawal	$33	per item	None
ATM & Card
Transfers, Withdrawals & Balance Inquiries at ATM (After first 10)	$1	per item	None
Expedited Card Replacement (Additional Fees for International Shipping)	$50	Not stated	None
Wire Transfers
Domestic Wire Transfers	$25	per item	None
Check Services
Cashier Check	$5	per item	None
Exchange Parda Check for Cashier Check	$25	Not stated	None
Official Check (audience not stated, treated as personal)	$2	Not stated	None
Money Order	$3	per item	None
Stop Payment (audience not stated, treated as personal)	$33	per item	None
Stop Payments	$33	per item	None
Counter/Starter Checks (audience not stated, treated as personal)	$0.50	Not stated	None
Counter/Starter Checks (Sheet of 4)	$2	Not stated	None
Parda Check Cashing (Non-Member)	$5	Not stated	None
Check Copy (Older than 12 months)	$15	per item	None
Check Copy (Paid within last 12 months)	$5	per item	None
Digital & Electronic
ACH/Automatic Payment Returned	$33	per item	None
Account Services
Garnishment/Levies/Other Legal Processes (audience not stated, treated as personal)	$100	Not stated	None
Levy or Garnishment	$50	per item	None
Verification of Account Letter (audience not stated, treated as personal)	$15	Not stated	None
Retirement & IRA
IRA Transfer Fee (To another institution)	$50	Not stated	None
Gift & Prepaid Cards
VISA Gift Card	$4	Not stated	None
Other Fees
Duplicate Statement Copy (audience not stated, treated as personal)	$5	Not stated	None
Statement Copies	$5Not compared: Monthly charge, not per item	per month	None
Skip-A-Payment	$35	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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