Alcon Employees Federal Credit Union

Headquarters: Fort Worth, Texas
Charter: Credit Union
Assets: $29.9M
Fed district: Dallas

17 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 12, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
InSight Checking
Alcon Employees Federal Credit Union: $20
Alcon Employees Federal Credit Union: $20
U.S. median: no median
Overdraft (OD)
Alcon Employees Federal Credit Union: $35
Alcon Employees Federal Credit Union: $35
U.S. median: no median
NSF / Returned Item
Alcon Employees Federal Credit Union: $30
Alcon Employees Federal Credit Union: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 12, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Texas: Banks and credit unions headquartered in Texas that publish the fee.
Dallas district: Banks and credit unions headquartered in the Dallas Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Alcon Employees Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly Maintenance$20
per month
Account closure within 180 days$10
Inactive/dormant account (after 12 months) fee$5
per month
Research Fee (minimum 1 hour)$25
Mailed paper statement$2
per month

Overdraft & NSF

Courtesy Pay (Overdraft privilege)$35
per item
NSF fee (returned Alcon EFCU draft)$30
per item

ATM & Card

Expedited Card$25

Check Services

Cashier’s check fee$3
Not compared: Monthly charge, not per item
per month
Stop payment on ACH$15
Stop payment on check$15
per item
Foreign collection Item$30
Copies of share drafts$2
per item
Copy of Cashier’s checks$5
Copy of checks request via email/phone with MSR$2
per item
Copy of Credit Union checks$2
Online banking check copiesNo charge

Digital & Electronic

ACH origination (one time transfer) set up fee$5
ACH origination (one time transfer/same day process) set up fee$7.50
one time
ACH origination (recurrent transfer) set up feeNo charge
Bill Pay servicesNo charge

Cash & Deposit

Returned deposit Item fee$15

Account Services

Notary service (Members)No charge
Notary service (Non-Members)$6

Gift & Prepaid Cards

Visa Gift Card$3
per item
VISA Travel Card funds reload$2.50
per item

Other Fees

Quick Cash Loan application fee$20
per item

Fee	Amount	Basis	Note
Account Maintenance
Monthly Maintenance	$20	per month	None
Account closure within 180 days	$10	Not stated	None
Inactive/dormant account (after 12 months) fee	$5	per month	None
Research Fee (minimum 1 hour)	$25	Not stated	None
Mailed paper statement	$2	per month	None
Overdraft & NSF
Courtesy Pay (Overdraft privilege)	$35	per item	None
NSF fee (returned Alcon EFCU draft)	$30	per item	None
ATM & Card
Expedited Card	$25	Not stated	None
Check Services
Cashier’s check fee	$3Not compared: Monthly charge, not per item	per month	None
Stop payment on ACH	$15	Not stated	None
Stop payment on check	$15	per item	None
Foreign collection Item	$30	Not stated	None
Copies of share drafts	$2	per item	None
Copy of Cashier’s checks	$5	Not stated	None
Copy of checks request via email/phone with MSR	$2	per item	None
Copy of Credit Union checks	$2	Not stated	None
Online banking check copies	No charge	Not stated	None
Digital & Electronic
ACH origination (one time transfer) set up fee	$5	Not stated	None
ACH origination (one time transfer/same day process) set up fee	$7.50	one time	None
ACH origination (recurrent transfer) set up fee	No charge	Not stated	None
Bill Pay services	No charge	Not stated	None
Cash & Deposit
Returned deposit Item fee	$15	Not stated	None
Account Services
Notary service (Members)	No charge	Not stated	None
Notary service (Non-Members)	$6	Not stated	None
Gift & Prepaid Cards
Visa Gift Card	$3	per item	None
VISA Travel Card funds reload	$2.50	per item	None
Other Fees
Quick Cash Loan application fee	$20	per item	None

Correct a fee source

Oct 12, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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