11 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 18, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Overdraft (OD)
NSF / Returned Item
Cashier's Check
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Pennsylvania, the Philadelphia district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Chrome Federal Credit Union’s own schedules, with a source for each figure.
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Inactive Account (per month, after 12 months) | $5 | per month | None |
| Research Fee (per hour) | $20Not compared: Charged per hour; comparison unavailable | per hour | None |
| Bad Address/Undeliverable Fee | $5 | per month | None |
Overdraft & NSF | |||
| Courtesy Pay | $30 | Not stated | None |
| Return Item Fee | $15 | Not stated | None |
ATM & Card | |||
| Replacement Card | $10 | Not stated | None |
Check Services | |||
| Cashier's Check | $3 | Not stated | None |
| Foreign Item Collection (plus pass-through fees) | $20 | per item | None |
| Copy of Check/Deposit (FREE online) | $2 | per item | None |
Digital & Electronic | |||
| ACH Origination for Loan Payments | $30 | Not stated | None |
Account Services | |||
| Garnishments/Liens/Levy Processing Fee (per item plus legal fees) | $50 | per item | None |
Other Fees | |||
| Mortgage Payoff Letter | $25 | Not stated | None |
Oct 18, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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