FirstBank Southwest

Headquarters: Amarillo, Texas
Charter: Bank
Assets: $1.9B
Fed district: Dallas

12 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 10, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Personal Banking / Checking / SmartBanking
FirstBank Southwest: $12
FirstBank Southwest: $12
U.S. median: no median
Overdraft (OD)
Compared at $26, its standard fee, the highest of its prices
FirstBank Southwest: $25 to $26
FirstBank Southwest: $25 to $26
U.S. median: no median
Non-Network ATM
FirstBank Southwest: $1
FirstBank Southwest: $1
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 10, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Texas: Banks and credit unions headquartered in Texas that publish the fee.
Dallas district: Banks and credit unions headquartered in the Dallas Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from FirstBank Southwest’s own schedules, with a source for each figure.

Account Maintenance

Monthly service charge$12
per month
Account Research/Reconcilement Fee$18
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Fee for overdraft$26
per item
Overdraft fee$25
per item

ATM & Card

ATM Transactions at Non FBSW ATM$1
Replacement Debit/ATM Card$5

Wire Transfers

Wire Transfer Customer Outgoing$20
Wire Transfer Customer IncomingNo charge
Wire Transfer Non-Customer Incoming$10
per item · Non-Customer only, Incoming wire
Wire Transfer Customer Foreign$50

Check Services

Cashier's Check/Official Check Non-Customer$4
Cashiers Check/Official Check Customer (after first 3)$2
Stop Payment$30
Check Cashing Non-Customer (audience not stated, treated as personal)5%($5 minimum)
Collection Item Customer$10
Collection Item Non-Customer$15

Cash & Deposit

Loose Coin Sort Non-Customer (audience not stated, treated as personal)5%($5 minimum)
Return/Chargeback Item Fee$5

Account Services

Safe Deposit Box Key Replacement$15
Not compared: Box drilling or key fee

Other Fees

Duplicate Statements$2.50

Fee	Amount	Basis	Note
Account Maintenance
Monthly service charge	$12	per month	None
Account Research/Reconcilement Fee	$18Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Fee for overdraft	$26	per item	None
Overdraft fee	$25	per item	None
ATM & Card
ATM Transactions at Non FBSW ATM	$1	Not stated	None
Replacement Debit/ATM Card	$5	Not stated	None
Wire Transfers
Wire Transfer Customer Outgoing	$20	Not stated	None
Wire Transfer Customer Incoming	No charge	Not stated	None
Wire Transfer Non-Customer Incoming	$10	per item	Non-Customer only, Incoming wire
Wire Transfer Customer Foreign	$50	Not stated	None
Check Services
Cashier's Check/Official Check Non-Customer	$4	Not stated	None
Cashiers Check/Official Check Customer (after first 3)	$2	Not stated	None
Stop Payment	$30	Not stated	None
Check Cashing Non-Customer (audience not stated, treated as personal)	5%($5 minimum)	Not stated	None
Collection Item Customer	$10	Not stated	None
Collection Item Non-Customer	$15	Not stated	None
Cash & Deposit
Loose Coin Sort Non-Customer (audience not stated, treated as personal)	5%($5 minimum)	Not stated	None
Return/Chargeback Item Fee	$5	Not stated	None
Account Services
Safe Deposit Box Key Replacement	$15Not compared: Box drilling or key fee	Not stated	None
Other Fees
Duplicate Statements	$2.50	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 10, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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