Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, under $300M

Penn Federal Credit Union

Philadelphia, PennsylvaniaCredit UnionPhiladelphia Fed districtFees collected Oct 3, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account balance research/account research$25Within the typical range ($15–$25 nationally)

Knox deterministic extraction from Rosetta artifact #1539. canonical_hint=account_research; text_hash=c3304308a88ecbaea74a8a0334f7df0fe21c69da423029a79736c1ba8b65806e; excerpt="Account balance research/account research: $25.00 per hour" · Source

Dormant Account Fee$25

$20 above the national median

Knox deterministic extraction from Rosetta artifact #1539. canonical_hint=dormant_account; text_hash=c3304308a88ecbaea74a8a0334f7df0fe21c69da423029a79736c1ba8b65806e; excerpt="Dormant Account Fee: $25.00 (after 18 months of no activity)" · Source

Overdraft & NSFVerified

ATM-POS NSF$35Above the typical range ($25–$32 nationally)
$6 above the national median
Knox deterministic extraction from Rosetta artifact #1539. canonical_hint=nsf; text_hash=c3304308a88ecbaea74a8a0334f7df0fe21c69da423029a79736c1ba8b65806e; excerpt="ATM-POS NSF: $35.00" · Source
Overdraft Privilege (negative balance)$35Above the typical range ($20–$30 nationally)
$7 above the national median
Knox deterministic extraction from Rosetta artifact #1539. canonical_hint=overdraft; text_hash=c3304308a88ecbaea74a8a0334f7df0fe21c69da423029a79736c1ba8b65806e; excerpt="Overdraft Privilege (negative balance): $35.00" · Source

Check ServicesVerified

Stop Payment$35Above the typical range ($20–$30 nationally)
$8 above the national median
Knox deterministic extraction from Rosetta artifact #1539. canonical_hint=stop_payment; text_hash=c3304308a88ecbaea74a8a0334f7df0fe21c69da423029a79736c1ba8b65806e; excerpt="Stop Payment: $35.00" · Source
Stop payment Credit union Check$50Above the typical range ($20–$30 nationally)
$23 above the national median
Knox deterministic extraction from Rosetta artifact #1539. canonical_hint=stop_payment; text_hash=c3304308a88ecbaea74a8a0334f7df0fe21c69da423029a79736c1ba8b65806e; excerpt="Stop payment Credit union Check: $50.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account balance research/account research	$25Within the typical range ($15–$25 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #1539. canonical_hint=account_research; text_hash=c3304308a88ecbaea74a8a0334f7df0fe21c69da423029a79736c1ba8b65806e; excerpt="Account balance research/account research: $25.00 per hour"	Source
Dormant Account Fee	$25Above the typical range ($5–$10 nationally)	$20 above the national median	—	Knox deterministic extraction from Rosetta artifact #1539. canonical_hint=dormant_account; text_hash=c3304308a88ecbaea74a8a0334f7df0fe21c69da423029a79736c1ba8b65806e; excerpt="Dormant Account Fee: $25.00 (after 18 months of no activity)"	Source
Overdraft & NSFVerified
ATM-POS NSF	$35Above the typical range ($25–$32 nationally)	$6 above the national median	—	Knox deterministic extraction from Rosetta artifact #1539. canonical_hint=nsf; text_hash=c3304308a88ecbaea74a8a0334f7df0fe21c69da423029a79736c1ba8b65806e; excerpt="ATM-POS NSF: $35.00"	Source
Overdraft Privilege (negative balance)	$35
Check ServicesVerified
Stop Payment	$35Above the typical range ($20–$30 nationally)	$8 above the national median	—	Knox deterministic extraction from Rosetta artifact #1539. canonical_hint=stop_payment; text_hash=c3304308a88ecbaea74a8a0334f7df0fe21c69da423029a79736c1ba8b65806e; excerpt="Stop Payment: $35.00"	Source
Stop payment Credit union Check	$50

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$35

Overdraft fee: $35

25% above the national median overdraft fee

Total fees: 6 — leaner than most institutions

Verified fees

Under review

Assets

$54.1M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$54.1M

Total deposits

$39.3M

Service charge income (year to date)

$191K

Fee income ratio

12.2%

Return on assets

0.52%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 20,792 verified fees from 2,117 institutions

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