Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Mountain Laurel Federal Credit Union

Saint Marys, PennsylvaniaCredit UnionPhiladelphia Fed districtFees collected Oct 3, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Closure within 60 days$5Below the typical range ($10–$25 nationally)

Knox deterministic extraction from Rosetta artifact #1484. canonical_hint=early_closure; text_hash=abef23f9b2e15f48d9c6a63b42a7eba5fa6b95d61a6b15617041734a4a61eaec; excerpt="Account Closure within 60 days / $ 5.00" · Source

Account Reconciliation$20

$5 below the national median

Knox deterministic extraction from Rosetta artifact #1484. canonical_hint=account_research; text_hash=abef23f9b2e15f48d9c6a63b42a7eba5fa6b95d61a6b15617041734a4a61eaec; excerpt="Account Reconciliation / $ 20.00/Hour" · Source

Dormant Account$5

At the national median

Knox deterministic extraction from Rosetta artifact #1484. canonical_hint=dormant_account; text_hash=abef23f9b2e15f48d9c6a63b42a7eba5fa6b95d61a6b15617041734a4a61eaec; excerpt="Dormant Account / $ 5.00/Quarter after 2 years of inactivity for each sub-account. Does not include Youth accounts." · Source

Overdraft & NSFVerified

Non-Sufficient Funds - ACH, Draft, Recurring ATM$25Within the typical range ($25–$31 nationally)
$5 below the national median
per item · Knox deterministic extraction from Rosetta artifact #1484. canonical_hint=nsf; text_hash=abef23f9b2e15f48d9c6a63b42a7eba5fa6b95d61a6b15617041734a4a61eaec; excerpt="Non-Sufficient Funds - ACH, Draft, Recurring ATM / $ 25.00/Item (each submission/resubmission)" · Source
Overdraft Privilege$25Within the typical range ($25–$30 nationally)
$5 below the national median
per item · Knox deterministic extraction from Rosetta artifact #1484. canonical_hint=overdraft; text_hash=abef23f9b2e15f48d9c6a63b42a7eba5fa6b95d61a6b15617041734a4a61eaec; excerpt="Overdraft Privilege / $ 25.00/item" · Source

ATM & CardVerified

Debit Card Replacement$10Within the typical range ($5–$10 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #1484. canonical_hint=card_replacement; text_hash=abef23f9b2e15f48d9c6a63b42a7eba5fa6b95d61a6b15617041734a4a61eaec; excerpt="Debit Card Replacement / $ 10.00" · Source

Wire TransfersVerified

Wire transfers incoming (Domestic)$2Below the typical range ($5–$15 nationally)
$8 below the national median
Knox deterministic extraction from Rosetta artifact #1484. canonical_hint=wire_domestic_incoming; text_hash=abef23f9b2e15f48d9c6a63b42a7eba5fa6b95d61a6b15617041734a4a61eaec; excerpt="Wire transfers incoming (Domestic) / $2.00/Transfer" · Source
Wire transfers outgoing (Domestic)$10Below the typical range ($20–$25 nationally)
$12.50 below the national median
Knox deterministic extraction from Rosetta artifact #1484. canonical_hint=wire_domestic_outgoing; text_hash=abef23f9b2e15f48d9c6a63b42a7eba5fa6b95d61a6b15617041734a4a61eaec; excerpt="Wire transfers outgoing (Domestic) / $ 10.00/Transfer" · Source

Check ServicesVerified

/Money Order$1.50Below the typical range ($2–$3.50 nationally)
$0.50 below the national median
Knox deterministic extraction from Rosetta artifact #1484. canonical_hint=money_order; text_hash=abef23f9b2e15f48d9c6a63b42a7eba5fa6b95d61a6b15617041734a4a61eaec; excerpt="$ 1.50/Money Order" · Source
Additional Share Draft Printing (starter checks)$4Within the typical range ($1–$4 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #1484. canonical_hint=counter_check; text_hash=abef23f9b2e15f48d9c6a63b42a7eba5fa6b95d61a6b15617041734a4a61eaec; excerpt="Additional Share Draft Printing (starter checks) / $4.00/page (4 checks/page)" · Source
Certified Check$5Within the typical range ($3–$5.50 nationally)
At the national median
per item · Knox deterministic extraction from Rosetta artifact #1484. canonical_hint=cashiers_check; text_hash=abef23f9b2e15f48d9c6a63b42a7eba5fa6b95d61a6b15617041734a4a61eaec; excerpt="Certified Check / $ 5.00/Check" · Source
Stop Payment$10Below the typical range ($20–$30 nationally)
$17 below the national median
Knox deterministic extraction from Rosetta artifact #1484. canonical_hint=stop_payment; text_hash=abef23f9b2e15f48d9c6a63b42a7eba5fa6b95d61a6b15617041734a4a61eaec; excerpt="Stop Payment / $ 10.00/Request" · Source

Cash & DepositVerified

Deposit Item Return$25Within the typical range ($9–$25 nationally)
$10 above the national median
per item · Knox deterministic extraction from Rosetta artifact #1484. canonical_hint=deposited_item_return; text_hash=abef23f9b2e15f48d9c6a63b42a7eba5fa6b95d61a6b15617041734a4a61eaec; excerpt="Deposit Item Return / $ 25.00/Item" · Source

Account ServicesVerified

Notary Fee$5Within the typical range ($0–$5 nationally)
$2.50 above the national median
Knox deterministic extraction from Rosetta artifact #1484. canonical_hint=notary_fee; text_hash=abef23f9b2e15f48d9c6a63b42a7eba5fa6b95d61a6b15617041734a4a61eaec; excerpt="Notary Fee / $ 5.00" · Source

Gift & Prepaid CardsVerified

VISA Gift Card$2.95Below the typical range ($3–$4.50 nationally)
$0.55 below the national median
Knox deterministic extraction from Rosetta artifact #1484. canonical_hint=gift_card_purchase; text_hash=abef23f9b2e15f48d9c6a63b42a7eba5fa6b95d61a6b15617041734a4a61eaec; excerpt="VISA Gift Card / $ 2.95/Each" · Source

Other FeesVerified

Statement Copy$1Below the typical range ($2–$5 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #1484. canonical_hint=document_reproduction; text_hash=abef23f9b2e15f48d9c6a63b42a7eba5fa6b95d61a6b15617041734a4a61eaec; excerpt="Statement Copy / $1.00/Page" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Closure within 60 days	$5Below the typical range ($10–$25 nationally)	$10 below the national median	—	Knox deterministic extraction from Rosetta artifact #1484. canonical_hint=early_closure; text_hash=abef23f9b2e15f48d9c6a63b42a7eba5fa6b95d61a6b15617041734a4a61eaec; excerpt="Account Closure within 60 days / $ 5.00"	Source
Account Reconciliation	$20Within the typical range ($17.50–$25 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #1484. canonical_hint=account_research; text_hash=abef23f9b2e15f48d9c6a63b42a7eba5fa6b95d61a6b15617041734a4a61eaec; excerpt="Account Reconciliation / $ 20.00/Hour"	Source
Dormant Account	$5Within the typical range ($5–$10 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #1484. canonical_hint=dormant_account; text_hash=abef23f9b2e15f48d9c6a63b42a7eba5fa6b95d61a6b15617041734a4a61eaec; excerpt="Dormant Account / $ 5.00/Quarter after 2 years of inactivity for each sub-account. Does not include Youth accounts."	Source
Overdraft & NSFVerified
Non-Sufficient Funds - ACH, Draft, Recurring ATM	$25Within the typical range ($25–$31 nationally)	$5 below the national median	per item	Knox deterministic extraction from Rosetta artifact #1484. canonical_hint=nsf; text_hash=abef23f9b2e15f48d9c6a63b42a7eba5fa6b95d61a6b15617041734a4a61eaec; excerpt="Non-Sufficient Funds - ACH, Draft, Recurring ATM / $ 25.00/Item (each submission/resubmission)"	Source
Overdraft Privilege
ATM & CardVerified
Debit Card Replacement	$10Within the typical range ($5–$10 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #1484. canonical_hint=card_replacement; text_hash=abef23f9b2e15f48d9c6a63b42a7eba5fa6b95d61a6b15617041734a4a61eaec; excerpt="Debit Card Replacement / $ 10.00"	Source
Wire TransfersVerified
Wire transfers incoming (Domestic)	$2Below the typical range ($5–$15 nationally)	$8 below the national median	—	Knox deterministic extraction from Rosetta artifact #1484. canonical_hint=wire_domestic_incoming; text_hash=abef23f9b2e15f48d9c6a63b42a7eba5fa6b95d61a6b15617041734a4a61eaec; excerpt="Wire transfers incoming (Domestic) / $2.00/Transfer"	Source
Wire transfers outgoing (Domestic)
Check ServicesVerified
/Money Order	$1.50Below the typical range ($2–$3.50 nationally)	$0.50 below the national median	—	Knox deterministic extraction from Rosetta artifact #1484. canonical_hint=money_order; text_hash=abef23f9b2e15f48d9c6a63b42a7eba5fa6b95d61a6b15617041734a4a61eaec; excerpt="$ 1.50/Money Order"	Source
Additional Share Draft Printing (starter checks)	$4
Cash & DepositVerified
Deposit Item Return	$25Within the typical range ($9–$25 nationally)	$10 above the national median	per item	Knox deterministic extraction from Rosetta artifact #1484. canonical_hint=deposited_item_return; text_hash=abef23f9b2e15f48d9c6a63b42a7eba5fa6b95d61a6b15617041734a4a61eaec; excerpt="Deposit Item Return / $ 25.00/Item"	Source
Account ServicesVerified
Notary Fee	$5Within the typical range ($0–$5 nationally)	$2.50 above the national median	—	Knox deterministic extraction from Rosetta artifact #1484. canonical_hint=notary_fee; text_hash=abef23f9b2e15f48d9c6a63b42a7eba5fa6b95d61a6b15617041734a4a61eaec; excerpt="Notary Fee / $ 5.00"	Source
Gift & Prepaid CardsVerified
VISA Gift Card	$2.95Below the typical range ($3–$4.50 nationally)	$0.55 below the national median	—	Knox deterministic extraction from Rosetta artifact #1484. canonical_hint=gift_card_purchase; text_hash=abef23f9b2e15f48d9c6a63b42a7eba5fa6b95d61a6b15617041734a4a61eaec; excerpt="VISA Gift Card / $ 2.95/Each"	Source
Other FeesVerified
Statement Copy	$1Below the typical range ($2–$5 nationally)	$2 below the national median	—	Knox deterministic extraction from Rosetta artifact #1484. canonical_hint=document_reproduction; text_hash=abef23f9b2e15f48d9c6a63b42a7eba5fa6b95d61a6b15617041734a4a61eaec; excerpt="Statement Copy / $1.00/Page"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$25

Overdraft fee: $25

17% below the national median overdraft fee

Total fees: 16 — leaner than most institutions

Published fees

Under review

Assets

$174.2M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$174.2M

Total deposits

$139.3M

Service charge income (year to date)

$313K

Fee income ratio

6.4%

Return on assets

2.21%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 61 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 25,267 verified fees from 2,206 institutions

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