Franklin Mint Federal Credit Union

Headquarters: Chadds Ford, Pennsylvania
Charter: Credit Union
Assets: $2.2B
Fed district: Philadelphia

17 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 27, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Franklin Mint Federal Credit Union: $25
Franklin Mint Federal Credit Union: $25
U.S. median: no median
Overdraft (OD)
Franklin Mint Federal Credit Union: $25
Franklin Mint Federal Credit Union: $25
U.S. median: no median
NSF / Returned Item
Franklin Mint Federal Credit Union: $25
Franklin Mint Federal Credit Union: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 27, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Pennsylvania, the Philadelphia district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Pennsylvania: Banks and credit unions headquartered in Pennsylvania that publish the fee.
Philadelphia district: Banks and credit unions headquartered in the Philadelphia Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Franklin Mint Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly fee$25
per month
Account, Research/Reconciliation (1/2 hour minimum)$40
Transaction Dispute$15
Paper Statement Fee$2
Return Mail$15

Overdraft & NSF

Overdraft Privilege$25
Bill Pay Non-Usage: Non-Sufficient Funds$25
Automatic Savings Transfer/Overdraft Protection$3
per item

ATM & Card

Personal Banking: Card Replacement$10
Card Expedited Replacement Domestic$25

Check Services

Cashier’s Check$7
Stop Payment$25
per item
Stop Payment Cancellation$10
Temporary Checks$7
per item
Deposit Charge off Collection Fee$35
Foreign Check Collection$25
Check Copy$3

Account Services

Account, Credit, Deposit & Other Verification Letters$10

Retirement & IRA

IRA Account External Transfer$25

Other Fees

Document/Statement Copy$10

Fee	Amount	Basis	Note
Account Maintenance
Monthly fee	$25	per month	None
Account, Research/Reconciliation (1/2 hour minimum)	$40	Not stated	None
Transaction Dispute	$15	Not stated	None
Paper Statement Fee	$2	Not stated	None
Return Mail	$15	Not stated	None
Overdraft & NSF
Overdraft Privilege	$25	Not stated	None
Bill Pay Non-Usage: Non-Sufficient Funds	$25	Not stated	None
Automatic Savings Transfer/Overdraft Protection	$3	per item	None
ATM & Card
Personal Banking: Card Replacement	$10	Not stated	None
Card Expedited Replacement Domestic	$25	Not stated	None
Check Services
Cashier’s Check	$7	Not stated	None
Stop Payment	$25	per item	None
Stop Payment Cancellation	$10	Not stated	None
Temporary Checks	$7	per item	None
Deposit Charge off Collection Fee	$35	Not stated	None
Foreign Check Collection	$25	Not stated	None
Check Copy	$3	Not stated	None
Account Services
Account, Credit, Deposit & Other Verification Letters	$10	Not stated	None
Retirement & IRA
IRA Account External Transfer	$25	Not stated	None
Other Fees
Document/Statement Copy	$10	Not stated	None

Correct a fee source

Oct 27, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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