Health Advantage Federal Credit Union

Headquarters: Saginaw, Michigan
Charter: Credit Union
Assets: $179.3M
Fed district: Chicago

23 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 11, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Premium Checking Account
Health Advantage Federal Credit Union: $2.95
Health Advantage Federal Credit Union: $2.95
U.S. median: no median
Overdraft (OD)
Health Advantage Federal Credit Union: $30
Health Advantage Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
Health Advantage Federal Credit Union: $30
Health Advantage Federal Credit Union: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 11, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Michigan, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Michigan: Banks and credit unions headquartered in Michigan that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Among its peers

Health Advantage Federal Credit Union · $179M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 17 states.

Credit unions only
$175M to $183M in assets
Headquartered in 17 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Health Advantage Federal Credit Union(this institution)	Saginaw, MI	$179M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Achieve Financial Federal Credit Union	Berlin, CT	$176M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Appalachian Community Federal Credit Union	Kingsport, TN	$183M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Arize Federal Credit Union	State College, PA	$176M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Associated Healthcare Federal Credit Union	Woodbury, MN	$176M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Caro Federal Credit Union	Columbia, SC	$175M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Century Federal Credit Union	Saint Louis, MO	$182M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Code Federal Credit Union	Dayton, OH	$176M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Compass Community Federal Credit Union	Eureka, CA	$179M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Cornerstone Federal Credit Union	Freeport, IL	$177M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Diamond Valley Federal Credit Union	Evansville, IN	$179M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Ellafi Federal Credit Union	Middletown, CT	$178M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Greenville Heritage Federal Credit Union	Greenville, SC	$181M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Johnsonville Tva Employees Federal Credit Union	Camden, TN	$181M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Mid Carolina Federal Credit Union	Lugoff, SC	$182M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
N.E.W. Federal Credit Union	Oconto Falls, WI	$178M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Naveo Federal Credit Union	Somerville, MA	$176M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Northwoods Federal Credit Union	Cloquet, MN	$175M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Police Federal Credit Union	Upper Marlboro, MD	$176M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Regional Federal Credit Union	Winfield, IN	$180M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Rio Grande Valley Credit Union	Harlingen, TX	$180M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Southwest Louisiana Federal Credit Union	Lake Charles, LA	$183M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Trailnorth Federal Credit Union	Ticonderoga, NY	$180M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Ufcw Community Federal Credit Union	Wyoming, PA	$181M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	Publishes International wire	Publishes Overdraft
Ulster Federal Credit Union	Kingston, NY	$179M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Western Sun Federal Credit Union	Broken Arrow, OK	$181M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 8 publish this fee(monthly maintenance)

17 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is $2.30 (44%) below the median of similar-sized credit unions.

Its published price is $2.95, against a peer median of $5.25 among 8 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 3, 2026.

Monthly maintenance fee in dollars, one mark per institution

Health Advantage Federal…Peer (equal prices stack)Peer median

Against this institution's monthly maintenance fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Nov 3, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Health Advantage Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Premium Checking Account Monthly service charge (audience not stated, treated as personal)$2.95
per month
Early Closure (account closed within 12 months of open date)$10
Inactive Account$5
per month
Account Reconciliation & Research$20
Not compared: Charged per hour; comparison unavailable
per hour
ATM Adjustment$5

Overdraft & NSF

Overdraft Courtesy Pay$30
Item Returned Non-Sufficient Funds (NSF)$30
per item
Returned Check/Payment (audience not stated, treated as personal)$30

ATM & Card

ATM Withdrawal/Transfer (audience not stated, treated as personal)$1
per item
ATM/Debit Card Replacement (after 1st free replacement)$15
ATM/Debit Card Rush Delivery$35

Wire Transfers

Wire Transfer (outgoing)$30

Check Services

Official Check (under $1000)$3
per item
Money Orders$2
per item
Stop Payment (ACH or check)$20
Temporary Checks$4
Check Cashing (member)$5
Check Copy$2

Digital & Electronic

Bill Pay$4.99
per month

Cash & Deposit

Coin Machine (non-member) (audience not stated, treated as personal)10%
Cash Advance (with a non-HAFCU card)$10

Account Services

Subpoena/Legal Request Processing$10

Lending Fees

Credit Card Late Charge (see Visa disclosure)$25

Gift & Prepaid Cards

Gift Card$3
per item

Other Fees

Document Photocopies 2 free$0.25
per item
CUSTAT and Holiday Loan Application$20
Skip a Pay (each loan skipped)$35
per item

Fee	Amount	Basis	Note
Account Maintenance
Premium Checking Account Monthly service charge (audience not stated, treated as personal)	$2.95	per month	None
Early Closure (account closed within 12 months of open date)	$10	Not stated	None
Inactive Account	$5	per month	None
Account Reconciliation & Research	$20Not compared: Charged per hour; comparison unavailable	per hour	None
ATM Adjustment	$5	Not stated	None
Overdraft & NSF
Overdraft Courtesy Pay	$30	Not stated	None
Item Returned Non-Sufficient Funds (NSF)	$30	per item	None
Returned Check/Payment (audience not stated, treated as personal)	$30	Not stated	None
ATM & Card
ATM Withdrawal/Transfer (audience not stated, treated as personal)	$1	per item	None
ATM/Debit Card Replacement (after 1st free replacement)	$15	Not stated	None
ATM/Debit Card Rush Delivery	$35	Not stated	None
Wire Transfers
Wire Transfer (outgoing)	$30	Not stated	None
Check Services
Official Check (under $1000)	$3	per item	None
Money Orders	$2	per item	None
Stop Payment (ACH or check)	$20	Not stated	None
Temporary Checks	$4	Not stated	None
Check Cashing (member)	$5	Not stated	None
Check Copy	$2	Not stated	None
Digital & Electronic
Bill Pay	$4.99	per month	None
Cash & Deposit
Coin Machine (non-member) (audience not stated, treated as personal)	10%	Not stated	None
Cash Advance (with a non-HAFCU card)	$10	Not stated	None
Account Services
Subpoena/Legal Request Processing	$10	Not stated	None
Lending Fees
Credit Card Late Charge (see Visa disclosure)	$25	Not stated	None
Gift & Prepaid Cards
Gift Card	$3	per item	None
Other Fees
Document Photocopies 2 free	$0.25	per item	None
CUSTAT and Holiday Loan Application	$20	Not stated	None
Skip a Pay (each loan skipped)	$35	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 11, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Health Advantage Federal Credit Union's safe deposit box changes in our data

We check once a day and send one email covering every change.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Premium Checking Account
Health Advantage Federal Credit Union: $2.95
Health Advantage Federal Credit Union: $2.95
U.S. median: no median
Overdraft (OD)
Health Advantage Federal Credit Union: $30
Health Advantage Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
Health Advantage Federal Credit Union: $30
Health Advantage Federal Credit Union: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 11, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Michigan, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Michigan: Banks and credit unions headquartered in Michigan that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Among its peers

Health Advantage Federal Credit Union · $179M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 17 states.

Credit unions only
$175M to $183M in assets
Headquartered in 17 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Health Advantage Federal Credit Union(this institution)	Saginaw, MI	$179M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Achieve Financial Federal Credit Union	Berlin, CT	$176M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Appalachian Community Federal Credit Union	Kingsport, TN	$183M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Arize Federal Credit Union	State College, PA	$176M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Associated Healthcare Federal Credit Union	Woodbury, MN	$176M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Caro Federal Credit Union	Columbia, SC	$175M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Century Federal Credit Union	Saint Louis, MO	$182M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Code Federal Credit Union	Dayton, OH	$176M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Compass Community Federal Credit Union	Eureka, CA	$179M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Cornerstone Federal Credit Union	Freeport, IL	$177M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Diamond Valley Federal Credit Union	Evansville, IN	$179M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Ellafi Federal Credit Union	Middletown, CT	$178M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Greenville Heritage Federal Credit Union	Greenville, SC	$181M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Johnsonville Tva Employees Federal Credit Union	Camden, TN	$181M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Mid Carolina Federal Credit Union	Lugoff, SC	$182M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
N.E.W. Federal Credit Union	Oconto Falls, WI	$178M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Naveo Federal Credit Union	Somerville, MA	$176M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Northwoods Federal Credit Union	Cloquet, MN	$175M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Police Federal Credit Union	Upper Marlboro, MD	$176M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Regional Federal Credit Union	Winfield, IN	$180M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Rio Grande Valley Credit Union	Harlingen, TX	$180M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Southwest Louisiana Federal Credit Union	Lake Charles, LA	$183M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Trailnorth Federal Credit Union	Ticonderoga, NY	$180M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Ufcw Community Federal Credit Union	Wyoming, PA	$181M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	Publishes International wire	Publishes Overdraft
Ulster Federal Credit Union	Kingston, NY	$179M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Western Sun Federal Credit Union	Broken Arrow, OK	$181M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 8 publish this fee(monthly maintenance)

17 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is $2.30 (44%) below the median of similar-sized credit unions.

Its published price is $2.95, against a peer median of $5.25 among 8 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 3, 2026.

Monthly maintenance fee in dollars, one mark per institution

Health Advantage Federal…Peer (equal prices stack)Peer median

Against this institution's monthly maintenance fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Nov 3, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Health Advantage Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Premium Checking Account Monthly service charge (audience not stated, treated as personal)$2.95
per month
Early Closure (account closed within 12 months of open date)$10
Inactive Account$5
per month
Account Reconciliation & Research$20
Not compared: Charged per hour; comparison unavailable
per hour
ATM Adjustment$5

Overdraft & NSF

Overdraft Courtesy Pay$30
Item Returned Non-Sufficient Funds (NSF)$30
per item
Returned Check/Payment (audience not stated, treated as personal)$30

ATM & Card

ATM Withdrawal/Transfer (audience not stated, treated as personal)$1
per item
ATM/Debit Card Replacement (after 1st free replacement)$15
ATM/Debit Card Rush Delivery$35

Wire Transfers

Wire Transfer (outgoing)$30

Check Services

Official Check (under $1000)$3
per item
Money Orders$2
per item
Stop Payment (ACH or check)$20
Temporary Checks$4
Check Cashing (member)$5
Check Copy$2

Digital & Electronic

Bill Pay$4.99
per month

Cash & Deposit

Coin Machine (non-member) (audience not stated, treated as personal)10%
Cash Advance (with a non-HAFCU card)$10

Account Services

Subpoena/Legal Request Processing$10

Lending Fees

Credit Card Late Charge (see Visa disclosure)$25

Gift & Prepaid Cards

Gift Card$3
per item

Other Fees

Document Photocopies 2 free$0.25
per item
CUSTAT and Holiday Loan Application$20
Skip a Pay (each loan skipped)$35
per item

Fee	Amount	Basis	Note
Account Maintenance
Premium Checking Account Monthly service charge (audience not stated, treated as personal)	$2.95	per month	None
Early Closure (account closed within 12 months of open date)	$10	Not stated	None
Inactive Account	$5	per month	None
Account Reconciliation & Research	$20Not compared: Charged per hour; comparison unavailable	per hour	None
ATM Adjustment	$5	Not stated	None
Overdraft & NSF
Overdraft Courtesy Pay	$30	Not stated	None
Item Returned Non-Sufficient Funds (NSF)	$30	per item	None
Returned Check/Payment (audience not stated, treated as personal)	$30	Not stated	None
ATM & Card
ATM Withdrawal/Transfer (audience not stated, treated as personal)	$1	per item	None
ATM/Debit Card Replacement (after 1st free replacement)	$15	Not stated	None
ATM/Debit Card Rush Delivery	$35	Not stated	None
Wire Transfers
Wire Transfer (outgoing)	$30	Not stated	None
Check Services
Official Check (under $1000)	$3	per item	None
Money Orders	$2	per item	None
Stop Payment (ACH or check)	$20	Not stated	None
Temporary Checks	$4	Not stated	None
Check Cashing (member)	$5	Not stated	None
Check Copy	$2	Not stated	None
Digital & Electronic
Bill Pay	$4.99	per month	None
Cash & Deposit
Coin Machine (non-member) (audience not stated, treated as personal)	10%	Not stated	None
Cash Advance (with a non-HAFCU card)	$10	Not stated	None
Account Services
Subpoena/Legal Request Processing	$10	Not stated	None
Lending Fees
Credit Card Late Charge (see Visa disclosure)	$25	Not stated	None
Gift & Prepaid Cards
Gift Card	$3	per item	None
Other Fees
Document Photocopies 2 free	$0.25	per item	None
CUSTAT and Holiday Loan Application	$20	Not stated	None
Skip a Pay (each loan skipped)	$35	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 11, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.