Rockdale Federal Credit Union

Headquarters: Rockdale, Texas
Charter: Credit Union
Assets: $108.2M
Fed district: Dallas

13 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 13, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Rockdale Federal Credit Union: $6
Rockdale Federal Credit Union: $6
U.S. median: no median
Overdraft (OD)
Rockdale Federal Credit Union: $30
Rockdale Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
Rockdale Federal Credit Union: $30
Rockdale Federal Credit Union: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 13, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Texas: Banks and credit unions headquartered in Texas that publish the fee.
Dallas district: Banks and credit unions headquartered in the Dallas Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Rockdale Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly Service Fee$6
per month
Dormant Account$5
Not compared: Annual charge, not monthly
per year
Account Reconciliation (audience not stated, treated as personal)$15
Account Research$15
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

ACH Overdraft$30
Courtesy Pay$30
Overdraft (audience not stated, treated as personal)$30
Nonsufficient funds fee$30
per item
Returned Item$30

ATM & Card

ATM Transaction$1
per item
Card Replacement$5
per item
Foreign transactions0.9%of the transaction

Wire Transfers

Wire Transfer (Outgoing)$15
per item

Check Services

Official Check$1
per item
Money Order$1
per item
Stop Payment$30
per item

Cash & Deposit

Deposit Item Return$2

Account Services

Drilling of Boxes$100
Not compared: Box drilling or key fee
Late Fee$10
Not compared: Box drilling or key fee
Safe Deposit Box 10” x 10”$50
per year
Safe Deposit Box 3” X 10”$25
per year
Safe Deposit Box 3” X 5”$15
per year
Safe Deposit Box 5” X 5”$30
per year
Safe Deposit Box 5”x 10”$40
per year

Other Fees

Fax$1
Fax (Outgoing) (audience not stated, treated as personal)$2
Photocopy$0.25
per item
Statement Copy$2
per item

Fee	Amount	Basis	Note
Account Maintenance
Monthly Service Fee	$6	per month	None
Dormant Account	$5Not compared: Annual charge, not monthly	per year	None
Account Reconciliation (audience not stated, treated as personal)	$15	Not stated	None
Account Research	$15Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
ACH Overdraft	$30	Not stated	None
Courtesy Pay	$30	Not stated	None
Overdraft (audience not stated, treated as personal)	$30	Not stated	None
Nonsufficient funds fee	$30	per item	None
Returned Item	$30	Not stated	None
ATM & Card
ATM Transaction	$1	per item	None
Card Replacement	$5	per item	None
Foreign transactions	0.9%of the transaction	Not stated	None
Wire Transfers
Wire Transfer (Outgoing)	$15	per item	None
Check Services
Official Check	$1	per item	None
Money Order	$1	per item	None
Stop Payment	$30	per item	None
Cash & Deposit
Deposit Item Return	$2	Not stated	None
Account Services
Drilling of Boxes	$100Not compared: Box drilling or key fee	Not stated	None
Late Fee	$10Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 10” x 10”	$50	per year	None
Safe Deposit Box 3” X 10”	$25	per year	None
Safe Deposit Box 3” X 5”	$15	per year	None
Safe Deposit Box 5” X 5”	$30	per year	None
Safe Deposit Box 5”x 10”	$40	per year	None
Other Fees
Fax	$1	Not stated	None
Fax (Outgoing) (audience not stated, treated as personal)	$2	Not stated	None
Photocopy	$0.25	per item	None
Statement Copy	$2	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 13, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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