20 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 26, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Each amount links to the fee schedule it was read from. Medians for Pennsylvania, the Philadelphia district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from QNB Bank’s own schedules, with a source for each figure.
per month
per quarter
per hour
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Monthly fee | $25 | per month | None |
| Dormant service charge (quarterly) | $6Not compared: Quarterly charge, not monthly | per quarter | None |
| Escheatment fee | $50 | Not stated | None |
| Additional services fee (includes, but not limited to, account reconciliation) | $20Not compared: Charged per hour; comparison unavailable | per hour | None |
| Additional services fee (includes, but not limited to, account reconciliation): minimum | $20 | Not stated | None |
| Excess transaction fee (per excess transaction) | $15 | Not stated | None |
Overdraft & NSF | |||
| Account Coverage Overdraft Protection transfer fee (per transfer) | No charge | Not stated | None |
| Overdraft Daily Cap | $140 | per day | Maximum total fees per day for items paid for overdrawing account |
ATM & Card | |||
| Debit Card replacement fee | $8 | Not stated | None |
| International transaction (audience not stated, treated as personal) | 0.8%of the transaction | Not stated | None |
Wire Transfers | |||
| Wire transfer fee - outgoing (domestic) | $20 | Not stated | None |
| Wire transfer fee - outgoing (international) | $40 | Not stated | None |
| Wire transfer fee - incoming (domestic, international) | $10 | Not stated | None |
Check Services | |||
| Money order/Cashier check fee | $8 | Not stated | None |
| Money order/Cashier check fee | $8 | Not stated | None |
| Stop payment service charge | $35 | Not stated | None |
| Temporary checks (per sheet) | $1 | per item | None |
| Domestic/foreign check collection fee (per check) (at cost plus) | $30 | per item | None |
Digital & Electronic | |||
| QNB Online Banking with Bill Pay (requires enrollment) | No charge | Not stated | None |
Account Services | |||
| Late payment fee (after 15 day grace period) | $5Not compared: Box drilling or key fee | Not stated | None |
| One lost key (surrender box) | $15Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box 10x10" | $137.60 | Not stated | None |
| Safe Deposit Box 10x10" | $103.20 | Not stated | None |
| Safe Deposit Box 2x5" | $27.20 | Not stated | None |
| Safe Deposit Box 2x5" | $20.40 | Not stated | None |
| Safe Deposit Box 3x10" | $57.60 | Not stated | None |
| Safe Deposit Box 3x10" | $43.20 | Not stated | None |
| Safe Deposit Box 3x5" | $27 | Not stated | None |
| Safe Deposit Box 3x5" | $36 | Not stated | None |
| Safe Deposit Box 4x10" | $71.20 | Not stated | None |
| Safe Deposit Box 4x10" | $53.40 | Not stated | None |
| Safe Deposit Box 4x5" | $31.20 | Not stated | None |
| Safe Deposit Box 4x5" | $41.60 | Not stated | None |
| Safe Deposit Box 5x10" | $77.60 | Not stated | None |
| Safe Deposit Box 5x10" | $58.20 | Not stated | None |
| Safe Deposit Box 5x5" | $51.20 | Not stated | None |
| Safe Deposit Box 5x5" | $38.40 | Not stated | None |
| Two lost keys (drill box) | $200Not compared: Box drilling or key fee | Not stated | None |
| Government levies, attachments, etc. fee | $100 | Not stated | None |
Retirement & IRA | |||
| IRA/HSA closeout fee | $25 | Not stated | None |
| IRA/HSA transfer fee | $25 | Not stated | None |
Other Fees | |||
| Special statement fee (up to 10 pages) | $5 | Not stated | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Oct 26, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee change alerts
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