19 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 28, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Compared at $1, the middle of its prices
Overdraft (OD)
Wire Transfer (Domestic Out)
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Pennsylvania, the Philadelphia district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Cross Valley Federal Credit Union’s own schedules, with a source for each figure.
per month
per month
per month
per month
per hour
per month
per statement · Bad Address | $5.00/statement
per year
per year
per year
per year
per year
per year
per year
per year
per year
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Monthly Fee with Direct Deposit | No charge | per month | None |
| Monthly Fee without Direct Deposit | $1 | per month | None |
| Second Chance Share Draft Monthly service charge | $3 | per month | None |
| Early Acct. Closure Fee (within 180 days) | $15 | Not stated | None |
| Dormant Account (No activity 1yr.) | $5 | per month | None |
| Account Research or Account Balancing | $20Not compared: Charged per hour; comparison unavailable | per hour | None |
| Paper Statement | $2 | per month | None |
| Bad Address | $5Not compared: Charged per statement; comparison unavailable | per statement | Bad Address | $5.00/statement |
Overdraft & NSF | |||
| Courtesy Pay | $35 | Not stated | None |
| Overdraft for Recurring ATM Fees | $35 | Not stated | None |
| Overdraft Line of Credit Transfer | $12 | Not stated | None |
ATM & Card | |||
| Replacement Card | $10 | Not stated | None |
| Replacement Card Rush | $25 | Not stated | None |
Wire Transfers | |||
| Domestic Wire Transfer (Outgoing) | $30 | per item | None |
| Wire Transfers (Out) | $30 | Not stated | None |
| Wire Transfer - International | $50 | Not stated | None |
Check Services | |||
| Certified Checks | $10 | Not stated | None |
| Money Orders (Effective 02/01/18) | $2 | per item | None |
| Stop Payment | $35 | Not stated | None |
| Check Copies | $2 | Not stated | None |
| Check Copies (after 1 year) | $5 | Not stated | None |
| Check Copies Online | No charge | Not stated | None |
Account Services | |||
| 10x10= | $100 | per year | None |
| 3x10= | $35 | per year | None |
| 5x10= | $75 | per year | None |
| Safe Deposit Box 10″x10″ (audience not stated, treated as personal) | $100 | per year | None |
| Safe Deposit Box 3″x10″ (audience not stated, treated as personal) | $35 | per year | None |
| Safe Deposit Box 3x5 | $25 | per year | None |
| Safe Deposit Box 4″x10″ (audience not stated, treated as personal) | $55 | per year | None |
| Safe Deposit Box 5″x10″ (audience not stated, treated as personal) | $75 | per year | None |
| Safe Deposit Box 5x5 | $50 | per year | None |
| Safe Deposit Boxes: Online Transfers (audience not stated, treated as personal) | No charge | Not stated | None |
| Levy/Garnishment/Escheat | $100 | Not stated | None |
Gift & Prepaid Cards | |||
| Visa Gift Card | $2 | per item | None |
Other Fees | |||
| Statement Copies | $1 | per item | None |
| Statement Copies | $1Not compared: Charged per page; comparison unavailable | per page | Statement Copies | $1.00/page |
| Refinance on Current Loan Payment/Rate | $30 | Not stated | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Oct 28, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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