Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

St. Pats Employees Federal Credit Union

Missoula, MontanaCredit UnionMinneapolis Fed districtFees collected Oct 6, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Research History$25Within the typical range ($12–$25 nationally)

Wire TransfersVerified

Outgoing Wire Transfer$11Below the typical range ($20–$25 nationally)
$14 below the national median$9 below the Montana median
Source

Check ServicesVerified

Money Order$1Below the typical range ($1.50–$3 nationally)
$1 below the national median$1 below the Montana median
per item · Source

Digital & ElectronicVerified

NSF Check/ ACH Return$10Below the typical range ($15–$30 nationally)
$15 below the national median
Source

Gift & Prepaid CardsVerified

CUMoney Prepaid Debit Card$3Within the typical range ($3–$4.95 nationally)
$0.50 below the national median$1.50 below the Montana median
per item · Source
Visa Gift Card$3Within the typical range ($3–$4.95 nationally)
$0.50 below the national median$1.50 below the Montana median
per item · Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Account Research History	$25Within the typical range ($12–$25 nationally)	$7.50 above the national median$7.50 above the Montana median	—	—	Source
Wire TransfersVerified
Outgoing Wire Transfer	$11Below the typical range ($20–$25 nationally)	$14 below the national median$9 below the Montana median	—	—	Source
Check ServicesVerified
Money Order	$1Below the typical range ($1.50–$3 nationally)	$1 below the national median$1 below the Montana median	per item	—	Source
Digital & ElectronicVerified
NSF Check/ ACH Return	$10Below the typical range ($15–$30 nationally)	$15 below the national median	—	—	Source
Gift & Prepaid CardsVerified
CUMoney Prepaid Debit Card	$3Within the typical range ($3–$4.95 nationally)	$0.50 below the national median$1.50 below the Montana median	per item	—	Source
Visa Gift Card	$3

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $10

67% below the national median NSF fee

6 verified fees collected

Headline fees published

1 of 15

Published fees

Under review

Assets

$5.4M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$5.4M

Total deposits

$4.7M

Service charge income (year to date)

Fee income ratio

0.00%

Return on assets

1.04%

Financial profile · Pro

Performance from regulator filings

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Based on 65,682 published fee entries from 3,608 institutions

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