20 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 19, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Overdraft (OD)
NSF / Returned Item
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Pennsylvania, the Philadelphia district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Susquehanna Valley Federal Credit Union’s own schedules, with a source for each figure.
per month
per month
per hour
per month
per item
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Monthly Service Charge (Standard, Premium and Rebate Checking) | No charge | per month | None |
| Below Minimum Balance Fee (monthly) | $10 | per month | None |
| Account Balance Assistance and Account Research (per hour) | $30Not compared: Charged per hour; comparison unavailable | per hour | None |
| Monthly Mailed Statement Fee | $1 | per month | None |
| Excessive Withdrawal Fee (in excess of six per month, each) | $20 | per item | None |
Overdraft & NSF | |||
| OverDraft Advance (Courtesy Pay) Fee | $35 | Not stated | None |
| Non-Sufficient Funds (NSF) Charge | $35 | Not stated | None |
ATM & Card | |||
| Replacement Cards | $5 | Not stated | None |
| Replacement Cards (each additional card if more than one card is requested within six months) | $5 | per item | None |
| Expedited replacement Cards: Cost + | $5 | Not stated | None |
Wire Transfers | |||
| Outgoing Wire Transfers – Domestic Only | $20 | Not stated | None |
| Incoming Wire Transfers | No charge | Not stated | None |
Check Services | |||
| Cashier’s Check | $5 | Not stated | None |
| Debit Card Stop Pay | $10 | Not stated | None |
| Stop Payment | $10 | Not stated | None |
| Stop Payment (per item) | $10 | per item | None |
| Stop Payment of Series of Checks | $20 | Not stated | None |
| Temporary Checks | $0.20 | per item | each over 5 |
| Check Copy | $2 | Not stated | None |
Digital & Electronic | |||
| Merchant Returns on Electronic Bill Payer | $5 | Not stated | None |
Cash & Deposit | |||
| Returned Check Charge | $25 | Not stated | None |
| Returned Check Charge | $30 | Not stated | None |
| Returned Deposit Item | $35 | Not stated | None |
Account Services | |||
| Notary | No charge | Not stated | None |
Lending Fees | |||
| Late Payment Fee – Consumer Loans (14 or more days) | $30 | Not stated | None |
| Late Payment Fee – Real Estate Loans (14 or more days) (audience not stated, treated as personal) | 5%($30 minimum) | Not stated | None |
| Late Payment Fee (10 or more days) | $25 | Not stated | None |
Gift & Prepaid Cards | |||
| Visa Gift Cards | $2 | per item | None |
Other Fees | |||
| Real Estate Loan Application Fee | $25 | Not stated | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Oct 19, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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