Fannin Federal Credit Union

Headquarters: Bonham, Texas
Charter: Credit Union
Assets: $80.9M
Fed district: Dallas

15 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 4, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Fannin Federal Credit Union: $30
Fannin Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
Fannin Federal Credit Union: $30
Fannin Federal Credit Union: $30
U.S. median: no median
Wire Transfer (Domestic Out)
Fannin Federal Credit Union: $25
Fannin Federal Credit Union: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 4, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Texas: Banks and credit unions headquartered in Texas that publish the fee.
Dallas district: Banks and credit unions headquartered in the Dallas Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Hey Hamilton,What deserves a closer look?

Bring fees, filings and market context together.

Explore Hamilton Order a Competitive Fee Position Report from $300

Published fee schedule

Amounts from Fannin Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Account Closure$10
Dormant Account ($25.00 or balance whichever is less)$25
Account Reconciliation ($25.00 minimum charge)$25
Not compared: Charged per hour; comparison unavailable
per hour
Account Research ($25.00 minimum charge)$25
Not compared: Charged per hour; comparison unavailable
per hour
Charge for withdrawal in excess of three$1
per item
Returned Address$2

Overdraft & NSF

ACH Overdraft$30
per item
Courtesy Pay$30
per item
NSF$30
per item

ATM & Card

Card Replacement$10

Wire Transfers

Wire Transfer (outgoing)$25
per item
Wire Transfer (incoming)$5
per item

Check Services

Cashier's Check$2
per item
Stop Payment$30
per item
Temporary Checks$5
Check Cashing Fee1%
Check Cashing Fee (audience not stated, treated as personal)1%
Items Sent for Collection$25
per item

Account Services

Tax Levy/Garnishment$50

Other Fees

Statement Copy$2
per item

Fee	Amount	Basis	Note
Account Maintenance
Account Closure	$10	Not stated	None
Dormant Account ($25.00 or balance whichever is less)	$25	Not stated	None
Account Reconciliation ($25.00 minimum charge)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research ($25.00 minimum charge)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Charge for withdrawal in excess of three	$1	per item	None
Returned Address	$2	Not stated	None
Overdraft & NSF
ACH Overdraft	$30	per item	None
Courtesy Pay	$30	per item	None
NSF	$30	per item	None
ATM & Card
Card Replacement	$10	Not stated	None
Wire Transfers
Wire Transfer (outgoing)	$25	per item	None
Wire Transfer (incoming)	$5	per item	None
Check Services
Cashier's Check	$2	per item	None
Stop Payment	$30	per item	None
Temporary Checks	$5	Not stated	None
Check Cashing Fee	1%	Not stated	None
Check Cashing Fee (audience not stated, treated as personal)	1%	Not stated	None
Items Sent for Collection	$25	per item	None
Account Services
Tax Levy/Garnishment	$50	Not stated	None
Other Fees
Statement Copy	$2	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Nov 4, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Fannin Federal Credit Union's early account closure changes in our data

We check once a day and send one email covering every change.