20 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 17, 2026.
Total assets
Q2 2026, quarter end
FFIEC call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge income
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Oct 17, 2026
Call-report figures are for Prosperity Bank at the bank level, not its holding company. Revenue is net interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | FFIEC call report (bulk data) RCON2170 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Revenue | Revenue (net interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | FFIEC call report (bulk data) RIAD4074 + RIAD4079 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge income | Service charges on deposit accounts Standalone quarter: year to date less the prior quarter (Q1 as filed) | FFIEC call report (bulk data) RIAD4080 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge share of revenue | Service charges on deposit accounts divided by revenue (net interest + noninterest income) Shown when at least 10 banks of its size report a share above 0%. | Not on file | Not on file | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Prosperity Bank's published fee schedule; Bank Fee Index medians | Current schedule | Oct 17, 2026 |
Service-charge income by quarter
Q1 2024 to Q2 2026, standalone quarters
Service-charge income was $20.4M in Q2 2026, 26% above the same quarter a year earlier ($16.2M).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Teen Checking $10 · Interest Checking Plus $15
Compared at $12.50, the middle of its prices
Overdraft (OD)
NSF / Returned Item
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Service-charge income rose 20% from Q3 2025 to Q2 2026, to $20.4M.
$20.4M
Prosperity BankMedian
FFIEC call reports, bank level, standalone quarters. Four quarters are too few to call a trend.
Prosperity Bank · $43.9B in assets
The 25 banks closest in assets
Banks of similar size, for comparing published prices. Not local competitors: they're spread over 17 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Prosperity Bank(this institution) | El Campo, TX | $43.9B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Associated Bank, National Association | Green Bay, WI | $51.8B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Atlantic Union Bank | Richmond City, VA | $38B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Banc of California | Los Angeles, CA | $34.9B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Bank of China | New York, NY | $48.5B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Bank OZK | Little Rock, AR | $41.7B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| BankUnited, National Association | Miami Lakes, FL | $34.9B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | Publishes International wire | Overdraft not published |
| Barclays Bank Delaware | Wilmington, DE | $43.5B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| BOKF, National Association | Tulsa, OK | $53B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| City National Bank of Florida | Miami, FL | $29.1B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Commerce Bank | Kansas City, MO | $35B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| Eastern Bank | Boston, MA | $31.1B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| EverBank, National Association | Jacksonville, FL | $46.7B | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| First National Bank of Omaha | Omaha, NE | $34.2B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| First National Bank of Pennsylvania | Greenville, PA | $50.8B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Frost Bank | San Antonio, TX | $54B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Fulton Bank, National Association | Lancaster, PA | $32.6B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Glacier Bank | Kalispell, MT | $31.6B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Hancock Whitney Bank | Gulfport, MS | $36.3B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| MidFirst Bank | Oklahoma City, OK | $42.8B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Raymond James Bank | Saint Petersburg, FL | $45.6B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| SoFi Bank, National Association | Cottonwood Heights, UT | $56.8B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| TD Bank USA, National Association | Wilmington, DE | $32.1B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Texas Capital Bank | Dallas, TX | $33.6B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| United Bank | Fairfax, VA | $33.6B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| United Community Bank | Greenville, SC | $29B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 17 publish this fee(monthly maintenance)
8 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Compared at $12.50, the middle of its two prices, against a peer median of $10 among 17 publishing peers.
Its two checking prices are $10 and $15.
$12.50 is a comparison price, not a fee anyone is charged.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Nov 7, 2026.
Monthly maintenance fee in dollars, one mark per institution
Against this institution's monthly maintenance fee
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Nov 7, 2026. Total assets from FDIC and NCUA records.
Call reports for Prosperity Bank (bank level, not the holding company). Income lines are standalone quarters.
Service-charge income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $20.4M | +$946K | +4.9% |
| Q1 2026 | $19.5M | +$2.2M | +12.6% |
| Q4 2025 | $17.3M | +$223K | +1.3% |
| Q3 2025 | $17.1M | +$872K | +5.4% |
| Q2 2025 | $16.2M | −$62K | −0.4% |
| Q1 2025 | $16.3M | −$485K | −2.9% |
| Q4 2024 | $16.7M | +$1.2M | +7.6% |
| Q3 2024 | $15.6M | +$1.1M | +7.4% |
Insufficient sample: fewer than 10 peers of its size reported a share.
Amounts from Prosperity Bank’s own schedules, with a source for each figure.
per item
per item
per item
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Monthly service charge | $10 | per month | None |
| Service charge | $15 | per month | None |
| Account Closed | $27.50 | Not stated | None |
| Inactivity Fee (balance less than, after 180 days), monthly | $10 | per month | None |
| Account Balancing Assistance, per hour | $27.50Not compared: Charged per hour; comparison unavailable | per hour | None |
| Return Mail | $15 | Not stated | None |
Overdraft & NSF | |||
| Overdraft (OD) | $35 | per item | None |
| Overdraft Charge, each item | $35 | per item | None |
| Return Item Charge, each item | $35 | per item | None |
| Negative Balance Fee | $10 | Not stated | None |
| Overdraft Transfer | $10 | per item | None |
| Overdraft Transfer fee | $7.50 | per transaction | None |
ATM & Card | |||
| ATM/Debit Transactions, off premises, each transaction | $3 | per transaction | None |
| Replace lost ATM or Debit Card | $5 | Not stated | None |
Wire Transfers | |||
| Wire Transfer - Outgoing EFTPS, Customer only (audience not stated, treated as personal) | $25 | per item | None |
| Wire Transfer - Outgoing US Dollar, Customer only | $20 | per item | None |
| D the name of the Wire Transfer - Incoming, Customer only | $7.50 | per item | None |
| Wire Transfer - Incoming, Customer only (audience not stated, treated as personal) | $7.50 | Not stated | None |
| Wire Transfer - Outgoing Foreign Currency, Customer only | $40 | per item | None |
Check Services | |||
| Cashier’s Checks, Customer only | $5.50 | per item | None |
| Cashier’s Checks, Customer only, eac | $5.50 | per item | None |
| Stop Payments | $35 | per item | None |
| Temporary Check Fee, per 12 checks | $5 | Not stated | None |
Digital & Electronic | |||
| Bill Pay | $5.95 | Not stated | None |
| Bill Pay fee | $5.95 | per month | None |
| Zelle® Debit, per item | $2Not compared: Per-item charge, not monthly | per item | None |
Cash & Deposit | |||
| Coin Counting | 5% | Not stated | None |
Account Services | |||
| Notary Service | $5 | Not stated | None |
| Safe Deposit Box Rental Payment Late Fee, 30 days late | $15Not compared: Box drilling or key fee | Not stated | None |
| Subpoena, Levy, Garnishment | $125 | Not stated | None |
Other Fees | |||
| Document Reproduction | $12Not compared: Monthly charge, not per item | per month | None |
| Duplicate Statement, monthly | $12Not compared: Monthly charge, not per item | per month | None |
| Fax | $3.50 | Not stated | None |
| Photocopy, Customer only, each page in excess of 20 | $1 | per item | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Account Closed | $27.50 | Not stated | None |
| Inactivity Fee (balance less than, after 180 days), monthly | $10 | per month | None |
| Account Balancing Assistance, per hour | $27.50Not compared: Charged per hour; comparison unavailable | per hour | None |
| Return Mail | $15 | Not stated | None |
Overdraft & NSF | |||
| Overdraft (OD) | $35 | per item | None |
| Overdraft Charge, each item | $35 | per item | None |
| Return Item Charge, each item | $35 | per item | None |
| Overdraft Transfer | $10 | per item | None |
ATM & Card | |||
| ATM/Debit Transactions, off premises, each transaction | $3 | per transaction | None |
| Replace lost ATM or Debit Card | $5 | Not stated | None |
Wire Transfers | |||
| Wire Transfer - Outgoing US Dollar, Customer only | $20 | per item | None |
| D the name of the Wire Transfer - Incoming, Customer only | $7.50 | per item | None |
| Wire Transfer - Outgoing Foreign Currency, Customer only | $40 | per item | None |
Check Services | |||
| Cashier’s Checks, Customer only | $5.50 | per item | None |
| Cashier’s Checks, Customer only, eac | $5.50 | per item | None |
| Stop Payment | $35 | per item | None |
| Stop Payments | $35 | per item | None |
| Temporary Check Fee, per 12 checks | $5 | Not stated | None |
| Temporary Checks Fee, per 12 checks | $5 | Not stated | None |
Digital & Electronic | |||
| Deposited Item Return, Charge on Check or ACH Transaction returned | $12Not compared: Monthly charge, not per item | per month | None |
| Bill Pay | $5.95 | Not stated | None |
| Zelle® Debit, per item | $2Not compared: Per-item charge, not monthly | per item | None |
Cash & Deposit | |||
| Coin Counting | 5% | Not stated | None |
Account Services | |||
| Notary Service | $5 | Not stated | None |
| Safe Deposit Box Rental Payment Late Fee, 30 days late | $15Not compared: Box drilling or key fee | Not stated | None |
| Subpoena, Levy, Garnishment | $125 | Not stated | None |
Other Fees | |||
| Document Reproduction | $12Not compared: Monthly charge, not per item | per month | None |
| Duplicate Statement, monthly | $12Not compared: Monthly charge, not per item | per month | None |
| Fax | $3.50 | Not stated | None |
| Photocopy, Customer only, each page in excess of 20 | $1 | per item | None |
Oct 17, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Where Prosperity Bank operates, and what regulators and customers have on file.
In Houston-Pasadena-The Woodlands, TX, Prosperity Bank holds 1.7% of bank deposits, #8 of 107, with 58 offices.
The fee comparison uses its home metro, Dallas-Fort Worth-Arlington, TX.
900 offices of 37 institutions shown.
Showing 900 of 1,602 offices: the largest institutions' offices, with banks and credit unions in proportion.
Source: FDIC Summary of Deposits, as of June 30, 2026 (bank offices); NCUA branch file, quarter ending June 30, 2026 (credit union offices).
Share of bank deposits
As of June 30, 2026. FDIC-insured offices only; credit unions are not included.
8 of 107 institutions shown. $360.4B in bank deposits in the metro.
Source: FDIC Summary of Deposits, as of June 30, 2026.
Position over time, 2010 to 2026
June 2026: 1.7% share, 58 offices, #8 of 107
Deposit share
Offices
Rank (1 is largest)
Source: FDIC Summary of Deposits, as of June 30 of each year, 2010 to 2026.
Credit unions, reported separately
376 offices of 105 credit unions in the metro's cities. NCUA does not report deposits by office, so credit unions have no share above.
Source: NCUA branch file, quarter ending June 30, 2026.
Fee change alerts
We check once a day and send one email covering every change.