20 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 17, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Teen Checking $10 · Interest Checking Plus $15
Compared at $12.50, the middle of its prices
Overdraft (OD)
NSF / Returned Item
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Prosperity Bank’s own schedules, with a source for each figure.
per item
per item
per item
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Monthly service charge | $10 | per month | None |
| Service charge | $15 | per month | None |
| Account Closed | $27.50 | Not stated | None |
| Inactivity Fee (balance less than, after 180 days), monthly | $10 | per month | None |
| Account Balancing Assistance, per hour | $27.50Not compared: Charged per hour; comparison unavailable | per hour | None |
| Return Mail | $15 | Not stated | None |
Overdraft & NSF | |||
| Overdraft (OD) | $35 | per item | None |
| Overdraft Charge, each item | $35 | per item | None |
| Return Item Charge, each item | $35 | per item | None |
| Negative Balance Fee | $10 | Not stated | None |
| Overdraft Transfer | $10 | per item | None |
| Overdraft Transfer fee | $7.50 | per transaction | None |
ATM & Card | |||
| ATM/Debit Transactions, off premises, each transaction | $3 | per transaction | None |
| Replace lost ATM or Debit Card | $5 | Not stated | None |
Wire Transfers | |||
| Wire Transfer - Outgoing EFTPS, Customer only (audience not stated, treated as personal) | $25 | per item | None |
| Wire Transfer - Outgoing US Dollar, Customer only | $20 | per item | None |
| D the name of the Wire Transfer - Incoming, Customer only | $7.50 | per item | None |
| Wire Transfer - Incoming, Customer only (audience not stated, treated as personal) | $7.50 | Not stated | None |
| Wire Transfer - Outgoing Foreign Currency, Customer only | $40 | per item | None |
Check Services | |||
| Cashier’s Checks, Customer only | $5.50 | per item | None |
| Cashier’s Checks, Customer only, eac | $5.50 | per item | None |
| Stop Payments | $35 | per item | None |
| Temporary Check Fee, per 12 checks | $5 | Not stated | None |
Digital & Electronic | |||
| Bill Pay | $5.95 | Not stated | None |
| Bill Pay fee | $5.95 | per month | None |
| Zelle® Debit, per item | $2Not compared: Per-item charge, not monthly | per item | None |
Cash & Deposit | |||
| Coin Counting | 5% | Not stated | None |
Account Services | |||
| Notary Service | $5 | Not stated | None |
| Safe Deposit Box Rental Payment Late Fee, 30 days late | $15Not compared: Box drilling or key fee | Not stated | None |
| Subpoena, Levy, Garnishment | $125 | Not stated | None |
Other Fees | |||
| Document Reproduction | $12Not compared: Monthly charge, not per item | per month | None |
| Duplicate Statement, monthly | $12Not compared: Monthly charge, not per item | per month | None |
| Fax | $3.50 | Not stated | None |
| Photocopy, Customer only, each page in excess of 20 | $1 | per item | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Account Closed | $27.50 | Not stated | None |
| Inactivity Fee (balance less than, after 180 days), monthly | $10 | per month | None |
| Account Balancing Assistance, per hour | $27.50Not compared: Charged per hour; comparison unavailable | per hour | None |
| Return Mail | $15 | Not stated | None |
Overdraft & NSF | |||
| Overdraft (OD) | $35 | per item | None |
| Overdraft Charge, each item | $35 | per item | None |
| Return Item Charge, each item | $35 | per item | None |
| Overdraft Transfer | $10 | per item | None |
ATM & Card | |||
| ATM/Debit Transactions, off premises, each transaction | $3 | per transaction | None |
| Replace lost ATM or Debit Card | $5 | Not stated | None |
Wire Transfers | |||
| Wire Transfer - Outgoing US Dollar, Customer only | $20 | per item | None |
| D the name of the Wire Transfer - Incoming, Customer only | $7.50 | per item | None |
| Wire Transfer - Outgoing Foreign Currency, Customer only | $40 | per item | None |
Check Services | |||
| Cashier’s Checks, Customer only | $5.50 | per item | None |
| Cashier’s Checks, Customer only, eac | $5.50 | per item | None |
| Stop Payment | $35 | per item | None |
| Stop Payments | $35 | per item | None |
| Temporary Check Fee, per 12 checks | $5 | Not stated | None |
| Temporary Checks Fee, per 12 checks | $5 | Not stated | None |
Digital & Electronic | |||
| Deposited Item Return, Charge on Check or ACH Transaction returned | $12Not compared: Monthly charge, not per item | per month | None |
| Bill Pay | $5.95 | Not stated | None |
| Zelle® Debit, per item | $2Not compared: Per-item charge, not monthly | per item | None |
Cash & Deposit | |||
| Coin Counting | 5% | Not stated | None |
Account Services | |||
| Notary Service | $5 | Not stated | None |
| Safe Deposit Box Rental Payment Late Fee, 30 days late | $15Not compared: Box drilling or key fee | Not stated | None |
| Subpoena, Levy, Garnishment | $125 | Not stated | None |
Other Fees | |||
| Document Reproduction | $12Not compared: Monthly charge, not per item | per month | None |
| Duplicate Statement, monthly | $12Not compared: Monthly charge, not per item | per month | None |
| Fax | $3.50 | Not stated | None |
| Photocopy, Customer only, each page in excess of 20 | $1 | per item | None |
Oct 17, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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