vs. U.S. typical range:LowerTypicalHigher
$7.50 below the national medianAt the Alabama median
At the national median$0.49 below the Alabama median
per month · Source
$10 below the national median$10 below the Alabama median
per item · Source
$0.25 below the national median$0.25 above the Alabama median
per transaction · Source
At the national medianAt the Alabama median
per item · Source
$5 above the national median$10 above the Alabama median
per item · Source
$15 below the national median$10 below the Alabama median
per item · Source
$5 below the national median$5 below the Alabama median
per item · Source
At the national medianAt the Alabama median
per item · Source
$7.50 below the national median$9 below the Alabama median
per item · Source
$2.50 above the national median$1 above the Alabama median
per item · Source
$3 above the national median$3 above the Alabama median
per item · Source
—
$15 above the national median$16.50 above the Alabama median
per item · Source
$2.50 above the national medianAt the Alabama median
$40 below the national median$40 below the Alabama median
per item · Source
$2 above the national median$3 above the Alabama median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Applies if account is closed within 60 days of the account being opened | $10Within the typical range ($10–$25 nationally) | $7.50 below the national medianAt the Alabama median | — | — | Source |
| INACTIVE CHECKING ACCOUNT FEE | $5Within the typical range ($5–$10 nationally) | At the national median$0.49 below the Alabama median | per month | — | Source |
Overdraft & NSFVerified | |||||
| RETURNED CHECK / NON-SUFFICIENT FUNDS (NSF) FEE | $20Below the typical range ($25–$32 nationally) | $10 below the national median$10 below the Alabama median | per item | — | Source |
ATM & CardVerified | |||||
| Applies when using a non-Four Seasons FCU ATM or a non-AllPoint Network ATM. Other ATM providers may charge | $1.25Within the typical range ($1–$2.25 nationally) | $0.25 below the national median$0.25 above the Alabama median | per transaction | — | Source |
| DEBIT / CREDIT CARD REPLACEMENT FEE (INSTANT OR MAILED) | $10 | ||||
Wire TransfersVerified | |||||
| DOMESTIC WIRE TRANSFER FEE | $10Below the typical range ($20–$25 nationally) | $15 below the national median$10 below the Alabama median | per item | — | Source |
| INTERNATIONAL WIRE TRANSFER FEE | $45 | ||||
Check ServicesVerified | |||||
| MONEY ORDER FEE | $2Within the typical range ($1.50–$3 nationally) | At the national medianAt the Alabama median | per item | — | Source |
| ACH STOP PAYMENT FEE | $20 | ||||
Cash & DepositVerified | |||||
| Coin machine | 5% | — | — | — | Source |
| DEPOSITED ITEM RETURN FEE | $30Above the typical range ($8–$25 nationally) | $15 above the national median$16.50 above the Alabama median | |||
Account ServicesVerified | |||||
| NOTARY FEE MAY CHARGE | $5Within the typical range ($0–$5 nationally) | $2.50 above the national medianAt the Alabama median | — | — | Source |
| GARNISHMENT / LEVY | $10 | ||||
Other FeesVerified | |||||
| STATEMENT COPY | $5Within the typical range ($2–$5 nationally) | $2 above the national median$3 above the Alabama median | — | — | Source |
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Headline fees vs. national median
Headline fees published
7 of 15
Published fees
16
Under review
0
Assets
$103.7M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$103.7M
Total deposits
$93.2M
Service charge income (year to date)
$756K
Fee income ratio
19.5%
Return on assets
1.08%
Financial profile · Pro
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| At the national medianAt the Alabama median |
| per item |
| — |
| Source |
| WITH RUSH PROCESSING BY MAIL | $45Within the typical range ($30–$50 nationally) | $5 above the national median$10 above the Alabama median | per item | — | Source |
| $5 below the national median$5 below the Alabama median |
| per item |
| — |
| Source |
| $7.50 below the national median$9 below the Alabama median |
| per item |
| — |
| Source |
| STOP PAYMENT FEE ON SINGLE ITEM | $30Within the typical range ($20–$30 nationally) | $2.50 above the national median$1 above the Alabama median | per item | — | Source |
| COUNTER CHECK FEE | $5Above the typical range ($1–$4 nationally) | $3 above the national median$3 above the Alabama median | per item | — | Source |
| per item |
| — |
| Source |
| $40 below the national median$40 below the Alabama median |
| per item |
| — |
| Source |