Rushmore Electric Federal Credit Union

Headquarters: Rapid City, South Dakota
Charter: Credit Union
Assets: $29.3M
Fed district: Minneapolis

15 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 3, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Rushmore Electric Federal Credit Union: $25
Rushmore Electric Federal Credit Union: $25
U.S. median: no median
Wire Transfer (Domestic Out)
Rushmore Electric Federal Credit Union: $16
Rushmore Electric Federal Credit Union: $16
U.S. median: no median
Stop Payment
Compared at $26, the middle of its prices
Rushmore Electric Federal Credit Union: $20 to $32
Rushmore Electric Federal Credit Union: $20 to $32
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 3, 2026View sources

Each amount links to the fee schedule it was read from. Medians for South Dakota, the Minneapolis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
South Dakota: Banks and credit unions headquartered in South Dakota that publish the fee.
Minneapolis district: Banks and credit unions headquartered in the Minneapolis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Rushmore Electric Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Account Closure (If closed within 3 months of opening)$5
Dormant/Inactive Account, per month (No activity for 2 years, over 18 years of age with a balance less than $500)$5
per month
Account Research$20
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Overdraft, per item Share Draft or Automatic payment$25
per item

ATM & Card

Debit / ATM Card Replacement$5
Debit Card Replacement (Special Handling)$15
Visa Card Replacement$5
Visa Card Replacement (Special Handling)$15
Debit Card Replacement (Rush)$50
Visa Card Replacement (Rush)$50

Wire Transfers

Wire Transfer – Outgoing$16
Wire Transfer – IncomingNo charge

Check Services

Stop Payment on Credit Union Check$32
Stop Payment Order$20
Online Bill Pay Check Copy$10

Digital & Electronic

Online Bill PayNo charge

Account Services

Legal Order/Levy/Garnishment (each)$25
per item

Gift & Prepaid Cards

Visa Gift Card$5

Other Fees

Overnight Mail Service$50
Statement Copies, per page$2
per item
Consumer Loan Refinance (in house) per occurrence$50
per item

Fee	Amount	Basis	Note
Account Maintenance
Account Closure (If closed within 3 months of opening)	$5	Not stated	None
Dormant/Inactive Account, per month (No activity for 2 years, over 18 years of age with a balance less than $500)	$5	per month	None
Account Research	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Overdraft, per item Share Draft or Automatic payment	$25	per item	None
ATM & Card
Debit / ATM Card Replacement	$5	Not stated	None
Debit Card Replacement (Special Handling)	$15	Not stated	None
Visa Card Replacement	$5	Not stated	None
Visa Card Replacement (Special Handling)	$15	Not stated	None
Debit Card Replacement (Rush)	$50	Not stated	None
Visa Card Replacement (Rush)	$50	Not stated	None
Wire Transfers
Wire Transfer – Outgoing	$16	Not stated	None
Wire Transfer – Incoming	No charge	Not stated	None
Check Services
Stop Payment on Credit Union Check	$32	Not stated	None
Stop Payment Order	$20	Not stated	None
Online Bill Pay Check Copy	$10	Not stated	None
Digital & Electronic
Online Bill Pay	No charge	Not stated	None
Account Services
Legal Order/Levy/Garnishment (each)	$25	per item	None
Gift & Prepaid Cards
Visa Gift Card	$5	Not stated	None
Other Fees
Overnight Mail Service	$50	Not stated	None
Statement Copies, per page	$2	per item	None
Consumer Loan Refinance (in house) per occurrence	$50	per item	None

Correct a fee source

Nov 3, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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