Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, under $300M

Rushmore Electric Federal Credit Union

Rapid City, South DakotaCredit UnionMinneapolis Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Closure (If closed within 3 months of opening)$5Below the typical range ($10–$25 nationally)

Knox deterministic extraction from Rosetta artifact #3380. canonical_hint=early_closure; text_hash=5f652e274858deb4bf6a992643ebee2754d978d2fa29a54ae093ecb1c0a3ad96; excerpt="Account Closure (If closed within 3 months of opening) | $5.00" · Source

Account Research$20

At the national median

Knox deterministic extraction from Rosetta artifact #3380. canonical_hint=account_research; text_hash=5f652e274858deb4bf6a992643ebee2754d978d2fa29a54ae093ecb1c0a3ad96; excerpt="Account Research | $20.00/Hour - $5.00 minimum charge" · Source

Overdraft & NSFVerified

Overdraft, per item Share Draft or Automatic payment$25Within the typical range ($20–$30 nationally)
$3 below the national median
per item · Knox deterministic extraction from Rosetta artifact #3380. canonical_hint=overdraft; text_hash=5f652e274858deb4bf6a992643ebee2754d978d2fa29a54ae093ecb1c0a3ad96; excerpt="Overdraft, per item Share Draft or Automatic payment | $25.00" · Source

Wire TransfersVerified

Wire Transfer – Incoming$0Below the typical range ($7.75–$15 nationally)
$10 below the national median
Knox read a free fee from Rosetta artifact #3380. canonical_hint=wire_domestic_incoming; text_hash=5f652e274858deb4bf6a992643ebee2754d978d2fa29a54ae093ecb1c0a3ad96; excerpt="Wire Transfer – Incoming | Free" · Source
Wire Transfer – Outgoing$16Below the typical range ($20–$25 nationally)
$4 below the national median
Knox deterministic extraction from Rosetta artifact #3380. canonical_hint=wire_domestic_outgoing; text_hash=5f652e274858deb4bf6a992643ebee2754d978d2fa29a54ae093ecb1c0a3ad96; excerpt="Wire Transfer – Outgoing | $16.00" · Source

Check ServicesVerified

Online Bill Pay Check Copy$10Above the typical range ($2–$5 nationally)
$7 above the national median
Knox deterministic extraction from Rosetta artifact #3380. canonical_hint=check_image; text_hash=5f652e274858deb4bf6a992643ebee2754d978d2fa29a54ae093ecb1c0a3ad96; excerpt="Online Bill Pay Check Copy | $10.00" · Source
Stop Payment on Credit Union Check$32Above the typical range ($20–$30 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #3380. canonical_hint=stop_payment; text_hash=5f652e274858deb4bf6a992643ebee2754d978d2fa29a54ae093ecb1c0a3ad96; excerpt="Stop Payment on Credit Union Check | $32.00" · Source
Stop Payment Order$20Within the typical range ($20–$30 nationally)
$7 below the national median
Knox deterministic extraction from Rosetta artifact #3380. canonical_hint=stop_payment; text_hash=5f652e274858deb4bf6a992643ebee2754d978d2fa29a54ae093ecb1c0a3ad96; excerpt="Stop Payment Order | $20.00" · Source

Digital & ElectronicVerified

Online Bill Pay$0Within the typical range ($0–$12.50 nationally)
$5 below the national median
Knox read a free fee from Rosetta artifact #3380. canonical_hint=bill_pay; text_hash=5f652e274858deb4bf6a992643ebee2754d978d2fa29a54ae093ecb1c0a3ad96; excerpt="Online Bill Pay | Free" · Source

Account ServicesVerified

Legal Order/Levy/Garnishment (each)$25Within the typical range ($25–$75 nationally)
$25 below the national median
Knox deterministic extraction from Rosetta artifact #3380. canonical_hint=garnishment_levy; text_hash=5f652e274858deb4bf6a992643ebee2754d978d2fa29a54ae093ecb1c0a3ad96; excerpt="Legal Order/Levy/Garnishment (each) | $25.00" · Source

Lending FeesVerified

Loan Extension Fee$25Within the typical range ($25–$50 nationally)
$10 below the national median
Knox deterministic extraction from Rosetta artifact #3380. canonical_hint=loan_origination; text_hash=5f652e274858deb4bf6a992643ebee2754d978d2fa29a54ae093ecb1c0a3ad96; excerpt="Loan Extension Fee | $25.00" · Source

Gift & Prepaid CardsVerified

Visa Gift Card$5Above the typical range ($3–$4.95 nationally)
$1.37 above the national median
Knox deterministic extraction from Rosetta artifact #3380. canonical_hint=gift_card_purchase; text_hash=5f652e274858deb4bf6a992643ebee2754d978d2fa29a54ae093ecb1c0a3ad96; excerpt="Visa Gift Card | $5.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Closure (If closed within 3 months of opening)	$5Below the typical range ($10–$25 nationally)	$10 below the national median	—	Knox deterministic extraction from Rosetta artifact #3380. canonical_hint=early_closure; text_hash=5f652e274858deb4bf6a992643ebee2754d978d2fa29a54ae093ecb1c0a3ad96; excerpt="Account Closure (If closed within 3 months of opening) \| $5.00"	Source
Account Research	$20Within the typical range ($15–$25 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #3380. canonical_hint=account_research; text_hash=5f652e274858deb4bf6a992643ebee2754d978d2fa29a54ae093ecb1c0a3ad96; excerpt="Account Research \| $20.00/Hour - $5.00 minimum charge"	Source
Overdraft & NSFVerified
Overdraft, per item Share Draft or Automatic payment	$25Within the typical range ($20–$30 nationally)	$3 below the national median	per item	Knox deterministic extraction from Rosetta artifact #3380. canonical_hint=overdraft; text_hash=5f652e274858deb4bf6a992643ebee2754d978d2fa29a54ae093ecb1c0a3ad96; excerpt="Overdraft, per item Share Draft or Automatic payment \| $25.00"	Source
Wire TransfersVerified
Wire Transfer – Incoming	$0Below the typical range ($7.75–$15 nationally)	$10 below the national median	—	Knox read a free fee from Rosetta artifact #3380. canonical_hint=wire_domestic_incoming; text_hash=5f652e274858deb4bf6a992643ebee2754d978d2fa29a54ae093ecb1c0a3ad96; excerpt="Wire Transfer – Incoming \| Free"	Source
Wire Transfer – Outgoing	$16
Check ServicesVerified
Online Bill Pay Check Copy	$10Above the typical range ($2–$5 nationally)	$7 above the national median	—	Knox deterministic extraction from Rosetta artifact #3380. canonical_hint=check_image; text_hash=5f652e274858deb4bf6a992643ebee2754d978d2fa29a54ae093ecb1c0a3ad96; excerpt="Online Bill Pay Check Copy \| $10.00"	Source
Stop Payment on Credit Union Check	$32
Digital & ElectronicVerified
Online Bill Pay	$0Within the typical range ($0–$12.50 nationally)	$5 below the national median	—	Knox read a free fee from Rosetta artifact #3380. canonical_hint=bill_pay; text_hash=5f652e274858deb4bf6a992643ebee2754d978d2fa29a54ae093ecb1c0a3ad96; excerpt="Online Bill Pay \| Free"	Source
Account ServicesVerified
Legal Order/Levy/Garnishment (each)	$25Within the typical range ($25–$75 nationally)	$25 below the national median	—	Knox deterministic extraction from Rosetta artifact #3380. canonical_hint=garnishment_levy; text_hash=5f652e274858deb4bf6a992643ebee2754d978d2fa29a54ae093ecb1c0a3ad96; excerpt="Legal Order/Levy/Garnishment (each) \| $25.00"	Source
Lending FeesVerified
Loan Extension Fee	$25Within the typical range ($25–$50 nationally)	$10 below the national median	—	Knox deterministic extraction from Rosetta artifact #3380. canonical_hint=loan_origination; text_hash=5f652e274858deb4bf6a992643ebee2754d978d2fa29a54ae093ecb1c0a3ad96; excerpt="Loan Extension Fee \| $25.00"	Source
Gift & Prepaid CardsVerified
Visa Gift Card	$5Above the typical range ($3–$4.95 nationally)	$1.37 above the national median	—	Knox deterministic extraction from Rosetta artifact #3380. canonical_hint=gift_card_purchase; text_hash=5f652e274858deb4bf6a992643ebee2754d978d2fa29a54ae093ecb1c0a3ad96; excerpt="Visa Gift Card \| $5.00"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$25

Overdraft fee: $25

11% below the national median overdraft fee

Total fees: 12 — leaner than most institutions

Verified fees

Under review

Assets

$29.3M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$29.3M

Total deposits

$26.2M

Service charge income (year to date)

$5K

Fee income ratio

0.75%

Return on assets

0.90%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 58 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 20,792 verified fees from 2,117 institutions

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