Local 20 Ibew Federal Credit Union

Headquarters: Grand Prairie, Texas
Charter: Credit Union
Assets: $9.4M
Fed district: Dallas

18 published fees; none has a market median to compare yet.

Source: its fee schedule, read Feb 17, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Share Draft (Checking) Account Fees
Local 20 Ibew Federal Credit Union: $5
Local 20 Ibew Federal Credit Union: $5
U.S. median: no median
NSF / Returned Item
Local 20 Ibew Federal Credit Union: $25
Local 20 Ibew Federal Credit Union: $25
U.S. median: no median
Non-Network ATM
Local 20 Ibew Federal Credit Union: $2
Local 20 Ibew Federal Credit Union: $2
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Feb 17, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Texas: Banks and credit unions headquartered in Texas that publish the fee.
Dallas district: Banks and credit unions headquartered in the Dallas Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Local 20 Ibew Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly Service Charge$5
per month
Early Acct Closure 30 days$5
per item
Dormant Account Fee$25
per month
Account Reconciliation fee$25
Not compared: Charged per hour; comparison unavailable
per hour
Account Research fee$25

Overdraft & NSF

NSF fee$25
per item

ATM & Card

ATM Fee$2
per transaction
Replacement Debit Cards$5
per item

Wire Transfers

Wire Transfer (outgoing) fee$20
per transaction
Wire Transfer (Incoming) fee$10
per transaction
International Wire fee$40
per item

Check Services

Stop Payment fee$25
per item
Temporary Checks (2pgs free)$2
per item
Check Copy Fee$3
per item

Digital & Electronic

Payroll ACH Origination Fee$5
per item

Cash & Deposit

Credit Card Cash Advance Fee$3
per item
Return Item fee$30
per item

Lending Fees

Loan Late Payment Fee$25
Not compared: Monthly charge, not per item
per month

Other Fees

Statement Copy fee$3
per item
Loan Subsequent Action Fee$25
per item

Fee	Amount	Basis	Note
Account Maintenance
Monthly Service Charge	$5	per month	None
Early Acct Closure 30 days	$5	per item	None
Dormant Account Fee	$25	per month	None
Account Reconciliation fee	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research fee	$25	Not stated	None
Overdraft & NSF
NSF fee	$25	per item	None
ATM & Card
ATM Fee	$2	per transaction	None
Replacement Debit Cards	$5	per item	None
Wire Transfers
Wire Transfer (outgoing) fee	$20	per transaction	None
Wire Transfer (Incoming) fee	$10	per transaction	None
International Wire fee	$40	per item	None
Check Services
Stop Payment fee	$25	per item	None
Temporary Checks (2pgs free)	$2	per item	None
Check Copy Fee	$3	per item	None
Digital & Electronic
Payroll ACH Origination Fee	$5	per item	None
Cash & Deposit
Credit Card Cash Advance Fee	$3	per item	None
Return Item fee	$30	per item	None
Lending Fees
Loan Late Payment Fee	$25Not compared: Monthly charge, not per item	per month	None
Other Fees
Statement Copy fee	$3	per item	None
Loan Subsequent Action Fee	$25	per item	None

Correct a fee source

Feb 17, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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