Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Local 20 Ibew Federal Credit Union

Grand Prairie, TexasCredit UnionDallas Fed districtFees collected Feb 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Research fee$25Within the typical range ($20–$25 nationally)

Dormant Account Fee$25

$20 above the national median

per month · Source

Early Acct Closure 30 days$5

$10 below the national median

per item · Source

Monthly Service Charge$5

$0.50 below the national median

per month · Source

Overdraft & NSFVerified

NSF fee$25Within the typical range ($25–$31.50 nationally)
$5 below the national median
per item · Source

ATM & CardVerified

ATM Fee$2Within the typical range ($1–$2.50 nationally)
$0.25 above the national median
per transaction · Source
Replacement Debit Cards$5Within the typical range ($5–$10 nationally)
$5 below the national median
per item · Source

Wire TransfersVerified

International Wire$40Within the typical range ($40–$50 nationally)
$10 below the national median
per transaction · Source
Wire Transfer (Incoming) fee$10Within the typical range ($5–$15 nationally)
At the national median
per transaction · Source
Wire Transfer (outgoing) fee$20Within the typical range ($20–$25 nationally)
$5 below the national median
per transaction · Source

Check ServicesVerified

Check Copy Fee$3Within the typical range ($2–$5 nationally)
At the national median
per item · Source
Stop Payment fee$25Within the typical range ($20–$30 nationally)
$1 below the national median
per item · Source
Temporary Checks (2pgs free)$2Within the typical range ($1–$4 nationally)
At the national median
per item · Source

Digital & ElectronicVerified

Payroll ACH Origination Fee$5Within the typical range ($5–$20 nationally)
$5 below the national median
per item · Source

Cash & DepositVerified

Credit Card Cash Advance Fee$3Within the typical range ($3–$10 nationally)
$2 below the national median
per item · Source

Lending FeesVerified

Loan Late Payment Fee$25Within the typical range ($12.75–$25 nationally)
$5 above the national median
per month · Source

Other FeesVerified

Loan Subsequent Action Fee$25Within the typical range ($22.50–$35 nationally)
$5 below the national median
per item · Source
Statement Copy fee$3Within the typical range ($2–$5 nationally)
At the national median
per item · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Research fee	$25Within the typical range ($20–$25 nationally)	At the national median	—	—	Source
Dormant Account Fee	$25Above the typical range ($5–$10 nationally)	$20 above the national median	per month	—	Source
Early Acct Closure 30 days	$5Below the typical range ($10–$25 nationally)	$10 below the national median	per item	—	Source
Monthly Service Charge	$5Within the typical range ($3–$10 nationally)	$0.50 below the national median	per month	—	Source
Overdraft & NSFVerified
NSF fee	$25Within the typical range ($25–$31.50 nationally)	$5 below the national median	per item	—	Source
ATM & CardVerified
ATM Fee	$2Within the typical range ($1–$2.50 nationally)	$0.25 above the national median	per transaction	—	Source
Replacement Debit Cards	$5
Wire TransfersVerified
International Wire	$40Within the typical range ($40–$50 nationally)	$10 below the national median	per transaction	—	Source
Wire Transfer (Incoming) fee	$10
Check ServicesVerified
Check Copy Fee	$3Within the typical range ($2–$5 nationally)	At the national median	per item	—	Source
Stop Payment fee	$25
Digital & ElectronicVerified
Payroll ACH Origination Fee	$5Within the typical range ($5–$20 nationally)	$5 below the national median	per item	—	Source
Cash & DepositVerified
Credit Card Cash Advance Fee	$3Within the typical range ($3–$10 nationally)	$2 below the national median	per item	—	Source
Lending FeesVerified
Loan Late Payment Fee	$25Within the typical range ($12.75–$25 nationally)	$5 above the national median	per month	—	Source
Other FeesVerified
Loan Subsequent Action Fee	$25Within the typical range ($22.50–$35 nationally)	$5 below the national median	per item	—	Source
Statement Copy fee	$3

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $25

17% below the national median NSF fee

Total fees: 18 — leaner than most institutions

Headline fees published

8 of 15

Published fees

Under review

Assets

$9.4M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$9.4M

Total deposits

$8.8M

Service charge income (year to date)

$82K

Fee income ratio

24.3%

Return on assets

-0.90%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 37,727 published fee entries from 2,634 institutions

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