Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Lufkin Federal Credit Union

Lufkin, TexasCredit UnionDallas Fed districtFees collected Feb 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Research$30Above the typical range ($20–$25 nationally)

Dormant accounts (1 year without activity)$2.50

$2.50 below the national median

per month · Source

Early account closing fee (if closed within 90 days)$5

$10 below the national median

Source

Overdraft & NSFVerified

Courtesy Pay Fee$25Within the typical range ($25–$31 nationally)
$5 below the national median
Source
Nonsufficient Funds$25Within the typical range ($25–$31 nationally)
$5 below the national median
Source
Overdraft Transfer$3Within the typical range ($3–$5 nationally)
$2 below the national median
Source

ATM & CardVerified

Debit Card Replacement$5Within the typical range ($5–$10 nationally)
$5 below the national median
Source
Lost or Stolen Debit Card - Hotcard Status$15Above the typical range ($5–$10 nationally)
$5 above the national median
Source

Check ServicesVerified

Money Orders$1Below the typical range ($1.75–$3 nationally)
$1 below the national median
Source
Stop Payment$25Within the typical range ($20–$30 nationally)
At the national median
Source

Digital & ElectronicVerified

Reactivate Bill Payment Service$15Above the typical range ($0–$11.29 nationally)
$10.05 above the national median
Source

Cash & DepositVerified

Return Deposits (Chargeback Fee)$20Within the typical range ($10–$25 nationally)
$5 above the national median
Source

Account ServicesVerified

Notary Service$0Within the typical range ($0–$5 nationally)
$2.50 below the national median
Source

Lending FeesVerified

Skip-a-Payment Fee$30Above the typical range ($15–$25 nationally)
$7.50 above the national median
Source

Other FeesVerified

Photocopy$0.20Below the typical range ($2–$5 nationally)
$2.80 below the national median
Source
Statement Copy$3Within the typical range ($2–$5 nationally)
At the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Research	$30Above the typical range ($20–$25 nationally)	$5 above the national median	—	—	Source
Dormant accounts (1 year without activity)	$2.50Below the typical range ($5–$10 nationally)	$2.50 below the national median	per month	—	Source
Early account closing fee (if closed within 90 days)	$5Below the typical range ($10–$25 nationally)	$10 below the national median	—	—	Source
Overdraft & NSFVerified
Courtesy Pay Fee	$25Within the typical range ($25–$31 nationally)	$5 below the national median	—	—	Source
Nonsufficient Funds	$25
ATM & CardVerified
Debit Card Replacement	$5Within the typical range ($5–$10 nationally)	$5 below the national median	—	—	Source
Lost or Stolen Debit Card - Hotcard Status	$15
Check ServicesVerified
Money Orders	$1Below the typical range ($1.75–$3 nationally)	$1 below the national median	—	—	Source
Stop Payment	$25Within the typical range ($20–$30 nationally)
Digital & ElectronicVerified
Reactivate Bill Payment Service	$15Above the typical range ($0–$11.29 nationally)	$10.05 above the national median	—	—	Source
Cash & DepositVerified
Return Deposits (Chargeback Fee)	$20Within the typical range ($10–$25 nationally)	$5 above the national median	—	—	Source
Account ServicesVerified
Notary Service	$0Within the typical range ($0–$5 nationally)	$2.50 below the national median	—	—	Source
Lending FeesVerified
Skip-a-Payment Fee	$30Above the typical range ($15–$25 nationally)	$7.50 above the national median	—	—	Source
Other FeesVerified
Photocopy	$0.20Below the typical range ($2–$5 nationally)	$2.80 below the national median	—	—	Source
Statement Copy	$3Within the typical range ($2–$5 nationally)

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$25

Overdraft fee: $25

17% below the national median overdraft fee

Total fees: 16 — leaner than most institutions

Headline fees published

6 of 15

Published fees

Under review

Assets

$47.8M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$47.8M

Total deposits

$34.9M

Service charge income (year to date)

$179K

Fee income ratio

11.6%

Return on assets

1.98%

Financial profile · Pro

Performance from regulator filings

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