U F C W Local 1776 Federal Credit Union

Headquarters: Plymouth Meeting, Pennsylvania
Charter: Credit Union
Assets: $8.4M
Fed district: Philadelphia

12 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 20, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
U F C W Local 1776 Federal Credit Union: $35
U F C W Local 1776 Federal Credit Union: $35
U.S. median: no median
Wire Transfer (Domestic Out)
U F C W Local 1776 Federal Credit Union: $40
U F C W Local 1776 Federal Credit Union: $40
U.S. median: no median
Stop Payment
U F C W Local 1776 Federal Credit Union: $35
U F C W Local 1776 Federal Credit Union: $35
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 20, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Pennsylvania, the Philadelphia district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Pennsylvania: Banks and credit unions headquartered in Pennsylvania that publish the fee.
Philadelphia district: Banks and credit unions headquartered in the Philadelphia Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from U F C W Local 1776 Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Dormant Account (Inactive over six months)$6
Account Research (Per hour)$40
Not compared: Charged per hour; comparison unavailable
per hour · Account Research (Per hour) $40.00

Overdraft & NSF

NSF – Non-Sufficient Funds$35
Overdraft Protection$6
per item

ATM & Card

Card Replacement Fee$30

Wire Transfers

Wire Transfers: Domestic Outgoing$40
Incoming Wires$25

Check Services

Stop Payment on Credit Union Check$35
Check Copy$6

Digital & Electronic

Internet Bill Payer$5
per month

Account Services

Garnishment Fee$100

Lending Fees

Late Payment (Over 15 Days)5%

Other Fees

Interim Statement or Statement Copy$10
Faxed Payoff Request$10

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account (Inactive over six months)	$6	Not stated	None
Account Research (Per hour)	$40Not compared: Charged per hour; comparison unavailable	per hour	Account Research (Per hour) $40.00
Overdraft & NSF
NSF – Non-Sufficient Funds	$35	Not stated	None
Overdraft Protection	$6	per item	None
ATM & Card
Card Replacement Fee	$30	Not stated	None
Wire Transfers
Wire Transfers: Domestic Outgoing	$40	Not stated	None
Incoming Wires	$25	Not stated	None
Check Services
Stop Payment on Credit Union Check	$35	Not stated	None
Check Copy	$6	Not stated	None
Digital & Electronic
Internet Bill Payer	$5	per month	None
Account Services
Garnishment Fee	$100	Not stated	None
Lending Fees
Late Payment (Over 15 Days)	5%	Not stated	None
Other Fees
Interim Statement or Statement Copy	$10	Not stated	None
Faxed Payoff Request	$10	Not stated	None

Correct a fee source

Oct 20, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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