vs. U.S. typical range:LowerTypicalHigher
$12.50 below the national median$11.25 below the New York median
one time · Institution’s schedule
At the national median$4.50 below the New York median
per month · Source
$15.50 below the national median$15.50 below the New York median
per item · after 2 times · Institution’s schedule
$5 above the national median$9.25 above the New York median
$5 above the national median$9.25 above the New York median
per item · Institution’s schedule
$5 above the national median$9.25 above the New York median
per item · Institution’s schedule
$5 below the national median$5 below the New York median
per item · Institution’s schedule
$20 below the national median$20 below the New York median
$2 above the national median$1 above the New York median
per item · Institution’s schedule
$7.50 above the national median$10 above the New York median
per item · Institution’s schedule
$7.50 above the national median$10 above the New York median
per item · Institution’s schedule
$7.50 above the national median$10 above the New York median
$1 below the national median$3 below the New York median
per item · Institution’s schedule
$25 above the national median$25 below the New York median
per item · Institution’s schedule
$5 above the national medianAt the New York median
per item · after 10 days · Institution’s schedule
$5 above the national medianAt the New York median
$12 below the national median$5 below the New York median
per item · Institution’s schedule
$1 below the national median$1 below the New York median
$1 below the national median$1 below the New York median
per item · Institution’s schedule
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Account Closure within first 6 months | $5Below the typical range ($10–$25 nationally) | $12.50 below the national median$11.25 below the New York median | one time | — | Institution’s schedule |
| Dormant Savings – no activity 24 months | $5Within the typical range ($5–$10 nationally) | At the national median$4.50 below the New York median | per month | — | Source |
| Returned Mail | $2Below the typical range ($12–$25 nationally) | $15.50 below the national median$15.50 below the New York median | per item | after 2 times | Institution’s schedule |
Overdraft & NSFVerified | |||||
| ACH Insufficient Funds | $35Above the typical range ($25–$32 nationally) | $5 above the national median$9.25 above the New York median | — | — | Source |
| Insufficient Funds | $35 | ||||
ATM & CardVerified | |||||
| Replace ATM/Debit Card | $5Within the typical range ($5–$10 nationally) | $5 below the national median$5 below the New York median | per item | — | Institution’s schedule |
| Replace ATM/Debit Card: Rush Order | $20 | ||||
Check ServicesVerified | |||||
| Official Credit Union Checks | $3Within the typical range ($0–$15 nationally) | $2 above the national median$1 above the New York median | per item | — | Institution’s schedule |
| ACH Stop Payment | $35 | ||||
Account ServicesVerified | |||||
| Legal Action Compliance | $75Within the typical range ($30–$100 nationally) | $25 above the national median$25 below the New York median | per item | — | Institution’s schedule |
Lending FeesVerified | |||||
| Home Equity Late Payment | $25Within the typical range ($10–$25 nationally) | $5 above the national medianAt the New York median | per item | after 10 days | Institution’s schedule |
| Home Equity Late Payment (after 10 days) | $25 | ||||
Other FeesVerified | |||||
| Copy of Statement | $2Within the typical range ($2–$5 nationally) | $1 below the national median$1 below the New York median | — | — | Source |
| Fax Service | $2 | ||||
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Headline fees vs. national median
Headline fees published
3 of 15
Published fees
19
Under review
0
Assets
$25.7M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$25.7M
Total deposits
$22.8M
Service charge income (year to date)
$6K
Fee income ratio
1.3%
Return on assets
1.52%
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| $5 above the national median$9.25 above the New York median |
| per item |
| — |
| Institution’s schedule |
| Returned Check Fee | $35Above the typical range ($25–$32 nationally) | $5 above the national median$9.25 above the New York median | per item | — | Institution’s schedule |
| $20 below the national median$20 below the New York median |
| — |
| — |
| Source |
| $7.50 above the national median$10 above the New York median |
| per item |
| — |
| Institution’s schedule |
| Stop Payment | $35Above the typical range ($20–$30 nationally) | $7.50 above the national median$10 above the New York median | per item | — | Institution’s schedule |
| Stop Payment of Credit Union Check | $35Above the typical range ($20–$30 nationally) | $7.50 above the national median$10 above the New York median | — | — | Source |
| Copy of Check | $2Within the typical range ($2–$5 nationally) | $1 below the national median$3 below the New York median | per item | — | Institution’s schedule |
| $5 above the national medianAt the New York median |
| — |
| — |
| Source |
| Loans not Picked Up, Cancelled or Modified | $20Below the typical range ($20.08–$75 nationally) | $12 below the national median$5 below the New York median | per item | — | Institution’s schedule |
| $1 below the national median$1 below the New York median |
| per item |
| — |
| Institution’s schedule |