vs. U.S. typical range:LowerTypicalHigher
$1.95 above the national median$2.45 above the California median
per month · Source
$3 below the national median$1.50 below the California median
At the national median$1.50 above the California median
per month · Source
At the national median$0.50 above the California median
$20 below the national median$13 below the California median
per item · Source
At the national medianAt the California median
$5 above the national median$5 above the California median
per item · Source
At the national medianAt the California median
per item · Source
$7.50 below the national median$2.50 below the California median
per item · Source
$17.50 below the national median$12.50 below the California median
per item · Source
At the national median$0.50 below the California median
At the national median$1.50 above the California median
$50 above the national median$55 above the California median
per item · Source
$10 above the national median$10 above the California median
$7 above the national median$7 above the California median
$5 below the national median$9.50 below the California median
per item · Source
$10 above the national median$10 above the California median
per year · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Performance Checking - Monthly Service Charge | $7.95Within the typical range ($4–$10 nationally) | $1.95 above the national median$2.45 above the California median | per month | — | Source |
| Account Escheat Fee | $2Below the typical range ($5–$10 nationally) | $3 below the national median$1.50 below the California median | — | — | Source |
| Dormant Account Fee (per month after 12 consecutive months of inactivity) | $5Within the typical range ($5–$10 nationally) | At the national median$1.50 above the California median | per month | — | Source |
| Paper Statement Fee | $3Within the typical range ($2–$4.76 nationally) | At the national median$0.50 above the California median | — | — | Source |
Overdraft & NSFVerified | |||||
| NSF Card Decline Charge (each) | $10Below the typical range ($25–$32 nationally) | $20 below the national median$13 below the California median | per item | — | Source |
ATM & CardVerified | |||||
| Replacement Card or PIN | $10Within the typical range ($5–$10 nationally) | At the national medianAt the California median | — | — | Source |
Wire TransfersVerified | |||||
| Outgoing Wire Transfer (per transfer) | $30Above the typical range ($20–$25 nationally) | $5 above the national median$5 above the California median | per item | — | Source |
| Incoming Wire Transfer (per transfer) | $10 | ||||
Check ServicesVerified | |||||
| Stop Payment on Draft or ACH Debit | $20Within the typical range ($20–$30 nationally) | $7.50 below the national median$2.50 below the California median | per item | — | Source |
| Stop Payment via Internet (per item or range of items) | $10 | ||||
Cash & DepositVerified | |||||
| Cash Advance Fee (except SAFCU credit cards) | $5Within the typical range ($2–$10 nationally) | At the national median$1.50 above the California median | — | — | Source |
Account ServicesVerified | |||||
| Writs, Levy, Garnishments or any other legal document requiring funds be attached (per item) | $100Above the typical range ($30–$90 nationally) | $50 above the national median$55 above the California median | per item | — | Source |
Lending FeesVerified | |||||
| Late Payment | $30Above the typical range ($10–$25 nationally) | $10 above the national median$10 above the California median | — | — | Source |
| Late Payment (1st within 6 months) | $27 | ||||
Retirement & IRAVerified | |||||
| IRA Annual Fee | $25Within the typical range ($10–$25 nationally) | $10 above the national median$10 above the California median | per year | — | Source |
Fee change alerts
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Headline fees vs. national median
Headline fees published
7 of 15
Published fees
17
Under review
0
Assets
$335.6M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$335.6M
Total deposits
$287.1M
Service charge income (year to date)
$658K
Fee income ratio
8.1%
Return on assets
1.11%
Financial profile · Pro
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| At the national medianAt the California median |
| per item |
| — |
| Source |
| $17.50 below the national median$12.50 below the California median |
| per item |
| — |
| Source |
| Non-Member Check Cashing Fee | $5Within the typical range ($5–$10 nationally) | At the national median$0.50 below the California median | — | — | Source |
| $7 above the national median$7 above the California median |
| — |
| — |
| Source |
| Loan Extension Fee (per loan) | $25Within the typical range ($20–$75 nationally) | $5 below the national median$9.50 below the California median | per item | — | Source |