Chocolate Bayou Community Federal Credit Union

Headquarters: Alvin, Texas
Charter: Credit Union
Assets: $158.1M
Fed district: Dallas

10 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 13, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Chocolate Bayou Community Federal Credit Union: $30
Chocolate Bayou Community Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
Compared at $30, the middle of its prices
Chocolate Bayou Community Federal Credit Union: $30 to $45
Chocolate Bayou Community Federal Credit Union: $30 to $45
U.S. median: no median
Non-Network ATM
Chocolate Bayou Community Federal Credit Union: $2
Chocolate Bayou Community Federal Credit Union: $2
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 13, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Texas: Banks and credit unions headquartered in Texas that publish the fee.
Dallas district: Banks and credit unions headquartered in the Dallas Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Chocolate Bayou Community Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Account Research$25
Not compared: Charged per hour; comparison unavailable
per hour
Mailed Statements$3
per month

Overdraft & NSF

Courtesy Pay$30
per item
Bill Pay Return Check$45
per item
Non-Sufficient Funds$30
per item
Return Check$30
per item

ATM & Card

Use of Foreign ATM$2
per transaction

Wire Transfers

WIRE TRANSFERS: Domestic$25
per item
WIRE TRANSFERS: International$50
per item

Check Services

STOP PAYMENTS: Personal Check$30
per item
Check Copies (in excess of two per month)$5
per item

Cash & Deposit

Coin Machine Usage7%

Account Services

Notary$6
Not compared: Charged per document; comparison unavailable
per document
Jumbo Safe Deposit Box (10”W x 10”H)$65
per year
Large Safe Deposit Box (10”W x 5”H)$45
per year
Medium Safe Deposit Box (10”W x 3”H)$35
per year
Small Safe Deposit Box (5”W x 3”H)$25
per year
Executions/Levies$50
per item

Fee	Amount	Basis	Note
Account Maintenance
Account Research	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Mailed Statements	$3	per month	None
Overdraft & NSF
Courtesy Pay	$30	per item	None
Bill Pay Return Check	$45	per item	None
Non-Sufficient Funds	$30	per item	None
Return Check	$30	per item	None
ATM & Card
Use of Foreign ATM	$2	per transaction	None
Wire Transfers
WIRE TRANSFERS: Domestic	$25	per item	None
WIRE TRANSFERS: International	$50	per item	None
Check Services
STOP PAYMENTS: Personal Check	$30	per item	None
Check Copies (in excess of two per month)	$5	per item	None
Cash & Deposit
Coin Machine Usage	7%	Not stated	None
Account Services
Notary	$6Not compared: Charged per document; comparison unavailable	per document	None
Jumbo Safe Deposit Box (10”W x 10”H)	$65	per year	None
Large Safe Deposit Box (10”W x 5”H)	$45	per year	None
Medium Safe Deposit Box (10”W x 3”H)	$35	per year	None
Small Safe Deposit Box (5”W x 3”H)	$25	per year	None
Executions/Levies	$50	per item	None

Correct a fee source

Oct 13, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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