Chocolate Bayou Community Federal Credit Union

Headquarters: Alvin, Texas
Charter: Credit Union
Assets: $158.1M
Fed district: Dallas
Regulator: NCUA

10 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 13, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Chocolate Bayou Community Federal Credit Union: $30
Chocolate Bayou Community Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
Compared at $30, the middle of its prices
Chocolate Bayou Community Federal Credit Union: $30 to $45
Chocolate Bayou Community Federal Credit Union: $30 to $45
U.S. median: no median
Non-Network ATM
Chocolate Bayou Community Federal Credit Union: $2
Chocolate Bayou Community Federal Credit Union: $2
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 13, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Texas: Banks and credit unions headquartered in Texas that publish the fee.
Dallas district: Banks and credit unions headquartered in the Dallas Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Among its peers

Chocolate Bayou Community Federal Credit Union · $158M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 16 states.

Credit unions only
$154M to $162M in assets
Headquartered in 16 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Chocolate Bayou Community Federal Credit Union(this institution)	Alvin, TX	$158M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
4U Federal Credit Union	Gainesville, TX	$156M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Affinity Federal Credit Union	Des Moines, IA	$154M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Arapahoe Federal Credit Union	Littleton, CO	$154M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Arc Federal Credit Union	Altoona, PA	$154M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Best Financial Federal Credit Union	Muskegon, MI	$154M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Bfg Federal Credit Union	Akron, OH	$160M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Communities Of Abilene Federal Credit Union	Abilene, TX	$161M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
First Choice Federal Credit Union	West Palm Beach, FL	$161M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
First Family Federal Credit Union	Henryetta, OK	$154M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Green Country Federal Credit Union	Sand Springs, OK	$155M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Harbor Pointe Federal Credit Union	Duluth, MN	$158M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Hartford Federal Credit Union	Hartford, CT	$160M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Hello Federal Credit Union	Panama City, FL	$160M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Kerr County Federal Credit Union	Kerrville, TX	$156M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Kings Federal Credit Union	Hanford, CA	$162M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Minnesota Power Employees Federal Credit Union	Duluth, MN	$162M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Natco Federal Credit Union	Richmond, IN	$154M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Nova Ua Federal Credit Union	Clifton, NJ	$156M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Power Federal Credit Union	Pueblo, CO	$156M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Priority One Credit Union	Sunrise, FL	$162M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Shoreline Federal Credit Union	Two Rivers, WI	$160M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
South Bay Federal Credit Union	Redondo Beach, CA	$161M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Trailhead Federal Credit Union	Portland, OR	$156M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Ukrainian National Federal Credit Union	New York, NY	$155M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Wayne-Westland Federal Credit Union	Westland, MI	$161M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 11 publish this fee(monthly maintenance)

14 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Chocolate Bayou Community Federal Credit Union does not publish a monthly maintenance fee in the index.

The peer median is $7.50 among 11 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.

Monthly maintenance fee in dollars, one mark per institution

Chocolate Bayou Community Federal Credit Union does not publish a monthly maintenance fee, so it is not on this chart.

Chocolate Bayou Community…Peer (equal prices stack)Peer median

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Chocolate Bayou Community Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Account Research$25
Not compared: Charged per hour; comparison unavailable
per hour
Mailed Statements$3
per month

Overdraft & NSF

Courtesy Pay$30
per item
Bill Pay Return Check$45
per item
Non-Sufficient Funds$30
per item
Return Check$30
per item

ATM & Card

Use of Foreign ATM$2
per transaction

Wire Transfers

WIRE TRANSFERS: Domestic$25
per item
WIRE TRANSFERS: International$50
per item

Check Services

STOP PAYMENTS: Personal Check$30
per item
Check Copies (in excess of two per month)$5
per item

Cash & Deposit

Coin Machine Usage7%

Account Services

Notary$6
Not compared: Charged per document; comparison unavailable
per document
Jumbo Safe Deposit Box (10”W x 10”H)$65
per year
Large Safe Deposit Box (10”W x 5”H)$45
per year
Medium Safe Deposit Box (10”W x 3”H)$35
per year
Small Safe Deposit Box (5”W x 3”H)$25
per year
Executions/Levies$50
per item

Fee	Amount	Basis	Note
Account Maintenance
Account Research	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Mailed Statements	$3	per month	None
Overdraft & NSF
Courtesy Pay	$30	per item	None
Bill Pay Return Check	$45	per item	None
Non-Sufficient Funds	$30	per item	None
Return Check	$30	per item	None
ATM & Card
Use of Foreign ATM	$2	per transaction	None
Wire Transfers
WIRE TRANSFERS: Domestic	$25	per item	None
WIRE TRANSFERS: International	$50	per item	None
Check Services
STOP PAYMENTS: Personal Check	$30	per item	None
Check Copies (in excess of two per month)	$5	per item	None
Cash & Deposit
Coin Machine Usage	7%	Not stated	None
Account Services
Notary	$6Not compared: Charged per document; comparison unavailable	per document	None
Jumbo Safe Deposit Box (10”W x 10”H)	$65	per year	None
Large Safe Deposit Box (10”W x 5”H)	$45	per year	None
Medium Safe Deposit Box (10”W x 3”H)	$35	per year	None
Small Safe Deposit Box (5”W x 3”H)	$25	per year	None
Executions/Levies	$50	per item	None

Correct a fee source

Oct 13, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Chocolate Bayou Community Federal Credit Union's monthly maintenance changes in our data

We check once a day and send one email covering every change.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Chocolate Bayou Community Federal Credit Union: $30
Chocolate Bayou Community Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
Compared at $30, the middle of its prices
Chocolate Bayou Community Federal Credit Union: $30 to $45
Chocolate Bayou Community Federal Credit Union: $30 to $45
U.S. median: no median
Non-Network ATM
Chocolate Bayou Community Federal Credit Union: $2
Chocolate Bayou Community Federal Credit Union: $2
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 13, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Texas: Banks and credit unions headquartered in Texas that publish the fee.
Dallas district: Banks and credit unions headquartered in the Dallas Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Among its peers

Chocolate Bayou Community Federal Credit Union · $158M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 16 states.

Credit unions only
$154M to $162M in assets
Headquartered in 16 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Chocolate Bayou Community Federal Credit Union(this institution)	Alvin, TX	$158M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
4U Federal Credit Union	Gainesville, TX	$156M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Affinity Federal Credit Union	Des Moines, IA	$154M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Arapahoe Federal Credit Union	Littleton, CO	$154M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Arc Federal Credit Union	Altoona, PA	$154M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Best Financial Federal Credit Union	Muskegon, MI	$154M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Bfg Federal Credit Union	Akron, OH	$160M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Communities Of Abilene Federal Credit Union	Abilene, TX	$161M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
First Choice Federal Credit Union	West Palm Beach, FL	$161M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
First Family Federal Credit Union	Henryetta, OK	$154M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Green Country Federal Credit Union	Sand Springs, OK	$155M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Harbor Pointe Federal Credit Union	Duluth, MN	$158M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Hartford Federal Credit Union	Hartford, CT	$160M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Hello Federal Credit Union	Panama City, FL	$160M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Kerr County Federal Credit Union	Kerrville, TX	$156M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Kings Federal Credit Union	Hanford, CA	$162M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Minnesota Power Employees Federal Credit Union	Duluth, MN	$162M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Natco Federal Credit Union	Richmond, IN	$154M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Nova Ua Federal Credit Union	Clifton, NJ	$156M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Power Federal Credit Union	Pueblo, CO	$156M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Priority One Credit Union	Sunrise, FL	$162M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Shoreline Federal Credit Union	Two Rivers, WI	$160M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
South Bay Federal Credit Union	Redondo Beach, CA	$161M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Trailhead Federal Credit Union	Portland, OR	$156M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Ukrainian National Federal Credit Union	New York, NY	$155M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Wayne-Westland Federal Credit Union	Westland, MI	$161M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 11 publish this fee(monthly maintenance)

14 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Chocolate Bayou Community Federal Credit Union does not publish a monthly maintenance fee in the index.

The peer median is $7.50 among 11 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.

Monthly maintenance fee in dollars, one mark per institution

Chocolate Bayou Community Federal Credit Union does not publish a monthly maintenance fee, so it is not on this chart.

Chocolate Bayou Community…Peer (equal prices stack)Peer median

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Chocolate Bayou Community Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Account Research$25
Not compared: Charged per hour; comparison unavailable
per hour
Mailed Statements$3
per month

Overdraft & NSF

Courtesy Pay$30
per item
Bill Pay Return Check$45
per item
Non-Sufficient Funds$30
per item
Return Check$30
per item

ATM & Card

Use of Foreign ATM$2
per transaction

Wire Transfers

WIRE TRANSFERS: Domestic$25
per item
WIRE TRANSFERS: International$50
per item

Check Services

STOP PAYMENTS: Personal Check$30
per item
Check Copies (in excess of two per month)$5
per item

Cash & Deposit

Coin Machine Usage7%

Account Services

Notary$6
Not compared: Charged per document; comparison unavailable
per document
Jumbo Safe Deposit Box (10”W x 10”H)$65
per year
Large Safe Deposit Box (10”W x 5”H)$45
per year
Medium Safe Deposit Box (10”W x 3”H)$35
per year
Small Safe Deposit Box (5”W x 3”H)$25
per year
Executions/Levies$50
per item

Fee	Amount	Basis	Note
Account Maintenance
Account Research	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Mailed Statements	$3	per month	None
Overdraft & NSF
Courtesy Pay	$30	per item	None
Bill Pay Return Check	$45	per item	None
Non-Sufficient Funds	$30	per item	None
Return Check	$30	per item	None
ATM & Card
Use of Foreign ATM	$2	per transaction	None
Wire Transfers
WIRE TRANSFERS: Domestic	$25	per item	None
WIRE TRANSFERS: International	$50	per item	None
Check Services
STOP PAYMENTS: Personal Check	$30	per item	None
Check Copies (in excess of two per month)	$5	per item	None
Cash & Deposit
Coin Machine Usage	7%	Not stated	None
Account Services
Notary	$6Not compared: Charged per document; comparison unavailable	per document	None
Jumbo Safe Deposit Box (10”W x 10”H)	$65	per year	None
Large Safe Deposit Box (10”W x 5”H)	$45	per year	None
Medium Safe Deposit Box (10”W x 3”H)	$35	per year	None
Small Safe Deposit Box (5”W x 3”H)	$25	per year	None
Executions/Levies	$50	per item	None

Correct a fee source

Oct 13, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.