Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Chocolate Bayou Community Federal Credit Union

Alvin, TexasCredit UnionDallas Fed districtFees collected Oct 6, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Research$25Within the typical range ($20–$25 nationally)

Overdraft & NSFVerified

Bill Pay Return Check$45Above the typical range ($25–$31.50 nationally)
$15 above the national median
per item · Source
Courtesy Pay$30Within the typical range ($25–$32 nationally)
At the national median
per item · Source
Non-Sufficient Funds$30Within the typical range ($25–$31.50 nationally)
At the national median
per item · Source

ATM & CardVerified

CBCU ATM Withdrawal$3Above the typical range ($1–$2.50 nationally)
$1.25 above the national median
Source
Use of Foreign ATM$2Within the typical range ($1–$2.50 nationally)
$0.25 above the national median
per transaction · Source

Account ServicesVerified

Executions/Levies$50Within the typical range ($30–$75 nationally)
At the national median
per item · Source
Jumbo Safe Deposit Box (10”W x 10”H)$65Within the typical range ($27.50–$75 nationally)
$20 above the national median
per year · Source
Large Safe Deposit Box (10”W x 5”H)$45Within the typical range ($27.50–$75 nationally)
At the national median
per year · Source
Medium Safe Deposit Box (10”W x 3”H)$35Within the typical range ($27.50–$75 nationally)
$10 below the national median
per year · Source
Notary$6Above the typical range ($0–$5 nationally)
$3.50 above the national median
Source
Small Safe Deposit Box (5”W x 3”H)$25Below the typical range ($27.50–$75 nationally)
$20 below the national median
per year · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Research	$25Within the typical range ($20–$25 nationally)	At the national median	—	—	Source
Mailed Statements	$3Within the typical range ($2–$4 nationally)	At the national median	per month	—	Source
Overdraft & NSFVerified
Bill Pay Return Check	$45Above the typical range ($25–$31.50 nationally)	$15 above the national median	per item	—	Source
Courtesy Pay	$30
ATM & CardVerified
CBCU ATM Withdrawal	$3Above the typical range ($1–$2.50 nationally)	$1.25 above the national median	—	—	Source
Use of Foreign ATM	$2
Check ServicesVerified
Check Copies (in excess of two per month)	$5Within the typical range ($2–$5 nationally)	$2 above the national median	per month	—	Source
Account ServicesVerified
Executions/Levies	$50Within the typical range ($30–$75 nationally)	At the national median	per item	—	Source
Jumbo Safe Deposit Box (10”W x 10”H)	$65

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$30

Overdraft fee: $30

Overdraft fee is aligned with the national median

Total fees: 14 — leaner than most institutions

Headline fees published

4 of 15

Published fees

Under review

Assets

$158.1M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$158.1M

Total deposits

$136.7M

Service charge income (year to date)

$469K

Fee income ratio

10.2%

Return on assets

0.82%

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, and SEC filings

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