Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, under $300M

Explorers Federal Credit Union

Yankton, South DakotaCredit UnionMinneapolis Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Reconciliation$5Below the typical range ($15–$25 nationally)

Knox deterministic extraction from Rosetta artifact #3384. canonical_hint=account_research; text_hash=cfb14a8d519916cdcacc25752bbcedf81c6f646a7fae93024a0cb139090982cc; excerpt="Account Reconciliation | $5 per 1/4 hour" · Source

Dormant Account$5

At the national median

per month · Knox deterministic extraction from Rosetta artifact #3384. canonical_hint=dormant_account; text_hash=cfb14a8d519916cdcacc25752bbcedf81c6f646a7fae93024a0cb139090982cc; excerpt="Dormant Account | $5/month after 1 year AND account balance is less than $100 – N/A for minor accounts" · Source

Overdraft & NSFVerified

Overdraft (ACH NSF)$30Within the typical range ($10–$30 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #3384. canonical_hint=overdraft; text_hash=cfb14a8d519916cdcacc25752bbcedf81c6f646a7fae93024a0cb139090982cc; excerpt="Overdraft (ACH NSF) | $30/Item (each submission/resubmission)" · Source

ATM & CardVerified

ATM Transaction$1Within the typical range ($1–$3.87 nationally)
$1 below the national median
Knox deterministic extraction from Rosetta artifact #3384. canonical_hint=atm_non_network; text_hash=cfb14a8d519916cdcacc25752bbcedf81c6f646a7fae93024a0cb139090982cc; excerpt="ATM Transaction | $1 for each ATM transaction at ATM’s not owned by the Credit Union" · Source

Wire TransfersVerified

Wire Transfer (Incoming)$5Below the typical range ($10–$15 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #3384. canonical_hint=wire_domestic_incoming; text_hash=cfb14a8d519916cdcacc25752bbcedf81c6f646a7fae93024a0cb139090982cc; excerpt="Wire Transfer (Incoming) | $5" · Source
Wire Transfer (Outgoing)$15Below the typical range ($20–$25 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #3384. canonical_hint=wire_domestic_outgoing; text_hash=cfb14a8d519916cdcacc25752bbcedf81c6f646a7fae93024a0cb139090982cc; excerpt="Wire Transfer (Outgoing)* | $15" · Source

Check ServicesVerified

Cashier’s Check$5Within the typical range ($3–$7.75 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #3384. canonical_hint=cashiers_check; text_hash=cfb14a8d519916cdcacc25752bbcedf81c6f646a7fae93024a0cb139090982cc; excerpt="Cashier’s Check | $5" · Source
Money Order$1Below the typical range ($1.50–$5 nationally)
$1 below the national median
Knox deterministic extraction from Rosetta artifact #3384. canonical_hint=money_order; text_hash=cfb14a8d519916cdcacc25752bbcedf81c6f646a7fae93024a0cb139090982cc; excerpt="Money Order | $1 each" · Source
Stop Payment (Check or ACH)$30Within the typical range ($20–$30 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #3384. canonical_hint=stop_payment; text_hash=cfb14a8d519916cdcacc25752bbcedf81c6f646a7fae93024a0cb139090982cc; excerpt="Stop Payment (Check or ACH) | $30/request" · Source

Digital & ElectronicVerified

Online Bill Pay Transaction$0.50Within the typical range ($0–$12.45 nationally)
$4.50 below the national median
Knox deterministic extraction from Rosetta artifact #3384. canonical_hint=bill_pay; text_hash=cfb14a8d519916cdcacc25752bbcedf81c6f646a7fae93024a0cb139090982cc; excerpt="Online Bill Pay Transaction | $0.50/transaction over 10" · Source
Overdraft (ACH Non-Return)$30Within the typical range ($10–$30 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #3384. canonical_hint=ach_return; text_hash=cfb14a8d519916cdcacc25752bbcedf81c6f646a7fae93024a0cb139090982cc; excerpt="Overdraft (ACH Non-Return) | $30/Item" · Source

Account ServicesVerified

Compliance with Legal order/Levy$25Below the typical range ($30–$75 nationally)
$25 below the national median
Knox deterministic extraction from Rosetta artifact #3384. canonical_hint=garnishment_levy; text_hash=cfb14a8d519916cdcacc25752bbcedf81c6f646a7fae93024a0cb139090982cc; excerpt="Compliance with Legal order/Levy | $25" · Source
Safe Deposit Box Rent – 3″x10″ (Annual)$22.50Within the typical range ($20–$100 nationally)
$13.50 below the national median
per year · Knox deterministic extraction from Rosetta artifact #3384. canonical_hint=safe_deposit_box; text_hash=cfb14a8d519916cdcacc25752bbcedf81c6f646a7fae93024a0cb139090982cc; excerpt="Safe Deposit Box Rent – 3″x10″ (Annual) | $22.50" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Reconciliation	$5Below the typical range ($15–$25 nationally)	$20 below the national median	—	Knox deterministic extraction from Rosetta artifact #3384. canonical_hint=account_research; text_hash=cfb14a8d519916cdcacc25752bbcedf81c6f646a7fae93024a0cb139090982cc; excerpt="Account Reconciliation \| $5 per 1/4 hour"	Source
Dormant Account	$5Within the typical range ($5–$10 nationally)	At the national median	per month	Knox deterministic extraction from Rosetta artifact #3384. canonical_hint=dormant_account; text_hash=cfb14a8d519916cdcacc25752bbcedf81c6f646a7fae93024a0cb139090982cc; excerpt="Dormant Account \| $5/month after 1 year AND account balance is less than $100 – N/A for minor accounts"	Source
Overdraft & NSFVerified
Overdraft (ACH NSF)	$30Within the typical range ($10–$30 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #3384. canonical_hint=overdraft; text_hash=cfb14a8d519916cdcacc25752bbcedf81c6f646a7fae93024a0cb139090982cc; excerpt="Overdraft (ACH NSF) \| $30/Item (each submission/resubmission)"	Source
ATM & CardVerified
ATM Transaction	$1Within the typical range ($1–$3.87 nationally)	$1 below the national median	—	Knox deterministic extraction from Rosetta artifact #3384. canonical_hint=atm_non_network; text_hash=cfb14a8d519916cdcacc25752bbcedf81c6f646a7fae93024a0cb139090982cc; excerpt="ATM Transaction \| $1 for each ATM transaction at ATM’s not owned by the Credit Union"	Source
Wire TransfersVerified
Wire Transfer (Incoming)	$5Below the typical range ($10–$15 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #3384. canonical_hint=wire_domestic_incoming; text_hash=cfb14a8d519916cdcacc25752bbcedf81c6f646a7fae93024a0cb139090982cc; excerpt="Wire Transfer (Incoming) \| $5"	Source
Wire Transfer (Outgoing)
Check ServicesVerified
Cashier’s Check	$5Within the typical range ($3–$7.75 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #3384. canonical_hint=cashiers_check; text_hash=cfb14a8d519916cdcacc25752bbcedf81c6f646a7fae93024a0cb139090982cc; excerpt="Cashier’s Check \| $5"	Source
Money Order	$1
Digital & ElectronicVerified
Online Bill Pay Transaction	$0.50Within the typical range ($0–$12.45 nationally)	$4.50 below the national median	—	Knox deterministic extraction from Rosetta artifact #3384. canonical_hint=bill_pay; text_hash=cfb14a8d519916cdcacc25752bbcedf81c6f646a7fae93024a0cb139090982cc; excerpt="Online Bill Pay Transaction \| $0.50/transaction over 10"	Source
Overdraft (ACH Non-Return)
Account ServicesVerified
Compliance with Legal order/Levy	$25Below the typical range ($30–$75 nationally)	$25 below the national median	—	Knox deterministic extraction from Rosetta artifact #3384. canonical_hint=garnishment_levy; text_hash=cfb14a8d519916cdcacc25752bbcedf81c6f646a7fae93024a0cb139090982cc; excerpt="Compliance with Legal order/Levy \| $25"	Source
Safe Deposit Box Rent – 3″x10″ (Annual)

Fee change alerts

Get an email when Explorers Federal Credit Union changes a fee

One email when a verified fee you follow changes. Nothing else unless you ask for it.

Work at Explorers Federal Credit Union? Benchmark it against peers, free

Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$30

Overdraft fee: $30

20% above the national median overdraft fee

Total fees: 13 — leaner than most institutions

Verified fees

Under review

Assets

$111.5M

Work at Explorers Federal Credit Union? See every fee vs. your peers.

The Competitive Fee Position Report: every fee on this page benchmarked against a verified peer set, in a board-ready document. free, delivered in 48 hours.

Get your free report Correct or add a fee source

Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$111.5M

Total deposits

$100.0M

Service charge income (year to date)

$824K

Fee income ratio

25.3%

Return on assets

0.41%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 57 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 6,925 verified fees from 1,557 institutions

See pricing