11 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 9, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
NSF / Returned Item
Wire Transfer (Domestic Out)
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for South Dakota, the Minneapolis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from The First National Bank in Sioux Falls’s own schedules, with a source for each figure.
per item
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Personal Checking Monthly Service Charge | $5 | per month | waived if signed up for eStatements & disclosures |
| Personal Checking Service charge | $5 | per month | None |
| Dormant Account Fee | $10 | per month | None |
| Invalid Address Fee | $10Not compared: One-time charge, not monthly | one time | None |
Overdraft & NSF | |||
| NSF Return Fee | $17 | per item | None |
Wire Transfers | |||
| Outgoing Domestic Wire Template Fee | $25 | Not stated | None |
| Outgoing Domestic Wire Transfer Fee | $35 | Not stated | None |
| Incoming Domestic Wire Transfer Fee | $20 | Not stated | None |
| Outgoing International Wire Template Fee | $55 | Not stated | None |
| Outgoing International Wire Transfer Fee | $55 | Not stated | None |
| Incoming International Wire Transfer Fee | $25 | Not stated | None |
Check Services | |||
| Stop Pay Charge | $35 | per item | None |
| Canadian Check Processing Fee | $15 | per item | None |
| Collection Fee | $30 | per item | None |
| Check Copy Fee | $3 | per item | None |
Other Fees | |||
| Deposited Item Copy Fee | $3 | per item | None |
Oct 9, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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