26 published fees; none has a market median to compare yet.
Source: its fee schedule, read Nov 4, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Jsc Federal Credit Union’s own schedules, with a source for each figure.
per month
per hour · Account Balancing Assistance (per hour) | $15.00 | Minimum 1 hour
per hour · Account Research (per hour) | $15.00 | Minimum 1 hour Examples include: Legal research and address research we perform on your behalf if account statements are returned to us by USPS.
per month
per item
per year
per year
per year
per year
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Minimum Balance Fee | No charge | Not stated | None |
| Dormant/Inactivity Fee | $10 | per month | None |
| Account Balancing Assistance (per hour) | $15Not compared: Charged per hour; comparison unavailable | per hour | Account Balancing Assistance (per hour) | $15.00 | Minimum 1 hour |
| Account Research (per hour) | $15Not compared: Charged per hour; comparison unavailable | per hour | Account Research (per hour) | $15.00 | Minimum 1 hour Examples include: Legal research and address research we perform on your behalf if account statements are returned to us by USPS. |
| Paper Statement | $2 | Not stated | None |
| Excess Transaction/Withdrawal Fee | No charge | Not stated | None |
| Return Mail | $5 | per month | None |
Overdraft & NSF | |||
| Overdraft Fee (Per Presentment) | $25 | per item | None |
| Return Item Fee/Insufficient Funds [NSF] Fee (Per Presentment) | $25 | per item | None |
| Automatic Overdraft Protection Transfer | No charge | per item | None |
ATM & Card | |||
| ATM Cash Withdrawal or inquiry at ATMs that are neither Wellby owned nor Allpoint Network ATMs (out-of-network) | $0.50 | Not stated | None |
| Replacement Card | $5 | Not stated | None |
| Card PIN Rush - 2 Day | $15 | Not stated | None |
| Card Rush - Next Day | $25 | Not stated | None |
| International Transaction/ Currency Conversion Fee | 1%of the transaction | Not stated | None |
Wire Transfers | |||
| Wire Transfers: Outgoing International (audience not stated, treated as personal) | $40 | Not stated | None |
Check Services | |||
| Cashier’s Check (member) | $2 | Not stated | None |
| Convert Wellby Check to Cashier’s Check (non-member) | $10 | Not stated | None |
| Money Orders | $2 | Not stated | None |
| Stop payment of ACH or Personal or Business Check (audience not stated, treated as personal) | $10 | Not stated | None |
| Stop Payment of Cashier's Check/Money Order | $25 | per item | None |
| Stop Payment of Online Bill Pay | $10 | Not stated | None |
| Stop Payment of Personal or Business Check | $10 | Not stated | None |
| Temporary Checks | No charge | Not stated | None |
| Foreign Collection Item Deposit | $25 | Not stated | None |
| Copy of Cleared Check | No charge | Not stated | None |
Digital & Electronic | |||
| Payee-returned ACH Payment Due to Member Error | $25 | Not stated | None |
| Next-day Bill Payments | $20 | Not stated | None |
| Two-day Bill Payments | $15 | Not stated | None |
| Unlimited Online Bill Pay | No charge | Not stated | None |
Cash & Deposit | |||
| Coin Counter (Member) | No charge | Not stated | None |
| Coin Counter (Non-Members) | 20% | Not stated | None |
| Return Deposit Check Fee | $10 | Not stated | None |
Account Services | |||
| Notary Service | No charge | Not stated | None |
| Charge to Drill Box | $200Not compared: Box drilling or key fee | Not stated | None |
| Replace Lost Key | $25Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box 10x10 Annual Rental (audience not stated, treated as personal) | $100 | per year | None |
| Safe Deposit Box 3x10 Annual Rental (audience not stated, treated as personal) | $32 | per year | None |
| Safe Deposit Box 3x5 Annual Rental (audience not stated, treated as personal) | $20 | per year | None |
| Safe Deposit Box 5x10 Annual Rental (audience not stated, treated as personal) | $64 | per year | None |
| Legal Actions, Garnishments, Executions, or Levies | $100 | Not stated | None |
| Deposit Verification | No charge | Not stated | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Nov 4, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee change alerts
We check once a day and send one email covering every change.