Compared with Texas
6 of 26
compared fees are above the median.
17 below, 3 about the same.
About the same: within 1% of the median.
Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
50th percentile; peer median 6.6%
NCUA 5300 call report · year to date through Jun 30, 2026
Fees above the Texas median
of 26 compared; 17 below, 3 about the same
See the feesFee schedule read Nov 4, 2026
Call-report figures are for Jsc Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | NCUA 5300 call report Account 010 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Revenue | Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 115 + Account 117 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee income | Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 131 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee-income share of revenue | Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Year to date through the quarter. Median and percentile from each of 452 credit unions with $1B to $10B in assets reporting a share above 0%, this one left out. | NCUA 5300 call report Account 131 / (Account 115 + Account 117) | Q2 2026 Year to date | Not recorded |
| Fees above the Texas median | Published fees above the Texas median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Jsc Federal Credit Union's published fee schedule; Bank Fee Index medians | Current schedule | Nov 4, 2026 |
Fee income by quarter
Q1 2024 to Q2 2026, standalone quarters
Fee income was 6.7% of revenue, above the 6.6% median of 452 credit unions with $1B to $10B in assets (50th percentile).
Not established: The share alone does not show whether prices, account volumes or the size of the revenue base set it.
Fee income was $2.6M in Q2 2026, 9.9% above the same quarter a year earlier ($2.4M).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.
6 of 26 compared published fees sit above the Texas median; 17 below.
Not established: Published prices do not show how often a fee is charged or waived, so they do not size its share of income.
Comparison with Texas medians for fees published by banks and credit unions.
Non-Network ATM
Overdraft (OD)
NSF / Returned Item
Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee income rose 8.4% from Q3 2025 to Q2 2026, to $2.6M. Its share of revenue, 6.7%, is above the 6.6% median for credit unions with $1B to $10B in assets.
$2.6M
Jsc Federal Credit UnionMedian
NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.
Share of revenue: median of 452 credit unions with $1B to $10B in assets, Q2 2026.
Fees from each institution’s own schedule against Bank Fee Index medians, not weighted by revenue.
Jsc Federal Credit Union · $2.6B in assets
The 25 credit unions closest in assets
Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 17 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Jsc Federal Credit Union(this institution) | Houston, TX | $2.6B | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| A+ Federal Credit Union | Austin, TX | $2.6B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Aberdeen Proving Ground Federal Credit Union | Aberdeen, MD | $2.7B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Abound Federal Credit Union | Radcliff, KY | $2.8B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Allegacy Federal Credit Union | Winston Salem, NC | $2.6B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Altura Federal Credit Union | Riverside, CA | $2.6B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| American Eagle Financial Federal Credit Union | East Hartford, CT | $2.8B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Andrews Federal Credit Union | Suitland, MD | $2.7B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Austin Telco Federal Credit Union | Austin, TX | $2.5B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Bayport Federal Credit Union | Newport News, VA | $2.8B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Connecticut State Employees Federal Credit Union | Hartford, CT | $2.7B | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Corning Federal Credit Union | Corning, NY | $2.8B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Credit Union of Colorado, A | Denver, CO | $2.6B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| Credit Union of Texas | Allen, TX | $2.6B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Dow Federal Credit Union | Midland, MI | $2.6B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Georgia United Federal Credit Union | Duluth, GA | $2.5B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Hawaiiusa Federal Credit Union | Honolulu, HI | $2.7B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Hughes Federal Credit Union | Tucson, AZ | $2.6B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| L & N Federal Credit Union | Louisville, KY | $2.6B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Partners Federal Credit Union | Burbank, CA | $2.8B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Polish & Slavic Federal Credit Union | Brooklyn, NY | $2.7B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| South Carolina Federal Credit Union | North Charleston, SC | $2.6B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Texans Federal Credit Union | Richardson, TX | $2.6B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Together Federal Credit Union | Saint Louis, MO | $2.7B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Ttcu Federal Credit Union | Tulsa, OK | $2.7B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Y-12 Federal Credit Union | Oak Ridge, TN | $2.8B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 15 publish this fee(monthly maintenance)
10 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
The peer median is $6 among 15 publishing peers.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Nov 3, 2026.
Monthly maintenance fee in dollars, one mark per institution
Jsc Federal Credit Union does not publish a monthly maintenance fee, so it is not on this chart.
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Nov 3, 2026. Total assets from FDIC and NCUA records.
Call reports for Jsc Federal Credit Union (credit union). Income lines are standalone quarters.
Fee income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $2.6M | +$152K | +6.2% |
| Q1 2026 | $2.4M | +$21K | +0.9% |
| Q4 2025 | $2.4M | +$28K | +1.2% |
| Q3 2025 | $2.4M | +$32K | +1.4% |
| Q2 2025 | $2.4M | +$577K | +32.4% |
| Q1 2025 | $1.8M | −$95K | −5.1% |
| Q4 2024 | $1.9M | +$152K | +8.8% |
| Q3 2024 | $1.7M | +$445K | +34.8% |
Financial cohort: 454 credit unions with $1B to $10B in assets filing for Q2 2026; 452 reported a share above 0% and are counted, Jsc Federal Credit Union left out. Chosen by asset size alone, so it is a financial benchmark, not a list of local competitors.
The 15 closest to Jsc Federal Credit Union by share.
Amounts from Jsc Federal Credit Union’s own schedules, with a source for each figure.
vs. the U.S. middle 50%:BelowInsideAbove
per month
per hour · Account Balancing Assistance (per hour) | $15.00 | Minimum 1 hour
per hour · Account Research (per hour) | $15.00 | Minimum 1 hour Examples include: Legal research and address research we perform on your behalf if account statements are returned to us by USPS.
per month
per item
per item
per item
per item
per year
per year
per year
per year
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Minimum Balance Fee | No chargeBelow the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
| Dormant/Inactivity Fee | $10Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Account Balancing Assistance (per hour) | $15Not compared: Charged per hour; comparison unavailable | per hour | Account Balancing Assistance (per hour) | $15.00 | Minimum 1 hour |
| Account Research (per hour) | $15Not compared: Charged per hour; comparison unavailable | per hour | Account Research (per hour) | $15.00 | Minimum 1 hour Examples include: Legal research and address research we perform on your behalf if account statements are returned to us by USPS. |
| Paper Statement | $2Inside the U.S. middle 50% ($2 to $4.98 nationally) | Not stated | None |
| Excess Transaction/Withdrawal Fee | No chargeBelow the U.S. middle 50% ($3 to $10 nationally) | Not stated | None |
| Return Mail | $5Inside the U.S. middle 50% ($5 to $7.50 nationally) | per month | None |
Overdraft & NSF | |||
| Overdraft Fee (Per Presentment) | $25Inside the U.S. middle 50% ($25 to $33 nationally) | per item | None |
| Return Item Fee/Insufficient Funds [NSF] Fee (Per Presentment) | $25Inside the U.S. middle 50% ($25 to $32 nationally) | per item | None |
| Automatic Overdraft Protection Transfer | No chargeBelow the U.S. middle 50% ($2 to $5 nationally) | per item | None |
ATM & Card | |||
| ATM Cash Withdrawal or inquiry at ATMs that are neither Wellby owned nor Allpoint Network ATMs (out-of-network) | $0.50Below the U.S. middle 50% ($1 to $2 nationally) | Not stated | None |
| Replacement Card | $5Inside the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
| Card PIN Rush - 2 Day | $15Below the U.S. middle 50% ($30 to $50 nationally) | Not stated | None |
| Card Rush - Next Day | $25Below the U.S. middle 50% ($30 to $50 nationally) | Not stated | None |
| International Transaction/ Currency Conversion Fee | 1%of the transaction | Not stated | None |
Wire Transfers | |||
| Wire Transfers: Outgoing International (audience not stated, treated as personal) | $40Inside the U.S. middle 50% ($40 to $50 nationally) | Not stated | None |
Check Services | |||
| Cashier’s Check (member) | $2Below the U.S. middle 50% ($3 to $6 nationally) | Not stated | None |
| Convert Wellby Check to Cashier’s Check (non-member) | $10Above the U.S. middle 50% ($3 to $6 nationally) | Not stated | None |
| Money Orders | $2Inside the U.S. middle 50% ($2 to $3 nationally) | Not stated | None |
| Stop payment of ACH or Personal or Business Check (audience not stated, treated as personal) | $10Below the U.S. middle 50% ($20 to $30 nationally) | Not stated | None |
| Stop Payment of Cashier's Check/Money Order | $25Inside the U.S. middle 50% ($20 to $30 nationally) | per item | None |
| Stop Payment of Online Bill Pay | $10Below the U.S. middle 50% ($20 to $30 nationally) | Not stated | None |
| Stop Payment of Personal or Business Check | $10Below the U.S. middle 50% ($20 to $30 nationally) | Not stated | None |
| Temporary Checks | No chargeBelow the U.S. middle 50% ($1 to $4 nationally) | Not stated | None |
| Foreign Collection Item Deposit | $25Inside the U.S. middle 50% ($10 to $26 nationally) | Not stated | None |
| Copy of Cleared Check | No chargeBelow the U.S. middle 50% ($2 to $5 nationally) | Not stated | None |
Digital & Electronic | |||
| Payee-returned ACH Payment Due to Member Error | $25Inside the U.S. middle 50% ($19.75 to $30 nationally) | Not stated | None |
| Next-day Bill Payments | $20Above the U.S. middle 50% ($0 to $6 nationally) | Not stated | None |
| Two-day Bill Payments | $15Above the U.S. middle 50% ($0 to $6 nationally) | Not stated | None |
| Unlimited Online Bill Pay | No chargeInside the U.S. middle 50% ($0 to $6 nationally) | Not stated | None |
Cash & Deposit | |||
| Coin Counter (Member) | No chargeInside the U.S. middle 50% ($0 to $2 nationally) | Not stated | None |
| Coin Counter (Non-Members) | 20% | Not stated | None |
| Return Deposit Check Fee | $10Inside the U.S. middle 50% ($9 to $25 nationally) | Not stated | None |
Account Services | |||
| Notary Service | No chargeInside the U.S. middle 50% ($0 to $5 nationally) | Not stated | None |
| Charge to Drill Box | $200Not compared: Box drilling or key fee | Not stated | None |
| Replace Lost Key | $25Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box 10x10 Annual Rental (audience not stated, treated as personal) | $100Above the U.S. middle 50% ($32.50 to $60 nationally) | per year | None |
| Safe Deposit Box 3x10 Annual Rental (audience not stated, treated as personal) | $32Below the U.S. middle 50% ($32.50 to $60 nationally) | per year | None |
| Safe Deposit Box 3x5 Annual Rental (audience not stated, treated as personal) | $20Below the U.S. middle 50% ($32.50 to $60 nationally) | per year | None |
| Safe Deposit Box 5x10 Annual Rental (audience not stated, treated as personal) | $64Above the U.S. middle 50% ($32.50 to $60 nationally) | per year | None |
| Legal Actions, Garnishments, Executions, or Levies | $100Above the U.S. middle 50% ($30 to $87.50 nationally) | Not stated | None |
| Deposit Verification | No chargeBelow the U.S. middle 50% ($5 to $15 nationally) | Not stated | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Nov 4, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Where Jsc Federal Credit Union operates, and what regulators and customers have on file.
Branch footprint
22 offices in 1 state (June 30, 2026)
Each dot is one office.
4 are shown at the middle of their town until the exact address is found.
Cities with the most offices
| Houston, TX | 4 |
| League City, TX | 3 |
| Friendswood, TX | 2 |
| Alvin, TX | 1 |
| Cypress, TX | 1 |
| Deer Park, TX | 1 |
| Dickinson, TX | 1 |
| Galveston, TX | 1 |
Largest competitors nearby
Local market: Harris and Fort Bend counties, TX, around its headquarters.
| 157 in its local market | Deposit share |
|---|---|
| JPMorgan Chase Bank, National Association | 51.3% |
| Wells Fargo Bank, National Association | 11.5% |
| Bank of America, National Association | 6.5% |
| Zions Bancorporation, N.A. | 3.5% |
| PNC Bank, National Association | 2.6% |
Source: NCUA credit union branch file, quarter ending June 30, 2026. NCUA does not report deposits by office.
Fee change alerts
We check once a day and send one email covering every change.