Shelby County Federal Credit Union

Headquarters: Memphis, Tennessee
Charter: Credit Union
Assets: $91.6M
Fed district: St. Louis

16 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 30, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Shelby County Federal Credit Union: $35
Shelby County Federal Credit Union: $35
U.S. median: no median
NSF / Returned Item
Shelby County Federal Credit Union: $35
Shelby County Federal Credit Union: $35
U.S. median: no median
Non-Network ATM
Shelby County Federal Credit Union: $1
Shelby County Federal Credit Union: $1
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 30, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Tennessee, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Tennessee: Banks and credit unions headquartered in Tennessee that publish the fee.
St. Louis district: Banks and credit unions headquartered in the St. Louis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Among its peers

Shelby County Federal Credit Union · $92M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 18 states.

Credit unions only
$90M to $93M in assets
Headquartered in 18 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Shelby County Federal Credit Union(this institution)	Memphis, TN	$92M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Americo Federal Credit Union	Erie, PA	$90M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Baycel Federal Credit Union	Bay City, TX	$92M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Chicago Firefighter'S Federal Credit Union	Chicago, IL	$93M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Christian Family Federal Credit Union	North Canton, OH	$93M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Coastal Community Federal Credit Union	Galveston, TX	$93M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Publishes Overdraft
County Schools Federal Credit Union	Ventura, CA	$91M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Daniels-Sheridan Federal Credit Union	Scobey, MT	$92M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Overdraft not published
Evansville Federal Credit Union	Evansville, IN	$90M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Formation Federal Credit Union	Baton Rouge, LA	$93M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Good Neighbors Federal Credit Union	Depew, NY	$92M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Jefferson Credit Union	Hoover, AL	$91M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Marshfield Medical Center Federal Credit Union	Marshfield, WI	$91M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Mckesson & Healthcare Providers Federal Credit Union	Martinez, CA	$93M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Members Source Federal Credit Union	Merrillville, IN	$92M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Multi-States Federal Credit Union	Springfield, MO	$91M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
New South Credit Union	Knoxville, TN	$90M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Northwoods Community Federal Credit Union	Park Falls, WI	$93M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Progressions Federal Credit Union	Spokane, WA	$93M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
St. Thomas Federal Credit Union	Charlotte Amalie, VI	$90M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Sunset Science Park Federal Credit Union	Portland, OR	$92M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Traverse Catholic Federal Credit Union	Traverse City, MI	$92M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Upward Federal Credit Union	Burlingame, CA	$93M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Vision One Federal Credit Union	Sacramento, CA	$92M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Welcome Federal Credit Union	Morrisville, NC	$92M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Wellspring Federal Credit Union	Bridge City, TX	$92M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published

✓ publishes the fee. – not published.

25 peers selected · 10 publish this fee(monthly maintenance)

15 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Shelby County Federal Credit Union does not publish a monthly maintenance fee in the index.

The peer median is $6.63 among 10 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 27, 2026.

Monthly maintenance fee in dollars, one mark per institution

Shelby County Federal Credit Union does not publish a monthly maintenance fee, so it is not on this chart.

Shelby County Federal Cre…Peer (equal prices stack)Peer median

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 27, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Shelby County Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Dormant Account$10
Research Fee (hourly)$25
Not compared: Charged per hour; comparison unavailable
per hour
Printed / Mailed Monthly Statement Fee$5
per month
Excessive Withdrawals from Savings (more than 3/month)$5

Overdraft & NSF

ACH Overdraft$35
ATM Overdraft Fee$35
NSF$35

ATM & Card

Excessive ATM Withdrawals (more than 3/month)$1
ATM / Debit Card Replacement$10
Share Account ATM Card Replacement$10

Wire Transfers

Outgoing Wire Fee$25
Incoming Wire Fee$15

Check Services

Cashier’s Check$8
Money Order$2
Stop Payment$35
Draft Copy Regular$1.50

Cash & Deposit

Returned Deposit$35

Lending Fees

Late Payment Fee for Visa Card$30

Other Fees

Loan Processing Fee$30

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account	$10	Not stated	None
Research Fee (hourly)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Printed / Mailed Monthly Statement Fee	$5	per month	None
Excessive Withdrawals from Savings (more than 3/month)	$5	Not stated	None
Overdraft & NSF
ACH Overdraft	$35	Not stated	None
ATM Overdraft Fee	$35	Not stated	None
NSF	$35	Not stated	None
ATM & Card
Excessive ATM Withdrawals (more than 3/month)	$1	Not stated	None
ATM / Debit Card Replacement	$10	Not stated	None
Share Account ATM Card Replacement	$10	Not stated	None
Wire Transfers
Outgoing Wire Fee	$25	Not stated	None
Incoming Wire Fee	$15	Not stated	None
Check Services
Cashier’s Check	$8	Not stated	None
Money Order	$2	Not stated	None
Stop Payment	$35	Not stated	None
Draft Copy Regular	$1.50	Not stated	None
Cash & Deposit
Returned Deposit	$35	Not stated	None
Lending Fees
Late Payment Fee for Visa Card	$30	Not stated	None
Other Fees
Loan Processing Fee	$30	Not stated	None

Correct a fee source

Oct 30, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Shelby County Federal Credit Union's monthly maintenance changes in our data

We check once a day and send one email covering every change.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Shelby County Federal Credit Union: $35
Shelby County Federal Credit Union: $35
U.S. median: no median
NSF / Returned Item
Shelby County Federal Credit Union: $35
Shelby County Federal Credit Union: $35
U.S. median: no median
Non-Network ATM
Shelby County Federal Credit Union: $1
Shelby County Federal Credit Union: $1
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 30, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Tennessee, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Tennessee: Banks and credit unions headquartered in Tennessee that publish the fee.
St. Louis district: Banks and credit unions headquartered in the St. Louis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Among its peers

Shelby County Federal Credit Union · $92M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 18 states.

Credit unions only
$90M to $93M in assets
Headquartered in 18 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Shelby County Federal Credit Union(this institution)	Memphis, TN	$92M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Americo Federal Credit Union	Erie, PA	$90M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Baycel Federal Credit Union	Bay City, TX	$92M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Chicago Firefighter'S Federal Credit Union	Chicago, IL	$93M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Christian Family Federal Credit Union	North Canton, OH	$93M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Coastal Community Federal Credit Union	Galveston, TX	$93M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Publishes Overdraft
County Schools Federal Credit Union	Ventura, CA	$91M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Daniels-Sheridan Federal Credit Union	Scobey, MT	$92M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Overdraft not published
Evansville Federal Credit Union	Evansville, IN	$90M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Formation Federal Credit Union	Baton Rouge, LA	$93M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Good Neighbors Federal Credit Union	Depew, NY	$92M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Jefferson Credit Union	Hoover, AL	$91M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Marshfield Medical Center Federal Credit Union	Marshfield, WI	$91M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Mckesson & Healthcare Providers Federal Credit Union	Martinez, CA	$93M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Members Source Federal Credit Union	Merrillville, IN	$92M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Multi-States Federal Credit Union	Springfield, MO	$91M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
New South Credit Union	Knoxville, TN	$90M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Northwoods Community Federal Credit Union	Park Falls, WI	$93M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Progressions Federal Credit Union	Spokane, WA	$93M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
St. Thomas Federal Credit Union	Charlotte Amalie, VI	$90M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Sunset Science Park Federal Credit Union	Portland, OR	$92M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Traverse Catholic Federal Credit Union	Traverse City, MI	$92M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Upward Federal Credit Union	Burlingame, CA	$93M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Vision One Federal Credit Union	Sacramento, CA	$92M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Welcome Federal Credit Union	Morrisville, NC	$92M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Wellspring Federal Credit Union	Bridge City, TX	$92M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published

✓ publishes the fee. – not published.

25 peers selected · 10 publish this fee(monthly maintenance)

15 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Shelby County Federal Credit Union does not publish a monthly maintenance fee in the index.

The peer median is $6.63 among 10 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 27, 2026.

Monthly maintenance fee in dollars, one mark per institution

Shelby County Federal Credit Union does not publish a monthly maintenance fee, so it is not on this chart.

Shelby County Federal Cre…Peer (equal prices stack)Peer median

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 27, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Shelby County Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Dormant Account$10
Research Fee (hourly)$25
Not compared: Charged per hour; comparison unavailable
per hour
Printed / Mailed Monthly Statement Fee$5
per month
Excessive Withdrawals from Savings (more than 3/month)$5

Overdraft & NSF

ACH Overdraft$35
ATM Overdraft Fee$35
NSF$35

ATM & Card

Excessive ATM Withdrawals (more than 3/month)$1
ATM / Debit Card Replacement$10
Share Account ATM Card Replacement$10

Wire Transfers

Outgoing Wire Fee$25
Incoming Wire Fee$15

Check Services

Cashier’s Check$8
Money Order$2
Stop Payment$35
Draft Copy Regular$1.50

Cash & Deposit

Returned Deposit$35

Lending Fees

Late Payment Fee for Visa Card$30

Other Fees

Loan Processing Fee$30

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account	$10	Not stated	None
Research Fee (hourly)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Printed / Mailed Monthly Statement Fee	$5	per month	None
Excessive Withdrawals from Savings (more than 3/month)	$5	Not stated	None
Overdraft & NSF
ACH Overdraft	$35	Not stated	None
ATM Overdraft Fee	$35	Not stated	None
NSF	$35	Not stated	None
ATM & Card
Excessive ATM Withdrawals (more than 3/month)	$1	Not stated	None
ATM / Debit Card Replacement	$10	Not stated	None
Share Account ATM Card Replacement	$10	Not stated	None
Wire Transfers
Outgoing Wire Fee	$25	Not stated	None
Incoming Wire Fee	$15	Not stated	None
Check Services
Cashier’s Check	$8	Not stated	None
Money Order	$2	Not stated	None
Stop Payment	$35	Not stated	None
Draft Copy Regular	$1.50	Not stated	None
Cash & Deposit
Returned Deposit	$35	Not stated	None
Lending Fees
Late Payment Fee for Visa Card	$30	Not stated	None
Other Fees
Loan Processing Fee	$30	Not stated	None

Correct a fee source

Oct 30, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.