Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community bank, $1B to $10B

The First National Bank in Sioux Falls

Sioux Falls, South DakotaBankMinneapolis Fed districtFees collected Oct 6, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

A service charge of$5Within the typical range ($3–$10 nationally)

Overdraft & NSFVerified

NSF Return Fee$17Below the typical range ($25–$31.50 nationally)
$13 below the national median
per item · Source

Wire TransfersVerified

Incoming Domestic Wire Transfer Fee$20Above the typical range ($5–$15 nationally)
$10 above the national median
Source
Incoming International Wire Transfer Fee$25Within the typical range ($10–$25 nationally)
$8.50 above the national median
Source
Outgoing Domestic Wire Template Fee$25Within the typical range ($20–$25 nationally)
At the national median
Source
Outgoing Domestic Wire Transfer Fee$35Above the typical range ($20–$25 nationally)
$10 above the national median
Source
Outgoing International Wire Transfer Fee$55Above the typical range ($40–$50 nationally)
$5 above the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
A service charge of	$5Within the typical range ($3–$10 nationally)	$0.50 below the national median	—	—	Source
Dormant Account Fee	$10Within the typical range ($5–$10 nationally)	$5 above the national median	per month	—	Source
Overdraft & NSFVerified
NSF Return Fee	$17Below the typical range ($25–$31.50 nationally)	$13 below the national median	per item	—	Source
Wire TransfersVerified
Incoming Domestic Wire Transfer Fee	$20Above the typical range ($5–$15 nationally)	$10 above the national median	—	—	Source
Incoming International Wire Transfer Fee	$25
Check ServicesVerified
Check Copy Fee	$3Within the typical range ($2–$5 nationally)	At the national median	—	—	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $17

43% below the national median NSF fee

Total fees: 9 — leaner than most institutions

Headline fees published

5 of 15

Published fees

Under review

Assets

$2.1B

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$2.1B

Total deposits

$1.8B

Service charge income

$362K

Fee income ratio

1.5%

Return on assets

1.22%

Branches

Service charge income by quarter

Q2 2026$362K

Q1 2026$329K

Q4 2025$355K

Q3 2025$343K

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 37,029 published fee entries from 2,596 institutions

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