Peach State Federal Credit Union

Headquarters: Lawrenceville, Georgia
Charter: Credit Union
Assets: $1.1B
Fed district: Atlanta

18 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 15, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Peach State Federal Credit Union: $35
Peach State Federal Credit Union: $35
U.S. median: no median
Wire Transfer (Domestic Out)
Peach State Federal Credit Union: $25
Peach State Federal Credit Union: $25
U.S. median: no median
Stop Payment
Peach State Federal Credit Union: $35
Peach State Federal Credit Union: $35
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 15, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Georgia, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Georgia: Banks and credit unions headquartered in Georgia that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Peach State Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Closed Savings Account (within one year of opening): Fee Amount$5
Paper statements$4
Savings Excessive Withdrawal per transaction (over 2 withdrawals per month): Fee Amount (audience not stated, treated as personal)$5
Returned Mail: Fee Amount$5

Overdraft & NSF

Overdraft: NSF (insufficient funds)2, 4: Fee Amount$35
Automatic Overdraft Transfer Fee: Fee Amount$5

ATM & Card

Replacement Card: Fee Amount$10

Wire Transfers

Wire Transfers: Outgoing Domestic: Fee Amount$25
Wire Transfers: Incoming: Fee Amount$10
Wire Transfers: Outgoing Foreign: Fee Amount$50

Check Services

Cashier’s Checks: Fee Amount$7.50
Stop Payment: Fee Amount$35
Copy of Check: Archived (over 12 months/1-3 items): Fee Amount$5
Copy of Check: Fee Amount$2

Digital & Electronic

ACH Same Day Processing Fee: Fee Amount$3

Account Services

Verification of Deposit: Fee Amount$25

Gift & Prepaid Cards

Visa Gift Card: Fee Amount$5

Other Fees

Copy of Statement: Fee Amount$5
Skip-A-Payment: Fee Amount$25

Fee	Amount	Basis	Note
Account Maintenance
Closed Savings Account (within one year of opening): Fee Amount	$5	Not stated	None
Paper statements	$4	Not stated	None
Savings Excessive Withdrawal per transaction (over 2 withdrawals per month): Fee Amount (audience not stated, treated as personal)	$5	Not stated	None
Returned Mail: Fee Amount	$5	Not stated	None
Overdraft & NSF
Overdraft: NSF (insufficient funds)2, 4: Fee Amount	$35	Not stated	None
Automatic Overdraft Transfer Fee: Fee Amount	$5	Not stated	None
ATM & Card
Replacement Card: Fee Amount	$10	Not stated	None
Wire Transfers
Wire Transfers: Outgoing Domestic: Fee Amount	$25	Not stated	None
Wire Transfers: Incoming: Fee Amount	$10	Not stated	None
Wire Transfers: Outgoing Foreign: Fee Amount	$50	Not stated	None
Check Services
Cashier’s Checks: Fee Amount	$7.50	Not stated	None
Stop Payment: Fee Amount	$35	Not stated	None
Copy of Check: Archived (over 12 months/1-3 items): Fee Amount	$5	Not stated	None
Copy of Check: Fee Amount	$2	Not stated	None
Digital & Electronic
ACH Same Day Processing Fee: Fee Amount	$3	Not stated	None
Account Services
Verification of Deposit: Fee Amount	$25	Not stated	None
Gift & Prepaid Cards
Visa Gift Card: Fee Amount	$5	Not stated	None
Other Fees
Copy of Statement: Fee Amount	$5	Not stated	None
Skip-A-Payment: Fee Amount	$25	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 15, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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