Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, under $300M

H E A Federal Credit Union

Warner Robins, GeorgiaCredit UnionAtlanta Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Inactive Account$5Within the typical range ($5–$10 nationally)

per month · Knox deterministic extraction from Rosetta artifact #3136. canonical_hint=dormant_account; text_hash=154e82de399dcea0c15e209d41284cec94ba2637970b6dda79c4f5a18fdd97dd; excerpt="Inactive Account | $ 5.00/month after 2 years of inactivity" · Source

Paper Statement Fee$1

$2 below the national median

Knox deterministic extraction from Rosetta artifact #3136. canonical_hint=paper_statement; text_hash=154e82de399dcea0c15e209d41284cec94ba2637970b6dda79c4f5a18fdd97dd; excerpt="Paper Statement Fee | $ 1.00 per paper statement printed" · Source

Overdraft & NSFVerified

Insufficient Funds (NSF)$30Within the typical range ($15–$32 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #3136. canonical_hint=nsf; text_hash=154e82de399dcea0c15e209d41284cec94ba2637970b6dda79c4f5a18fdd97dd; excerpt="Insufficient Funds (NSF) | $ 30.00" · Source

Wire TransfersVerified

Incoming Wire$5Below the typical range ($10–$15 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #3136. canonical_hint=wire_domestic_incoming; text_hash=154e82de399dcea0c15e209d41284cec94ba2637970b6dda79c4f5a18fdd97dd; excerpt="Incoming Wire | $ 5.00" · Source

Check ServicesVerified

Check Copy Charge$3Within the typical range ($2–$5 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #3136. canonical_hint=check_image; text_hash=154e82de399dcea0c15e209d41284cec94ba2637970b6dda79c4f5a18fdd97dd; excerpt="Check Copy Charge | $ 3.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Inactive Account	$5Within the typical range ($5–$10 nationally)	At the national median	per month	Knox deterministic extraction from Rosetta artifact #3136. canonical_hint=dormant_account; text_hash=154e82de399dcea0c15e209d41284cec94ba2637970b6dda79c4f5a18fdd97dd; excerpt="Inactive Account \| $ 5.00/month after 2 years of inactivity"	Source
Paper Statement Fee	$1Below the typical range ($2–$4.75 nationally)	$2 below the national median	—	Knox deterministic extraction from Rosetta artifact #3136. canonical_hint=paper_statement; text_hash=154e82de399dcea0c15e209d41284cec94ba2637970b6dda79c4f5a18fdd97dd; excerpt="Paper Statement Fee \| $ 1.00 per paper statement printed"	Source
Overdraft & NSFVerified
Insufficient Funds (NSF)	$30Within the typical range ($15–$32 nationally)	$2 above the national median	—	Knox deterministic extraction from Rosetta artifact #3136. canonical_hint=nsf; text_hash=154e82de399dcea0c15e209d41284cec94ba2637970b6dda79c4f5a18fdd97dd; excerpt="Insufficient Funds (NSF) \| $ 30.00"	Source
Wire TransfersVerified
Incoming Wire	$5Below the typical range ($10–$15 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #3136. canonical_hint=wire_domestic_incoming; text_hash=154e82de399dcea0c15e209d41284cec94ba2637970b6dda79c4f5a18fdd97dd; excerpt="Incoming Wire \| $ 5.00"	Source
Check ServicesVerified
Check Copy Charge	$3Within the typical range ($2–$5 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #3136. canonical_hint=check_image; text_hash=154e82de399dcea0c15e209d41284cec94ba2637970b6dda79c4f5a18fdd97dd; excerpt="Check Copy Charge \| $ 3.00"	Source

Fee change alerts

Get an email when H E A Federal Credit Union changes a fee

One email when a verified fee you follow changes. Nothing else unless you ask for it.

Work at H E A Federal Credit Union? Benchmark it against peers, free

Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $30

7% above the national median NSF fee

Total fees: 5 — leaner than most institutions

Verified fees

Under review

Assets

$42.9M

Work at H E A Federal Credit Union? See every fee vs. your peers.

The Competitive Fee Position Report: every fee on this page benchmarked against a verified peer set, in a board-ready document. free, delivered in 48 hours.

Get your free report Correct or add a fee source

Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$42.9M

Total deposits

$37.1M

Service charge income (year to date)

$34K

Fee income ratio

3.4%

Return on assets

1.60%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 57 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 6,925 verified fees from 1,557 institutions

See pricing