Ingersoll-Rand Federal Credit Union

Headquarters: Sayre, Pennsylvania
Charter: Credit Union
Assets: $124.3M
Fed district: Philadelphia

11 published fees; none has a market median to compare yet.

Source: its fee schedule, read Feb 17, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Compared at $30, its standard fee, the highest of its prices
Ingersoll-Rand Federal Credit Union: $10 to $30
Ingersoll-Rand Federal Credit Union: $10 to $30
U.S. median: no median
Wire Transfer (Domestic Out)
Ingersoll-Rand Federal Credit Union: $30
Ingersoll-Rand Federal Credit Union: $30
U.S. median: no median
Stop Payment
Ingersoll-Rand Federal Credit Union: $15
Ingersoll-Rand Federal Credit Union: $15
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Feb 17, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Pennsylvania, the Philadelphia district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Pennsylvania: Banks and credit unions headquartered in Pennsylvania that publish the fee.
Philadelphia district: Banks and credit unions headquartered in the Philadelphia Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Among its peers

Ingersoll-Rand Federal Credit Union · $124M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 19 states.

Credit unions only
$123M to $126M in assets
Headquartered in 19 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Ingersoll-Rand Federal Credit Union(this institution)	Sayre, PA	$124M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Adventhealth Federal Credit Union	Altamonte Springs, FL	$125M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Bp Federal Credit Union	Houston, TX	$124M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Brotherhood Federal Credit Union	Lynn, MA	$125M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Central Credit Union of Illinois	Bellwood, IL	$123M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Coconino Federal Credit Union	Flagstaff, AZ	$126M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
F R B Federal Credit Union	Washington, DC	$123M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
First Missouri Federal Credit Union	Saint Louis, MO	$125M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Garden Island Federal Credit Union	Lihue, HI	$126M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Guthrie Community Federal Credit Union	Sayre, PA	$123M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Kansas Teachers Community Federal Credit Union	Pittsburg, KS	$125M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Luso-American Federal Credit Union	Peabody, MA	$123M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Missouri Central Federal Credit Union	Lees Summit, MO	$123M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Mutual First Federal Credit Union	Omaha, NE	$125M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
N A E Federal Credit Union	Chesapeake, VA	$126M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Publishes Overdraft
Nesc Federal Credit Union	Methuen, MA	$126M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Northern Communities Federal Credit Union	Duluth, MN	$124M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
One Source Federal Credit Union	El Paso, TX	$124M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Plus Federal Credit Union	Las Vegas, NV	$126M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
River Valley Federal Credit Union	Ada, MI	$124M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Tarrant County'S Credit Union	Fort Worth, TX	$124M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Telco Plus Federal Credit Union	Longview, TX	$124M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
The Health & Education Federal Credit Union	Lexington, KY	$126M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	Publishes International wire	Overdraft not published
Thinkwise Federal Credit Union	San Bernardino, CA	$123M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Tomah Area Federal Credit Union	Tomah, WI	$126M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
United Savings Federal Credit Union	Fargo, ND	$125M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 13 publish this fee(monthly maintenance)

12 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Ingersoll-Rand Federal Credit Union does not publish a monthly maintenance fee in the index.

The peer median is $6 among 13 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.

Monthly maintenance fee in dollars, one mark per institution

Ingersoll-Rand Federal Credit Union does not publish a monthly maintenance fee, so it is not on this chart.

Ingersoll-Rand Federal Cr…Peer (equal prices stack)Peer median

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Ingersoll-Rand Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Escheat Fee$30
Inactive Account Fee (After 18 months)$1
per month
Statement Reconciliation$20
Not compared: Charged per hour; comparison unavailable
per hour
Return Mail/Incorrect Address Fee$5
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

MasterCard Debit Card Overdraft Fee$30
per item
MasterCard Debit Card Overdraft Fee$10
per item

Wire Transfers

Wire Transfer (Outgoing) Fee$30
Incoming Wire Fee (Domestic)$10
per item

Check Services

Cashier/Certified Check Fee$2
per item
ACH Stop Payment (audience not stated, treated as personal)$15
per item
Share Draft Stop Payment$15
per item
Check Cashing Fee$5
per item
Share Draft Photo Copy$5
per item

Cash & Deposit

Deposited Item Return Fee$30
per item

Account Services

Legal Documents$50
Not compared: Charged per document; comparison unavailable
per document

Retirement & IRA

IRA Closed/Transfer out early fee$20
per item

Gift & Prepaid Cards

Visa Gift Cards $10.00-$500.00$3.50
per item
Visa Gift Cards $501.00-$1000.00$4.50
per item

Other Fees

Statement Copy$0.25
Not compared: Charged per page; comparison unavailable
per page

Fee	Amount	Basis	Note
Account Maintenance
Escheat Fee	$30	Not stated	None
Inactive Account Fee (After 18 months)	$1	per month	None
Statement Reconciliation	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Return Mail/Incorrect Address Fee	$5Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
MasterCard Debit Card Overdraft Fee	$30	per item	None
MasterCard Debit Card Overdraft Fee	$10	per item	None
Wire Transfers
Wire Transfer (Outgoing) Fee	$30	Not stated	None
Incoming Wire Fee (Domestic)	$10	per item	None
Check Services
Cashier/Certified Check Fee	$2	per item	None
ACH Stop Payment (audience not stated, treated as personal)	$15	per item	None
Share Draft Stop Payment	$15	per item	None
Check Cashing Fee	$5	per item	None
Share Draft Photo Copy	$5	per item	None
Cash & Deposit
Deposited Item Return Fee	$30	per item	None
Account Services
Legal Documents	$50Not compared: Charged per document; comparison unavailable	per document	None
Retirement & IRA
IRA Closed/Transfer out early fee	$20	per item	None
Gift & Prepaid Cards
Visa Gift Cards $10.00-$500.00	$3.50	per item	None
Visa Gift Cards $501.00-$1000.00	$4.50	per item	None
Other Fees
Statement Copy	$0.25Not compared: Charged per page; comparison unavailable	per page	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Feb 17, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Ingersoll-Rand Federal Credit Union's cashier's check changes in our data

We check once a day and send one email covering every change.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Compared at $30, its standard fee, the highest of its prices
Ingersoll-Rand Federal Credit Union: $10 to $30
Ingersoll-Rand Federal Credit Union: $10 to $30
U.S. median: no median
Wire Transfer (Domestic Out)
Ingersoll-Rand Federal Credit Union: $30
Ingersoll-Rand Federal Credit Union: $30
U.S. median: no median
Stop Payment
Ingersoll-Rand Federal Credit Union: $15
Ingersoll-Rand Federal Credit Union: $15
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Feb 17, 2026View sources

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Pennsylvania: Banks and credit unions headquartered in Pennsylvania that publish the fee.
Philadelphia district: Banks and credit unions headquartered in the Philadelphia Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Among its peers

Ingersoll-Rand Federal Credit Union · $124M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 19 states.

Credit unions only
$123M to $126M in assets
Headquartered in 19 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Ingersoll-Rand Federal Credit Union(this institution)	Sayre, PA	$124M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Adventhealth Federal Credit Union	Altamonte Springs, FL	$125M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Bp Federal Credit Union	Houston, TX	$124M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Brotherhood Federal Credit Union	Lynn, MA	$125M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Central Credit Union of Illinois	Bellwood, IL	$123M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Coconino Federal Credit Union	Flagstaff, AZ	$126M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
F R B Federal Credit Union	Washington, DC	$123M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
First Missouri Federal Credit Union	Saint Louis, MO	$125M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Garden Island Federal Credit Union	Lihue, HI	$126M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Guthrie Community Federal Credit Union	Sayre, PA	$123M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Kansas Teachers Community Federal Credit Union	Pittsburg, KS	$125M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Luso-American Federal Credit Union	Peabody, MA	$123M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Missouri Central Federal Credit Union	Lees Summit, MO	$123M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Mutual First Federal Credit Union	Omaha, NE	$125M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
N A E Federal Credit Union	Chesapeake, VA	$126M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Publishes Overdraft
Nesc Federal Credit Union	Methuen, MA	$126M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Northern Communities Federal Credit Union	Duluth, MN	$124M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
One Source Federal Credit Union	El Paso, TX	$124M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Plus Federal Credit Union	Las Vegas, NV	$126M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
River Valley Federal Credit Union	Ada, MI	$124M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Tarrant County'S Credit Union	Fort Worth, TX	$124M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Telco Plus Federal Credit Union	Longview, TX	$124M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
The Health & Education Federal Credit Union	Lexington, KY	$126M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	Publishes International wire	Overdraft not published
Thinkwise Federal Credit Union	San Bernardino, CA	$123M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Tomah Area Federal Credit Union	Tomah, WI	$126M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
United Savings Federal Credit Union	Fargo, ND	$125M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 13 publish this fee(monthly maintenance)

12 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Ingersoll-Rand Federal Credit Union does not publish a monthly maintenance fee in the index.

The peer median is $6 among 13 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.

Monthly maintenance fee in dollars, one mark per institution

Ingersoll-Rand Federal Credit Union does not publish a monthly maintenance fee, so it is not on this chart.

Ingersoll-Rand Federal Cr…Peer (equal prices stack)Peer median

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Ingersoll-Rand Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Escheat Fee$30
Inactive Account Fee (After 18 months)$1
per month
Statement Reconciliation$20
Not compared: Charged per hour; comparison unavailable
per hour
Return Mail/Incorrect Address Fee$5
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

MasterCard Debit Card Overdraft Fee$30
per item
MasterCard Debit Card Overdraft Fee$10
per item

Wire Transfers

Wire Transfer (Outgoing) Fee$30
Incoming Wire Fee (Domestic)$10
per item

Check Services

Cashier/Certified Check Fee$2
per item
ACH Stop Payment (audience not stated, treated as personal)$15
per item
Share Draft Stop Payment$15
per item
Check Cashing Fee$5
per item
Share Draft Photo Copy$5
per item

Cash & Deposit

Deposited Item Return Fee$30
per item

Account Services

Legal Documents$50
Not compared: Charged per document; comparison unavailable
per document

Retirement & IRA

IRA Closed/Transfer out early fee$20
per item

Gift & Prepaid Cards

Visa Gift Cards $10.00-$500.00$3.50
per item
Visa Gift Cards $501.00-$1000.00$4.50
per item

Other Fees

Statement Copy$0.25
Not compared: Charged per page; comparison unavailable
per page

Fee	Amount	Basis	Note
Account Maintenance
Escheat Fee	$30	Not stated	None
Inactive Account Fee (After 18 months)	$1	per month	None
Statement Reconciliation	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Return Mail/Incorrect Address Fee	$5Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
MasterCard Debit Card Overdraft Fee	$30	per item	None
MasterCard Debit Card Overdraft Fee	$10	per item	None
Wire Transfers
Wire Transfer (Outgoing) Fee	$30	Not stated	None
Incoming Wire Fee (Domestic)	$10	per item	None
Check Services
Cashier/Certified Check Fee	$2	per item	None
ACH Stop Payment (audience not stated, treated as personal)	$15	per item	None
Share Draft Stop Payment	$15	per item	None
Check Cashing Fee	$5	per item	None
Share Draft Photo Copy	$5	per item	None
Cash & Deposit
Deposited Item Return Fee	$30	per item	None
Account Services
Legal Documents	$50Not compared: Charged per document; comparison unavailable	per document	None
Retirement & IRA
IRA Closed/Transfer out early fee	$20	per item	None
Gift & Prepaid Cards
Visa Gift Cards $10.00-$500.00	$3.50	per item	None
Visa Gift Cards $501.00-$1000.00	$4.50	per item	None
Other Fees
Statement Copy	$0.25Not compared: Charged per page; comparison unavailable	per page	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Feb 17, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.