Ingersoll-Rand Federal Credit Union

Headquarters: Sayre, Pennsylvania
Charter: Credit Union
Assets: $124.3M
Fed district: Philadelphia

11 published fees; none has a market median to compare yet.

Source: its fee schedule, read Feb 17, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Compared at $30, its standard fee, the highest of its prices
Ingersoll-Rand Federal Credit Union: $10 to $30
Ingersoll-Rand Federal Credit Union: $10 to $30
U.S. median: no median
Wire Transfer (Domestic Out)
Ingersoll-Rand Federal Credit Union: $30
Ingersoll-Rand Federal Credit Union: $30
U.S. median: no median
Stop Payment
Ingersoll-Rand Federal Credit Union: $15
Ingersoll-Rand Federal Credit Union: $15
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Feb 17, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Pennsylvania, the Philadelphia district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Pennsylvania: Banks and credit unions headquartered in Pennsylvania that publish the fee.
Philadelphia district: Banks and credit unions headquartered in the Philadelphia Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Ingersoll-Rand Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Escheat Fee$30
Inactive Account Fee (After 18 months)$1
per month
Statement Reconciliation$20
Not compared: Charged per hour; comparison unavailable
per hour
Return Mail/Incorrect Address Fee$5
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

MasterCard Debit Card Overdraft Fee$30
per item
MasterCard Debit Card Overdraft Fee$10
per item

Wire Transfers

Wire Transfer (Outgoing) Fee$30
Incoming Wire Fee (Domestic)$10
per item

Check Services

Cashier/Certified Check Fee$2
per item
ACH Stop Payment (audience not stated, treated as personal)$15
per item
Share Draft Stop Payment$15
per item
Check Cashing Fee$5
per item
Share Draft Photo Copy$5
per item

Cash & Deposit

Deposited Item Return Fee$30
per item

Account Services

Legal Documents$50
Not compared: Charged per document; comparison unavailable
per document

Retirement & IRA

IRA Closed/Transfer out early fee$20
per item

Gift & Prepaid Cards

Visa Gift Cards $10.00-$500.00$3.50
per item
Visa Gift Cards $501.00-$1000.00$4.50
per item

Other Fees

Statement Copy$0.25
Not compared: Charged per page; comparison unavailable
per page

Fee	Amount	Basis	Note
Account Maintenance
Escheat Fee	$30	Not stated	None
Inactive Account Fee (After 18 months)	$1	per month	None
Statement Reconciliation	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Return Mail/Incorrect Address Fee	$5Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
MasterCard Debit Card Overdraft Fee	$30	per item	None
MasterCard Debit Card Overdraft Fee	$10	per item	None
Wire Transfers
Wire Transfer (Outgoing) Fee	$30	Not stated	None
Incoming Wire Fee (Domestic)	$10	per item	None
Check Services
Cashier/Certified Check Fee	$2	per item	None
ACH Stop Payment (audience not stated, treated as personal)	$15	per item	None
Share Draft Stop Payment	$15	per item	None
Check Cashing Fee	$5	per item	None
Share Draft Photo Copy	$5	per item	None
Cash & Deposit
Deposited Item Return Fee	$30	per item	None
Account Services
Legal Documents	$50Not compared: Charged per document; comparison unavailable	per document	None
Retirement & IRA
IRA Closed/Transfer out early fee	$20	per item	None
Gift & Prepaid Cards
Visa Gift Cards $10.00-$500.00	$3.50	per item	None
Visa Gift Cards $501.00-$1000.00	$4.50	per item	None
Other Fees
Statement Copy	$0.25Not compared: Charged per page; comparison unavailable	per page	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Feb 17, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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