Verified

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Community credit union, under $300M

I B E W Local 56 Federal Credit Union

Erie, PennsylvaniaCredit UnionPhiladelphia Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Monthly Service Charge(If minimum balance of$25Within the typical range ($5–$200 nationally)

per month · Knox deterministic extraction from Rosetta artifact #1948. canonical_hint=monthly_maintenance; text_hash=aac95a38777ecc2d4914247e3ddbf54ff1b35914d910892a4f1b39e69405f7a3; excerpt="Monthly Service Charge(If minimum balance of $25 not maintained and the average monthly balance is less than $100)" · Source

Share Annual Maintenance Fee(If minimum$25

$7.50 above the national median

per year · Knox deterministic extraction from Rosetta artifact #1948. canonical_hint=monthly_maintenance; text_hash=aac95a38777ecc2d4914247e3ddbf54ff1b35914d910892a4f1b39e69405f7a3; excerpt="Share Annual Maintenance Fee(If minimum $25 balance is not maintained)" · Source

Overdraft & NSFVerified

Draft Returned for Non-sufficient Funds(Maximum of 3 per Posting -$60Above the typical range ($10–$30 nationally)
$35 above the national median
Knox deterministic extraction from Rosetta artifact #1948. canonical_hint=nsf; text_hash=aac95a38777ecc2d4914247e3ddbf54ff1b35914d910892a4f1b39e69405f7a3; excerpt="Draft Returned for Non-sufficient Funds(Maximum of 3 per Posting - $60.00)" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Monthly Service Charge(If minimum balance of	$25Within the typical range ($5–$200 nationally)	$7.50 above the national median	per month	Knox deterministic extraction from Rosetta artifact #1948. canonical_hint=monthly_maintenance; text_hash=aac95a38777ecc2d4914247e3ddbf54ff1b35914d910892a4f1b39e69405f7a3; excerpt="Monthly Service Charge(If minimum balance of $25 not maintained and the average monthly balance is less than $100)"	Source
Share Annual Maintenance Fee(If minimum	$25Within the typical range ($5–$200 nationally)	$7.50 above the national median	per year	Knox deterministic extraction from Rosetta artifact #1948. canonical_hint=monthly_maintenance; text_hash=aac95a38777ecc2d4914247e3ddbf54ff1b35914d910892a4f1b39e69405f7a3; excerpt="Share Annual Maintenance Fee(If minimum $25 balance is not maintained)"	Source
Overdraft & NSFVerified
Draft Returned for Non-sufficient Funds(Maximum of 3 per Posting -	$60Above the typical range ($10–$30 nationally)	$35 above the national median	—	Knox deterministic extraction from Rosetta artifact #1948. canonical_hint=nsf; text_hash=aac95a38777ecc2d4914247e3ddbf54ff1b35914d910892a4f1b39e69405f7a3; excerpt="Draft Returned for Non-sufficient Funds(Maximum of 3 per Posting - $60.00)"	Source

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Verified fees

Under review

Assets

$10.8M

Status: Verified

3 verified fees so far. Once 5 are verified, this profile gets a national-median comparison and a free competitive report.

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$10.8M

Total deposits

$9.4M

Service charge income (year to date)

$16K

Fee income ratio

5.8%

Return on assets

1.23%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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