Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Walton County Teachers Federal Credit Union

Defuniak Spring, FloridaCredit UnionAtlanta Fed districtFees collected Oct 3, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Dormant Account Fee$5Within the typical range ($5–$10 nationally)

Overdraft & NSFVerified

NSF and Courtesy Pay Fee (Items over $5.00)$32Within the typical range ($25–$33 nationally)
$2 above the national medianAt the Florida median
Source
Reoccurring Returned Check Fee$15Below the typical range ($25–$32 nationally)
$15 below the national median$15 below the Florida median
Source
Overdraft Transfer Fee$3Within the typical range ($2.50–$5 nationally)
$2 below the national median$2 below the Florida median
Source

ATM & CardVerified

Replacement Debit Card Fee$5Within the typical range ($5–$10 nationally)
$5 below the national median$5 below the Florida median
Source
Expedited Ship for Credit Card Fee$55Above the typical range ($30–$50 nationally)
$15 above the national median$16.25 above the Florida median
Source

Wire TransfersVerified

Wire Transfer (outgoing) Fee$25Within the typical range ($20–$25 nationally)
At the national medianAt the Florida median
Source
Wire Transfer (incoming) Fee$15Within the typical range ($5–$15 nationally)
$5 above the national median$5 above the Florida median
Source

Check ServicesVerified

Official Check Withdrawal Fee$2Below the typical range ($3–$6 nationally)
$3 below the national median$3 below the Florida median
per item · Source
Stop Payment Fee$32Above the typical range ($20–$30 nationally)
$4.50 above the national median$2 above the Florida median
Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Dormant Account Fee	$5Within the typical range ($5–$10 nationally)	At the national median$5 below the Florida median	per month	—	Source
Non-Member Research Fee	$15Within the typical range ($11–$25 nationally)	$2.50 below the national medianAt the Florida median	—	—	Source
Overdraft & NSFVerified
NSF and Courtesy Pay Fee (Items over $5.00)	$32Within the typical range ($25–$33 nationally)	$2 above the national medianAt the Florida median	—	—	Source
Reoccurring Returned Check Fee	$15
ATM & CardVerified
Replacement Debit Card Fee	$5Within the typical range ($5–$10 nationally)	$5 below the national median$5 below the Florida median	—	—	Source
Expedited Ship for Credit Card Fee	$55
Wire TransfersVerified
Wire Transfer (outgoing) Fee	$25Within the typical range ($20–$25 nationally)	At the national medianAt the Florida median	—	—	Source
Wire Transfer (incoming) Fee	$15
Check ServicesVerified
Official Check Withdrawal Fee	$2Below the typical range ($3–$6 nationally)	$3 below the national median$3 below the Florida median	per item	—	Source
Stop Payment Fee	$32
Account ServicesVerified
Levy and Garnishment Fee	$50Within the typical range ($30–$90 nationally)	At the national median$50 below the Florida median	—	—	Source

Fee change alerts

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$32

Overdraft fee: $32

7% above the national median overdraft fee

12 verified fees collected

Headline fees published

8 of 15

Published fees

Under review

Assets

$30.1M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$30.1M

Total deposits

$26.6M

Service charge income (year to date)

$36K

Fee income ratio

3.9%

Return on assets

1.66%

Financial profile · Pro

Performance from regulator filings

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